Finding out if a deceased person had PPI

Hazelperry

If this question has already been asked please point me to it but not I am note asking if I can claim for a deceased person but how to find out if they were ever sold PPI. My dad died around 10 years ago and recently my mum (sole executor of the will) got a letter saying he had been missold PPI and she could claim for it (from a bank). We didn’t realise at the time you could claim for someone who had died but now we do.

However the problem is we don’t know how to find out who he had loans and credit cards etc with. He will have had them, he always had some, and he was self employed for a while so will have been missold PPI. However the things on the web say to look in paperwork (don’t have any, he died 10 years ago), look at the credit rating (don’t know if you can do this for a deceased person but even if you could they won’t have data from over 10 years ago) or contact the banks- but they can charge you £10 per application and again don’t think they have data from 10 years ago (although one of them must as they contacted us and set the whole ball rolling). Is there any other way of finding out who he had things with, we can name a few suggestions (egg, lloyds tsb (as it was then)) but that’s not going to get us very far!

dunstonh

My dad died around 10 years ago and recently my mum (sole executor of the will) got a letter saying he had been missold PPI and she could claim for it (from a bank).

That does not sound right. If the bank had confirmed that he was missold PPI then they would not write to your mum she could complain. They would automatically put it through their complaints process and pay her out.

It may be that it was a CCL and an invititation to complain if you thought it was missold.

However the problem is we don!!!8217;t know how to find out who he had loans and credit cards etc with. He will have had them, he always had some, and he was self employed for a while so will have been missold PPI.

Most PPI covers the self employed. It is just a significant minority that does not. So, it can be a reason sometimes but not all the time.

Is there any other way of finding out who he had things with, we can name a few suggestions (egg, lloyds tsb (as it was then)) but that!!!8217;s not going to get us very far!

Only way is what records your mum has, her memory and asking the bank.