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PPI claims ending
I am getting lots of emails saying the deadline for PPI claims is August 2019 I do two jobs and Im a carer so literally have not had to the time to check how I check if I am owed anything so if this is true I need to put my skates on !
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Fscs query
Hi, I have a PPI claim with Nemo loans who don't exist now. A letter from the fscs states they need more information to forward the claim. I only have the settlement letter and nothing else, they want proof of payments which may prove difficult as it goes back some years. Documentation is non existent. Any advice please…
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Refund of Charger - Suspicious PLEASE HELP!
Hi all, I have received a letter from: LLOYDS BANK Customer service solution center PO box 1117 cardiff, CF11 1UQ TEL No 0800027 1311 The first bit of the letter reads like this: "REFUND REMINDER We wrote to you recently enclosing a cheque for the sum of £542.55 Our records show you have not yet cashed the…
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PPI Response
Hello I am very new to all this so please have patience. I recently claimed PPI for a credit card I have had with Natwest since 1988. I was sold the PPI with it based on the amount that was spent on the card. The bank have acknowledge this and have made me an offer. I feel the amount that the offer is based on seems on the…
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Not FSA/FCA-regulated
We have tried to reclaim MPPI which we have paid for years until recently, but having been referred back by two different companies who have subsequently taken over from the original company, we now find they were not FSA/FCA - Regulated at the time we first took out the insurance. So it appears we cannot claim! :mad: We…
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New to forums
Hi everyone, Not sure if i am in the right place as I have never used a forum before. I'm not sure if what i had is classed as PPI , Aviva say it is not. It was called a term assurance policy and I was under the impression it was something i had to have otherwise my mortgage company would not give me a mortgage. It was…
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Finding Old Loan / Finance Details
Hi All, I have read the MSE page on Reclaiming PPI. I have an issue in trying to remember who over the last 20 years i have had accounts / loans / car finance and mortgages with! I have checked my credit report but it only goes back 6 years from what i can read and I can't even find that information very easily on the…
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First Direct credit card, MMPI and loan insurance
Thank you, thank you, thank you. I have popped onto this board and asked a few questions about my PPI applications and I’ve had £86 back from Next and Homebase. I’ve just heard back from First Direct, my current bank, that have been treating my current bad debt situation appallingly badly......they have upheld all my PPI…
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PPI commission
Hi, hope someone can help Had an evans/santander store card which started 1990, closed about 2007 or 2008. Made a claim in 2012 which was rejected. I had sick pay through my work but they said I could have cancelled the PPI and sent out updated terms in 1998 and 2003 as well. Now had a letter from them again saying I can…
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PPI - Credit Unions ??
Hi..has anyone ever re-claimed PPI from a credit union? I've had various loans from Voyager Alliance in the past and I'm undecided...would it be a bit immoral to claim PPI seeing as Credit Unions were set up to assist the community ? On the other hand Voyager Alliance is much more like a business these days. Any success /…
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G.E CAPITAL car finance
Hi, I had car finance via G.E capital back in 1998, I have some details from an old bank statement . PPI was attached to the monthly payments . Can I claim from the finance company if they have been bought over, if so how do I go about it
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£200 PPI reclaim offer from Santander - do I accept?
We made a PPI claim with Santander who represent PPI claims for Dorthy Perkins/Burton store cards. My wife had one of these cards around 20 years ago... which she probably had for around 5-8 years. We have no paperwork. We sent the claim off and Santander acknowledged she was sold PPI with the store card. They did this…
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PPI - we know we had it but help...
Hi, we know we had it but need help on this. We have a couple of addresses, maiden names etc and not much paperwork. Can you just send letters to the companies in different names or addresses without account details - there would be quite a few we would need. I know we shouldn’t but could be easier to help with this....If…
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PPI for spouse of bankruptee
Hi, a relative has asked me to look into PPI for his wife. He was declared bankrupt 16 years ago, she was not affected. He thinks he has/had no PPI and any claim would not be his anyway as it would go to the Official Receiver. If (big IF!) she is successful in her PPI claim: 1. Would she be entitled to it, or would it go…
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PPI Claim After Name Change
Hi all, I’ve never claimed for PPI, but I believe that I am eligible for some money back. My situation is a little different than most people, so I’m here asking for advice on the best way to handle this. In 2012 I changed gender, including a name change by deed poll. In 2015 I was awarded a Gender Recognition Certificate.…
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PPI Refund Santander/Debenhams
I contacted Santander PPI Helpline some weeks ago, explained to helpful operator my reasons for claiming PPI from a Debenhams Card Account used only occasionally. I received a questionnaire asking for further information which was straightforward and posted back. A letter arrived beginning of April upholding my claim and…
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pi claim
stupidly fell for the hard sell and have instructed Allay claims to chase up any PPI claim I might have, can anyone say whether this firm "Allay Claims" is genuine or a scammer, or a genuine scammer ( 38%) recently found out they charge 38% on winning claims, is this enough to yell scammer ?. Bud
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Appealing PPI decision
Hi i have used a company to reclaim my PPI which has been rejected, they have advised i appeal, but what i want to know is if i appeal without them, as in i do it personally and am successful, will i still have to pay them their 20% ?? advice gratefully received
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PPI Claim for Ex Bankrupt
Can anyone suggest a PPI claims firm that will handle my claims. I was Bankrupt almost 30 years ago but cant find a company that will handle my claims. Spent ages yesterday filling out online forms only to be asked in the 2nd last question Have you ever been Bankrupt .. Answer Yes ... Pop up message Sorry we cant handle…
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Citymain Admin claims? (Vodafone / Mobile Phones Direct
Hi, Anyone made a claim against these guys for 'misselling' insurance? I've recently remembered I had a phone through mobile phones direct and it kept getting added to my account without me wanting it or knowing about it. I never take extended warranties etc. I had it for seven years in total and I know I specifically…