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Crown Servant and savings
I have a few thousand pounds to invest, at the moment I am looking at the Barclays Isa 6.5% or Kaupthing 6.5%. I have been umming and aaaring for a while now (I am currently not working so do not pay tax) My husband is serving and we are off overseas again for 2-3yrs and in most t&c's you have to be UK resident where do we…
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seriously need help i think :P
Hi All, i've got £12,000 sat in my Halifax Current account, January: 48p Interest February: 48p Interest March: 54p Interest its the ONLY account i have, what should i do to make more money, i'm a "financial n00b" :P Thanks anto
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Problems with ICICI?
Anyone else have problems with ICICI HiSave? Just tried last weekend to transfer £8K out of my HiSave account to my linked account. Had confirmation it would transact on the Monday. Lo and behold, today got an email saying that due to "technical problems", the transaction would not actually happen until today - Thursday…
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I need to save 6K over two years, I've already got 1K, whats the best solution?
I need to save up around 6k to go travelling, me and my mate plan to go in Spring 2010, im still in college and will only be able to start full time work until mid-september. Started looking for full time jobs, found a few which will pay well enough for me to put £250 away a month and worked it out on the ISA calculator…
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40k to invest today over long term, your thoughts
I've got £40k to invest that I won't need to touch for at least 15-20 years. My financial adviser has advised a Skandia MultiManager. The fund range is MultiFund and the risk level is 4 out of 10. I would be each year switching the to the maximum allowed for ISA. What I am wondering is whether now is a good time to invest…
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Kaupthing Edge Freezing Its 6.5% Rate Again.
http://www.thisismoney.co.uk/saving-and-banking/article.html?in_article_id=439712&in_page_id=7
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SAGA 6.71% One Year Fixed Rate From 14th
No sign of One Year Fixed rates going down . :j http://www.moneyfacts.co.uk/savings/bestbuys/short-term-fixed-rate-bonds.aspx Icesave might have to increase its One Year Fixed Rate Soon. :D
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Help needed with calculations to decide if to save or pay off loan(s)
Hi, I'd really be grateful for help with these numbers... I've got a choice between paying off (or at least towards) 1 or even both debts or, saving the money in a cash ISA. I know people say pay debts off first however I'd like to see how much I'd gain or lose from paying/not paying them off. A few details: HSBC Grad loan…
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Transfer Tessa Isa To Cash Isa
Can I Transfer My Existing Tessa Isa Into A Cash Isa But Then Open A New Isa With Someone Else Using My 0809 Allowance Of £3,600. Some Companies With Higher Rate Interest Isas Will Not Accept Transfers But I Need To Move My £12000+ From Where It Is Now Because The Interest Is Ridiculously Low. Could I Move It To A Company…
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What an ICESAVE/ING Transfer joke
Hello, Thought i would share an absolute knightmare I am going through right now....... Begining of March - opened up a new ICESAVE ISA, With my current ING Direct ISA being transferred in £3170.......... Due to the bad publicity and fear I had with ICESAVE, I decided to cease the opening of the account and stop the…
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joint account but not joint interest?
hi all, i am lucky enough to have some savings currently in a decent savings account but unfortuneatly as my wife and i are both higher rate tax payers this is getting taxed at 40%. My wife is due to give up work shortly due to us having an impending arrival and as such her earnings will fall below the higher tax rate…
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Does my address matter for Bradford and Bingley - or any savings account??
Hi! I'm thinking of opening the fixed rate new savings bond account with bradford and bingley and it got me thinking about my banking and address. I've lived in 3 addresses in the last couple of years and before that I was abroad. I have always used my parents address for all of my secure paperwork (banking, driver's…
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Painter and decorator makes £6,500 in 20 mins
Not for the faint-hearted or safety investor http://business.timesonline.co.uk/tol/business/money/investment/article3688558.ece
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Where to invest £20k
Needs instant access, not sure how long it will be invested for. Would like something non-risky, ISA allowance for this year used up. Any ideas appreciated?
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FSA Authorisation with a criminal record
I know there are a few IFA's on this board so I was hoping to get a bit of advice on my situation. I am about to apply for FSA authorisation for the 1st time as a controlled person. The problem is that I have previous convictions although they are all spent. I have 2 cautions from my childhood, a drink driving charge in…
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NDF Possible 13% PA (14.5% with Premier)- but will stock market rise in next 6 years?
I have been recommended, by my financial advisor, a product from NDF called Twin Option Kick Out Plan which could give 13% per annum. It is being offered to me as a low risk option and to me it seems to good to be true. Basically the starting price is fixed at the FTSE 100 price as of 8th May 2008. If at the 8th May 2009…
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Can I Have A Bank Account
IF I MOVED TO ANOTHER EUROPEAN COUNTRY, DIDN'T HAVE A PROPERTY IN ENGLAND, WOULD I STILL BE ABLE TO KEEP MY EXISTING ENGLISH BANK ACCOUNTS? :money:
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Transfer in flexible mini cash isa with good Interest Rate
I wonder if you can help me. I have 3 Cash ISAS spread in 2 different banks and their interest rate is rubbish. I am looking to open a new cash isa for this year and transfer everything into one. Thing is that I would like to have a monthly paid interest and not be bound to not being able to get the money out if needed. I…
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Taiwan Share ISA-such a thing? where?
HI, i have filled up my allocation for my cash ISA for this year, and i am now interested in the share ISA part. I would like to invest in Taiwan through this, either through a fund or through a Index Tracker of the Taiex Index? is there any way that this can be done? if so, who offers this? thanks in advance!
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MSE News: Bank of England cuts base rate by 0.25%
This is the discussion to link on the back of the MSE News Item “Bank of England cuts base rate by 0.25%". Please read the News Item first, as this discussion follows it. Read Bank of England cuts base rate by 0.25% Click reply to discuss below.
