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Reclaim PPI & other insurance

Archives for July 2018

Ppi from Citi?
I have been chasing some of my old creditors for PPI refunds just lately. Some of which are from loans going back to 1999 ! 1 of these with Citi Financial. I'm at the stage where they have confirmed that there was a PPI policy with the account and they are honouring my complaint I'm just waiting for their offer. I am quite…
Beneficial Trust
Hi, new to the site and looking for some help / advice. We used Beneficial Trust back in the in the 1980’s and 90’s and are pretty sure we had to take out some form of Payment Protection. We have no paperwork to check this out and just wanted to know if there is anything we can do? Any and all help would be grateful…
Bank paid pelvis but refuses to pay PPI
Hi there, Hoping someone here has experience of something like this and can help guide me to get this resolved. I have previously had 2 loans with Halifax, neither of which did I request or knowingly have PPI for. One loan they admitted having PPI on immediately, before refunding. The second loan, they admitted 1.5 years…
Personal accident,sickness and unemployment insurance
In the early 1990's my husband and I re-mortgaged our house with what was then the Abbey National, whilst in their office discussing it we were offered a personal accident,sickness and unemployment policy with General Accident, we thought this would be a good idea as my husband had suffered what the hospital described as a…
Accounting negligence
Hi everyone. New to the forum and pretty sure this thread is in the wrong category. Admin feel free to move if it does not fit. I was wondering if anyone has any experience of a negligent accountant in the past? I am currently in a dispute with my previous accountant and not sure where to go from here. I am a self employed…
Financial ombudsman complaint
Hello, I've recently left a previous employer (a nationwide insurance company) and I feel they've mugged me off a bit. I took out my car insurance with them for two consecutive years; during the first of which I had a claim - this was later settled and found in my favour. However, as I had the claim towards the end of the…
MPPI claim questionnaire
Hi there, I recently started the ball rolling with a PPI claim with my mortgage provider. I have no idea if I have PPI (took out the mortgage in 2010 and do not recall the details of the conversation I had in the branch!). I been sent a questionnaire to complete and I’m just wondering how best to complete certain parts of…
Egg Card Repayment Protection (PPI) claim
I put a claim in for PPI from Barclaycard for an Egg card I opened in 2005 and closed in 2010, after Barclaycard took them over. My balances during most of this time were fairly high and there were periods when I was only making minimum repayments. I can't remember if I had PPI and I don't have the paperwork from opening…
Nationwide Objection to PPI payment based on timescales
Hello forum, My PPI complaint with Nationwide is with the Ombudsman, who tell me that Nationwide is raising an objection into looking at my complaint as it's over six years after it happened and more than three years since I would have realised or known I had cause to complain. Can they do this? Nationwide put PPI on my…
Why only 8% interest
Re-instatement of mis-sold PPI currently erases the PPI and puts the repayments in an 8% simple rate interest rate account. Why? 1) The PPI was a mandatory part of the loan product. The repayments that actually happened are for the loan product, therefore re-instatements must repay the loan product. Is the bank in breach…
Halifax
I had 2 PPI claims which I sent to the Halifax along with copies of the original paperwork. Today I received letters asking me to complete an 11 page questionnaire (one for each) within 14 days. The problem I have is, is that it was a long time ago and really cannot remember much about the PPI (one was on mortgage and one…
Blackhorse demanding my Decree Absolute ?!
Hi All - just wondering if any else has had similar issue with Blackhorse ? I am looking into a PPI issue for some former car finance. At the time of the agreement I went under my former married name. Blackhourse are refusing to deal with my queries until I give then the reason for the name change and details of my…
Lloyds Bank PPI refund - much lowerthan expected!!
Hi everyone. I took out a loan with Lloyds about 6 years ago for £20,000. I have repaid it in full. There was PPI attached to the loan (which was amazing as I was adamant at the time I didn't want it). They have written back to me this weekend to say that they have upheld my complaint, and will be refunding me £440. This…
PPI or Plevin: Which form to use
Hi There, Hoping someone with some expertise may be able to help me. I've compiled what I can to submit a PPI claim for both me and my wife. While the article on the MSE website is excellent, I still can't work out which of the forms to use: Me: have had overdrafts and credit cards in the past (of which I have some numbers…
Tenetconnect - ifa professional indemnity insurance
I made a claim against Paymentshield through Resolver and got a response within a week, claiming that the responsibility laid with the broker who sold me the MPPI policy. My major complaint is that the amount my policy is for, does not equate to my actual mortgage payments, i.e. I have been over-insured. Paymentshield…
Miss selling of Critical Illness Cover it didn’t pay out when I lost my sight so we lost our home
In 2005/2006 I lost my sight in my right eye and was diagnosed with a rare disease-Behcet’s disease-which lead to other disabilities like chronic arthritis, meningitis headaches, comprised immune system amongst many other chronic illnesses which consequently lead to me having to be medically retired as I was not able to…
PPI cheque received?
After having surprised success claiming back historic PPI ( ok no life changing amounts but enough to pay a couple of debts off and treat my kids) I convinced my ex partner and mother of my kids to give it a go as she had nothing to lose, at very worst she would just get nothing. For the sake of 10 minutes of filling forms…
reclaim PPI and other insurance
Hi everyone you were all so helpful and I'm wading through stuff, just some more questions. Wasn't too sure whether to start a new thread, but here goes! 1) have discovered that my my late father was sold Life assurance when he took out a mortgage in 1976, (BTW the interest repayment was 13% on the mortgage) the mortgage…
Marketing breach, please help
Bought a new car and going through the papaerwork to find a printed sheet from them titled Marketing Permissions. It states here that they would like to contact me and if I am happy to then let them know below. This has the following options with boxes to tick yes or no : Email Post SMS Phone Then customer signature and…
What happens to the PPI if the bank can't trace my ex?
Hi I reclaimed PPI and a few months ago I recieved 50% from Lloyds as it was a joint account with my ex. We split up 15 years ago and I no longer have any contact details for him. The bank clearly haven't been able to trace him as they keep sending correspondence for him to my address. I have asked the bank what happens to…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Reclaim PPI & other insurance

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