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Help Needed! Bank Sent Threatening Letter
I have read Martin's PPI page and used the template letter to contact my bank to request clarification whether PPI was applied to my credit card. My bank responded stating that, should they not be able to provide me with the required documents (original credit agreement) under the s78 request, this might result in my card…
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PPI Nationwide
I had Mortgage protection with Nationwide so I applied to reclaim. As it's a while ago I was vague as to why I thought I'd been mis-sold. Now I have a final "no" decision. I since have found the Mortgage & Insurance Payments Arrangements showing the Payment Protection was free for one year. The mortgage was paid off one…
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Might as well see if I had Halifax PPI...
Reading and hearing testimonies of people who received compensation for being sold PPI after not realising they had it in the first place, I filled in Halifax’s online form and submitted it. I’ve received a 12-sided A4 “Payment Protection Insurance Questionnaire” through the post. I can’t answer most of the questions…
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PPI scam? Claimhunters
Good morning, I'm looking for a little bit of advice please. I helped make a couple of enquiries/claims into missold PPI on behalf of a relative on 26th March 2018 and in this case filled out the PPI complaints webform on the Littlewoods website, not wanting to involve any kind of middleman/claim company. My relative has…
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Claiming back charges GE Money
I am looking for advice. In 2007 I took out a 25k secured loan with GE Money. In hindsight a stupid thing to do. Personal circumstances with my ex partner forced me to to consolidate debt he had ran up in my name. He promised to pay and didn't, so I covered it until I lost my job in 2009. I was some time out of work and…
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Resolver
Why is it that when I try to Log-In to Resolver it immediately addresses PPI when my problem has nothing to do with PPI although it has to do with a Home Insurance company?
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Company fobbing me to other company
hello I put a claim in for PPI via the Resolver, great service by the way. Anyway it is for Welcome Finance - however they have sent numerous responses but each one is a duplicate of the previous letters saying we will deal with your complaint within 8 weeks, (well they have 7 days left!) However this week I received a…
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Advice needed
Morning, I'm after a bit if advice with the wife's PPI claim. We made a claim against an old Dorothy Perkins store card that she had, Santander (who now own GE Capital who the card was with) wrote back acknowledging the account and the PPI on it. So far, so good. They gave us the account number, and asked us to fill in the…
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Monument / Barclaycard Payment Break Plan
Hi, New to posting on site so forgive me if covered before or posted incorrectly. I requested a SAR from Barclaycard as I had an issue regarding a card I had with them. Anyway, they sent me today a stack of old statements, within this stack are statements that relate to an old Monument Credit card I had, I assume they…
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Random letters and text about PPI
My husband has asked me to find out if this has happened to anyone else. A few weeks ago he got several texts and emails whithin a few days about reclaming PPI. They had his name and address and some had emails or phone number. He has no idea where they have got his details from, as this is something we have done ourselves…
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PPI from 10 years ago?
Hi, I've been wondering for a while whether I may be able to reclaim some PPI from many accounts I had when I was younger and I've decided that now is the time to give it a go. I've had a read through Martin's guide to reclaiming and I'm still a little bit confused. Around 10-12 years ago I was in a fair amount of debt and…
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PPI, Plevin & Reclaiming late payment fees
Hello all, please could i have some help with PPI/ Plevin/ bank charges. I am doing claims for my mum & I. regarding plevin: If i have had ppi & got a successful claim in 2015, this doesn’t make me eligible to claim plevin right? From what i have read you can only get plevin if you have been denied a PPI claim? Can someone…
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Outstanding bill (under 6 years) and claiming PPI
Hello, My mother has a few outstanding credit bills that have fortunately not tried to chase her debts in the past several years (she really couldn't afford to pay it back right now). I was wondering if she tried to claim PPI, may they reignite these debts? may it be considered a form of acknowledging the debt and…
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Next Directory Personal Loan PPI
Does anyone know if Next Directory (NEXT) ever offered personal loans at any time during the 90’s possibly through Clydesdale Financial Services Ltd?
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PPI when working a term time contract
I've found a letter from 2003 'welcoming' me to a PPI policy. I don't know why I started paying PPI, the amounts I owed at any time were quite inconsequential, less than £100. It was for ACE catalogues. Judging by the statement numbers I had the account from around 2001. In 2001 I would have met the criteria for PPI - I…
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Can anyone help please with Lloyd’s credit card
Hi all Hoping someone can help me I put a complaint into Lloyd’s due to them advising I had PPI on my credit card. Long story short I made the claim they upheld however I don’t think they’ve calculated it correctly My credit card has been live for approx 12 years and has always had a balance probably has been on average…
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Finding out if a deceased person had PPI
If this question has already been asked please point me to it but not I am note asking if I can claim for a deceased person but how to find out if they were ever sold PPI. My dad died around 10 years ago and recently my mum (sole executor of the will) got a letter saying he had been missold PPI and she could claim for it…
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Plevin
Hi, has anyone had any experience of a declined PPI claim, the decision of which is still upheld but that in relation to the Plevin rules, the bank/lender has now awarded a 'goodwill' payment, despite the claim being denied and the commission amount less than 50%? Grateful for any feedback!
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Bank says they can't locate my Mortgage Account
I took out a mortgage with Cheshunt Building Society in 1990. The compnay was taken taken by Bristol & West in 1992 and then they were taken over by Bank of Ireland in 1997. I put in a PPI claim via Resolver to Bank of Ireland. I have the original account number and documentation but Bank of Ireland have replied…
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Bank of Scotland Mortgage
Hi all I had a mortgage with the bank of Scotland from April 2007 to December 2013. What is the likelihood that PPI was present on this mortgage? Thank you
