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Fixed 6month Icesave 6.86%aer, Birmingham Midshire 6.82%aer or ICICI HiSAVE 6.50%aer
Hi folks, Im looking to get a 6month fixed rate savings account, and have come to the point where i am considering Icesaves 6month fixed rate savings account (6.86%aer), Birmingham Midshire's Direct 6 Month Fixed Rate Bond (6.82%aer) or ICICI HiSAVE 6month fixed account which gives 6.50%aer. Know, apart from the marginal…
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Getting money into a Principality E-Saver?
Hi, Can any Principality E-Saver customers tell me how one can get money into the account? I am looking to open a new savings account and want one which will allow me to transfer money electronically into the account, but not via DD. The reason is that I want to pay money into this account from multiple accounts, and the…
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ethical isa & temporary tax savings...
Hi everyone, I'm new. Can anyone please help me with a couple of questions??: Firstly, I've been looking into moving my isa (Intel Finance 5.35%). I would like to find an 'ethical' option which pays a half decent rate. So far the best I can find is co-operative at 5.12%. I'm not sure I want to risk a Stocks&Shares isa, as…
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ISA transfers - tax savings
I am trying to find out if there are any products out there that you can move stocks and shares ISAs to yet keep the tax free benefits. My father has some stocks and shares ISAs which due to market volatility have decreased in value lately and he is trying to move them elsewhere without losing the tax free benefits. Is…
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Any experience with McManus UK Ltd.?
[FONT=Courier New, monospace]Did anybody already deal with any of the McManus UK Ltd offshore entities? I do have a program, but not enough cash. I have been advised that they can fund investors with access to Private Placement Programs but they don’t want to joint venture with me. They want a fee for the service. This is…
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B&B - swapping savings account every 3 months...
Hi, I've read up on Bradford & Bingley 6.15% p.a. Internet Saver (Issue 2) and it seems people suggest they introduce a new type of account every 3 months or so then lower the rate on the previous one. I'm not that keen on swapping accounts every 3 months so can anyone suggest the best place for an initial £500 with…
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Need some help with a savings account please!
Hi, I have already used up my Cash ISA allowance for 08/09, so am looking for a new savings account until next year. I can only afford to deposit £100 per month, but also intend to deposit a few small sums -such as money earned from overtime, ebay sales, survey sites etc as and when I can... Trouble is, I don't know where…
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Credit markets
Are the credit markets cheering up a little? I certainly hope so. Link posted today on another board http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article3732164.ece
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Does savings loyalty to one company help for mortgage?
Hi there, Just a quick question really. If you stick with one bank or building society for all your products does this count for you if you are looking for a mortgage from them? I.e. might they lend you more because of your good history or better rate for long time customer? Or is this not the case in the slightest?…
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Britannia - how long before not mutual?
Hi, Not really sure what i mean to ask here. You know when a building society has no shareholders or whatever it is like Britannia. Then they can change and members can get a windfall? What exactly is this called. Is there any chance of it happening it Britannia? Currently i have 2 accounts with them and been a member for…
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Where to move money to??
I have been looking around for a while now but I can't find anything that meets my requirements. I currently have an old barclays ISA with £9k in and I am looking to transfer this all into a new one with a better rate. The current rate is around 4.2% I believe. The following must apply for me to move it. - Transfer in ISA…
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Sold shares - help please!
I sold all my shares in Lloyds TSB Bank, at lunchtime last Wednesday (9th April '08), through Equiniti. These are certificated shares where I hold the certificate. After selling I received a message confirming the sale, but received no instructions as to what I need to do now! I understand that Equiniti will send a…
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Which is best account to put £10000 to get best return (don't need access)
Hello. I'd welcome a little advice. I'm looking to put £10000 in an account to get the best return. I do not need to touch it for a few years. I have already invested the max for this year in a cash ISA. I'm not confident with Stocks & Shares. I'm a non-tax payer. Thank you in advance. BG
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Which saving account should I go for?
Dear Sir or madam With regard to credit crunch, I decide to save from £500 to £1000 monthly in order to achieve about £50k after 5 years. The trouble is I am not sure which saving account would be suitable for my needs. I was thinking of using ISA but only accept up to £3500 per year. The reason of doing this is that I…
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Cash ISA transfer for a pensioner
My mother in law just bought a mini Cash ISA with Halifax and has put in the full amount (£3600) in. She told us about it today and she said that she is getting only 5% interest. Are you aware of any better rates where she can transfer by going to a branch (she does not want us do do anything on the inernet for her). I…
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Child Savings Accounts
Hi all, How much money can you hide (oops did I say that), I mean give to a child to place in a gross interest child account? without incurring tax evasion charges
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Direct line
Has anyone saved through Directline? I have just received my application pack but was a bit put off as they asked for a direct debit to be set up, so i can transfer and withdraw from the account.Is this right? I thought it was a standing order?
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first save
I filled in an on line application for first save today. i thought I read about it on the main savings page as being one of the highest interest rates. However at the end of the application I noted they want me to send my details to a po box in newcastle. I then did some checks and found it has links with nigeria. I know…
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Cahoot rate changes
Just got a nice email from Cahoot. The good news is that you can now earn 6.35%!!!!!.....on savings over £1,000,000 :rotfl: How pointless. The good news is that they don't seem to have cut their rates following the BoE cut this week - the rate is still 5.25% on savings upto £50,0000.
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Skandia MIP (Maximum Investment Plan) maturing - what to do?
Ten years ago we were persuaded (by an adviser we no longer use - long story) to invest in a Skandia MIP. This is a regular savings plan, linked to life assurance (for taxation reasons) which if maintained for a minimum of ten years then permits you to cash in the capital sum, or draw income (or a combination of both) at…
