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£50k - what to save/invest in
Right, although this seems to be a fairly common 'problem' on these boards I cannot find a good answer to the question I have. In short I have some redundancy ~ 50k, and I want to know peoples advice on it. There are a few things to consider: I have a mortgage of 80k, fixed at 4.7% for the next year and a bit. It costs a…
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What to do with these darn $$$$$$
Hello, I am about to receive US$5000, and a further US$5000 in a couple of months and I was wondering what do with it. I dont want to change it in to Sterling as I travel to the United States and other US$ countries with work. As a UK resident I have looked at Offshore savings accounts, but either I dont have the minimum…
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Money Market deposits
I notice on HSBC's web site, under savings, the following product: http://www.hsbc.co.uk/1/2/personal/savings/more/money-market;jsessionid=0000b2XCIk_-4gjTr5rTh4IfSor:12oq01bkr I like the sound of the idea, but don't have 50k. I've tried some quick searches on Google, but so far can't find anything in the personal finance…
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Abbey taking double on swith payments
Hi All, My father has an account with Abbey, he had about £38k in his account and recently bought a motor home on switch for £23k, when he checked his account after the payment his account was -£3500 overdrawn and all his money was frozen. talking to the bank manager he was told that the "authorisation company" took the…
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How do pay into LloydsTSB 6.5% isa?
Hi, I opened an ISA with LloydsTSB in March by transferring money from another ISA to Lloyds. I wish to now add this year's 3,600 to the Lloyd's ISA but am not sure how to do it - can I do this online via BACs or do I take a cheque into a LloydsTSB branch and give them my ISA account number? Thanks, T.
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Icici Accounts - Must Change Password
[FONT=Zurich BT,Arial, Helvetica, sans-serif][FONT=Zurich BT,Arial, Helvetica, sans-serif]Dear Customer, We are writing to let you know that we have changed how our internet-banking passwords are made up. From 15th April, 2008 your internet-banking password must contain letters, digits and special characters (such as £, $,…
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Lloyds TSB drop 6.5% ISA offer
As the title says, LloydsTSB has today withdrawn its 6.5% ISA. I went in today to transfer in from another provider only to find the best they could offer me was 5%. gianduja
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10%/20%?
This new year tax year 2008/9 income tax starts at 20%. It does not apply to 2007/8 in which one still can have the first £2000 odd income taxed at 10%. This is what it states on the Customs and Inland Revenue website. How is it that Nationwide is already charging 20% on savings from last year to the current new tax year…
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Child savings tax-allowance confusion...
Hi, I'm trying to figure out where to put savings for my 4yo son, and have been left confused by the article on this site pertaining to this subject. 1) At the very start under 'Taxing Children' it makes clear that my son will have the usual earnings limit of approx £5k a year before tax, I inferred from that, that he…
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ETF's and Investment Trust
Hi, I'm seriously considering investing my money in ETF's and investment Trust, I am just wondering in if anyone who has any knowledge about this area of investment can anyone recommend any good books or website's I can check out? Also in regards to ETF's, if I was interested in a particular area or sector , what can I do…
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Icesave
Rate to remain untouched on easy access account. http://www.icesave.co.uk/savings-news-icesave.html
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Who will be first?
With the BOE dropping rates yesterday which bank will be first to drop their saving rates? Why should saver be penalised when the likes of nationwide raise their mortgage rates a few days before the base rate is lowered?
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Completely Online Savings process?
Does anyone know who offers a totally online savings account? So identity checks online, nothing to sign and return, ability to deposit via debit card or bank transfer from the start. Can anyone help? :confused: Thanks!
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Considering Opening A Savings Account With Kaupthing Edge
Hi I am considering opening an account with Kaupthing Edge, but as this is an online savings account and I have never heard of this company before I am a little concerned if they went bust. Would I get my cash back I am thinking about putting in all my savings which is around 6k, which is alot of cash for me to lose should…
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Advice on online savings account for 13 year old
Hi there, My son has just turned 13. I want to move his savings account to one that is more "grown up". Can anyone advise of an account for him which offers an online service and a card for ATM transactions? Obviously, I hope it will have a competitive interest rate as well! thanks in advance,
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Proof of ID
Hi, I'm going to open an account at Icesave, but I'm not a UK citizen. If I send them original copies of ID, e.g., my tax notice, will they send it back? I'm a bit worried since, apparently according to some posters here, they provide such appaling customer service. Thanks.
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Bank late to open ISA
Hi, I attempted to open an ISA with Barclays 2 weeks before the deadline. I had made an appointment with my local branch and also registered for online banking. I obtained my pin sentry in good time and applied for the ISA online, and cancelled my appointment with the local branch. I have now received my ISA package from…
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Investing £1000 ish until september to pay off a holiday???
Hi all, I currently have around £1000 to pay off a £2000 holiday. The remaining balance will be saved up until the balance due date of the holiday which is mid sept. The thing is i think the £1000 can be used to make me money rather than paying it off the holiday straight away. So what i need to know is, is there any…
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instant access savings account
I'm after a high street savings account with the best rate. I would like to access my money with no penalties and also be able to use the branch.I don't want an internet only account any ideas which account would suit my needs? thanks.
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For all u Commodity Investors
[FONT=Arial, Helvetica, sans-serif]An article from Bloomberg written by Heather Walsh, on Copper prices;[/FONT] [FONT=Arial, Helvetica, sans-serif][/FONT] [FONT=Arial, Helvetica, sans-serif][/FONT] [FONT=Arial, Helvetica, sans-serif]'An energy shortage in Chile may do for copper what cuts in electricity supplies did for…
