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Finding out what credit I had
In order to check my PPI i need to know who I've had credit with. I got a free experian account but that doesn't list the companies. I think it's because I viewed it once and it then doesn't show you again. Some of these online companies claim they can check without this, not sure how. Also I'm not sure they are safe so…
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Offset rule question
As I’ve successfully had some PPi payouts my partner decided to check out his. He has had an offer RBS for a credit card that he had arrears on (he and his ex sent some stuff to a debt management company years ago) They sent him the statement of the credit card at the time of the offer and the payment was made against the…
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DSAR info supplied, but I don't understand it
Morning everyone, Been going through old loans etc from a list I made years ago, I have not kept any paperwork. I applied to Bank of Scotland about three AA loans I had, i genuinely can't remember if I had ppi or not. They have sent through information but it's hard to understand? They are closed on the weekend so wondered…
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RBS confirm they have kept no paperwork... Even though I ahve bank statement proving I did ahve loan
So this seems to be an odd one and I'm hoping that someone can offer advice. I've kept no paperwork relating to an loan I took out in the late 1990's to purchase a car , and the only evidence i have that the loan existed in an old bank statement. RBS have informed me that they have not kept ANY paperwork relating to said…
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SAR-Subject Access request(to banks) Where to find their addresses, to send SAR to?
When requesting a SAR - Subject Access request from the Banks/ Credit card companies, whom you wish to get the info from, What are their addresses? Particularly for *Halifax *Barclays *Llyds *Capital one *Santander *Nationwide (Some of their websites don't seem to show that address, for requesting a SAR from the bank) Is…
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Natwest SAR
I recently did a 'did you have PPI' check on the Natwest site. Today I had a letter from RBS saying that they cannot locate any accounts for me. Do I now send an SAR? Do I put every single previous address or just the previous address at the time of said accounts. Also if I want to send extra details in reply to the letter…
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Second opinion on PPI calculation
I have had a decision on one of my loans and I just want a second opinion on the calculation as I get a different figure to what I have been sent PPI Premium to be refunded - £807.12 Interest On Premium - £199.39 Extra Amount Paid when refinanced - £795.04 Total - £1,801.55 The start date of the loan was 22 Years and 12…
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HYC ? should I pay them ?
So I contacted a ppi claim company to see if I had ppi with Barclaycard they checked and said I had none and there was nothing more they could do Barclaycard then wrote to me saying they’d made a mistake and if I filled the forms in I could claim which I duly did I also made a few follow up calls I then had a text from the…
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Carphone Warehouse
Hi, i Seen an article regarding CPW mis-selling insurance so I provided my details to a company who processes the claims (CWH Insurance Claims). Their fee, if successful is 35% +vat. Is this standard? Can I make a claim myself instead? I did take insurance out a some point but I'm unsure if my claim will be successful.…
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Plevin CMC's
I have been made an offer under the plevin rules after rejections twice, 2011 and last year in September.I used CMC who closed the case as it was a duplicate claim and was rejected. No mention was made to us that they would keep the case open about the commission side. Subsequently in October last year, we put the case…
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Argos Card - PPI
I have sent Argos card a letter regarding my PPI and they have replied back saying that I can't claim anything back as it wasn't missold!!!!!!! Is there anything that I can do now??
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RBS Loanguard PPI?
Hi, I've just gone through my mothers paperwork and found out she had paying for a loanguard policy that she had no idea she was paying for on top of her mortgage. She had paying it from 2001 till March this year. From what she has told me and looking at the checklist I am certain it was mis-sold. Can she make a claim on…
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Premier mortgage centre
I hope that this is the correct place to post and I apologise if not! Has anyone dealt with trying to reclaim ppi from Premier Mortgage centre? I wrote a letter following martins template and had it returned saying they are no longer there. I can’t find any information so assume they are no longer trading. I contacted the…
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Life & Critical Illness PPI
I've been paying for Life and Critical Illness Insurance for over 30 years. Would anyone know if these type of insurances include PPI?
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Company passing the buck
Hi there I was hoping for some advice about my next steps. I took out a loan for a car in 2008 via a company called the Funding Corporation in Chester. I realised recently that there was indeed PPI attached to the loan. Luckily I have all the documentation still and submitted a claim via the Resolver site early April.…
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Reclaim PPI from over 30 years ago
I had a loan with Yorkshire bank back in 1980/81 I have tried to claim last year and they said they don't have any records for this, is it worth trying to claim again?
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PPI and Estate Agents
Hi all, I was sold PPI by my estate agent (Ward & Partners) when purchasing a property. When doing so, I was not made aware of commission from the estate agent. I took this out in 2009. I contacted the PPI provider (Legal & General) who have rejected my claim and I have read online very little about success with estate…
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PPI with Lloyds - Deceased Parent
Hi all! We've been told that we can claim PPI for our mother who passed way in 2010. She had a personal loan, a loan shared with my father, and he had a loan of his own. He's already had a £30k payout for the loan that was his own and the one he shared wit her, but as they weren't married and there was no civil partnership…
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Was PPI only charged on outstanding debt
Hi I am trying to confirm if it's worth spending time to see if I am owed any PPI. Throughout my life I have used credit cards a lot but nearly always paid the balance in full, exceptions would be no more than 5 months and less than £500 total in interest. I have never had a personal loan, only debt I have ever had has…
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Two successful PPI reclaims for deceased father
Hi, With thanks for advice I've received on this forum, I've made two successful PPI reclaims for my deceased father (I'm his executor). Thought I'd provide some info which may help others. In this situation, I asked members on this forum if I should use a PPI reclaim company - I got a resounding no as the answer. After…
