-
Barclays Tax Haven ISA
Tried to open Barclays Tax Haven ISA today. The website says if you are not an account holder you need to go into a branch. Went in to my local branch "oh sorry you need an appointment can you come back another time?" Well , I said, " if I cant open it now I will go elsewhere" so they then said if I could wait 10 mins I…
-
Which NS&I Tax Free Bond
Hi Guys Have £30 I need to get tax free today. Have the new issue bonds to look at. 2Yr Fixed at 2.6% 5Yr Fixed at 2.7% 3Yr Index + 0.25% 5Yr Index + 0.35% All pretty crap to be honest, but will have to probably be the Index linked???? Any Advice appreciated.
-
Advice Please!!
Hi Everyone, I am new to the site and there seems to be a lot of good advise in here so was hoping if some of your experienced people could help me out. My wife, son and I have been living in Dubai for the past couple of years and will be returning to the UK in January. We have a house in the UK worth about 320K, with a…
-
Help to invest £5000 for a child!!!!
Ok, so so confused and need help because I am searching everwhere and can't find anything suitable...:confused: My Mum would like to invest £5000 for my son in an account that no one can access except himself when he is 21 years old. She can't take this savings fund or what ever it is out with her being the trustee as she…
-
50/50
The wifey in the Newcastle Building Society was trying to sell me a 50/50 balanced FTSE Bond, 50% in a a saving account for 12 Mths (7%) and 50% in a 5 yr tracker delivering 50% of any growth in the FTSE over 5yrs, with credit crunch closing in is this a wise or canny investment, anybody know?:confused:
-
protection against banks going bust / investment advice
I have recently received an inheritance and have deposited £101,000 in Nationwide. I heard on Newsnight today that there is a 20 percent chance that ANY UK bank can go bust. Should I deposit this money in a number of banks? I think I heard that deposits are guaranteed but only up to 35K Is there a better way of investing…
-
7.6% for £12000
I reckon i have found an account that all the comparison websites have missed !! It is from the West Bromwich BS called the magic eight http://www.westbrom.co.uk/westbrom/savings.product OK you need to leave it for a year to get the bonus but its 1% better than anything else I have found Next do I open a barclays isa @6.5%…
-
Shares or cash isa
I have £5000 in a UK Growth Fund Shareclass A accumulation, and I was wondering if I should be considering moving it to a mini cash isa? :confused: Thanks
-
Suitable risk free investment to fund care home?
Hi, looking for a bit of support / advice please. My mother needs to go into a care home and this needs to be privately funded. She will have capitol of @ £240,000 from sale of home and savings. She will get some state support due to illness, she is left needing to find @£900 per calender month. The desire is to place the…
-
Egg Cash Isa
I opened an Egg Cash Isa before the 5th of April and funded it with £3000.00 (the maximum). Now that we are into the new tax year it says that i can invest £3600.00 - Is this right because I thought that 3000.00 was the limit per year? Another question I have is can I now deposit more into this Isa since we're into the new…
-
company share save scheme - is the money safe if the company goes bump?
ok, this may be a silly question but with all the scaremongering about banks going bump, it got me thinking, my savings accounts are covered by the compensation scheeme, after northern rock collapse etc as i have no where near that money, but does the savings paid into company share save schemes (ie where you pay into for…
-
Egg ISA Questions
Hi There I'm relatively inexperienced in the financial world, being an 18 year old student who is still doing his A-levels... However, recently I've been keeping my excess money in an Egg Savings ISA. Just some general questions. I tried to make a payment into my Natwest account ten minutes ago or so, and my balance…
-
Birmingham Midshires 6.76% One Year Fixed Rate
6.45% got knocked off best buy tables so BM come storming back with 6.76%. :eek: http://www.moneyfacts.co.uk/savings/bestbuys/short-term-fixed-rate-bonds.aspx
-
Interest Rates
It makes me sick that we have come round to the time of the month that the news presenters think it's clever to try and convince the BOE to reduce interest rates. They seem to want to pander to the plonker mortgage payers that have themselves to blame by over extending themselves. Just as our rates are showing signs of…
-
Worrying changes at Zopa?
Any other Zopa lenders here? I can't fathom them removing options to loan at 12 and 24 months, obliging lenders to be 'in' for a minimum of 36 months. Making these changes at the same time as the credit-crunch with a spurious explanation suggests a wheel is coming off. IMHO get out of the lending game on Zopa, the…
-
Icesave - New 6.86% AER Fixed Rate
Icesave are bringing out a new 6-Month Fixed Rate account at 6.75%/6.86% AER from 12th April. :) (Source: Moneyfacts http://moneyfacts.co.uk/savings/bestbuys/short-term-fixed-rate-bonds.aspx)
-
SIT Stockplan
Hi all, I've been looking at the Scottish Investment trust Stockplan - mainly because I can pay in a small monthly sum - whereas many similar offerings require a larger monthly deposit. However, i noticed that they recently changed administrator for the stockpland and it is now overseen by Halifax Share Dealing. Does this…
-
Delays with transfers from Sainsburys Internet Saver?
Just interested to see if anyone else is experiencing problems with moving money from Sainsburys Internet Saver accounts? I've never had a problem before, but did an online transfer yesterday morning and noticed it hadn't gone when I looked today. I rang them and was told they had no record of it so tried to transfer again…
-
Kent Reliance ISA - Moving Funds
-
Easy ISA Question - advice please!!!
