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Mr Reno
About 20 yrs ago I applied through a mortgage broker to increased my mortgage with Lloyds Bank to £70K. We were told by the broker that Lloyds Bank would only provide the increased mortgage if I & my wife take a life insurance policy out to cover the whole sum. The insurance company that has insured us is the LV & the…
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Clydesdale Finance/Barclays
Hi, I'm hoping someone could give me some help with a card I took out to buy a guitar with Sound Control. Long story short; I was told I had to take out PPI but it would be pennies per month and I wouldn't notice. Well, that was a lie. I managed to get a copy of the form I received from Barclays and it clearly shows it was…
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Ppi claim help
Hi. I took a loan out from Yorkshire bank in 1992 for £1125.00 and I was mis-sold the ppi of a one off payment of £117.00. I contacted the bank who rejected my claim as they didn't have the information as it was so long ago. I fortunately kept my bank statements with the information on. I then went to the ombudsman who…
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Claiming PPI when in debt
Hi, I am looking for advice, I am not on an IVA or Bankruptcy, but I do have a payment plan on 2 companies due to very tragic circumstances that happened to me. I know from checking that I have PPI on both companies. For years I paid these loans without fail. If I claim the PPI miss sale to pay towards the debt, can they…
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PPI Confusion
I have written to a number of lenders using the reclaim letter guidance. I have now received responses from them all the 1st from alloyed Bank advising me that if I want to apply formally under Data protection (fee £10). Is this standard? Another was in regards to Abbey National (Santander) who sent a response asking me to…
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Natwest Gold - Reclaim charges if previously claimed?
I have an upgraded account and had never used any of the package until sadly we had to change flights due to a bereavement in the family. Would this now stop me from claiming back what I have paid with the package over the years or would I be able to claim less the payout?
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PPI Firm Charges - Refund
Hi, I instructed a PPI firm to look at the possibility of being owed PPI monies and on instruction they advised that they are regulated and cannot make someone worse off (money wise) and have to either make someone better off financially or in the same situation (and not to be worse off). This procedure was started in…
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After using a ppi claims company do you have to pay them?
After using a ppi claims company do you have to pay them if you take the paperwork to the bank and the bank pays you directly?
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Injury at work dating back about 18 years!
Hi, I am not at all sure if this the right place to post this, apologies if it is not. Back in about 1998/2000, I was fitting double glazing for a local company, while ripping out the old windows on a particular job, a peice of glass went into the side of my hand. I had to go to the local hospital for stitches, after the…
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Halifax re-opening closed PPI complaints (again!)
I logged some PPI complaints against Lloyds Banking Group and their brand 'Halifax' in 2012 and they paid out on the credit cards but not on the loans. I thought about going to the FOS, but never did and thought "such is life" and left it. In 2013 they wrote to me saying that they had reviewed my complaints and were paying…
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Unexpected PPI Refund - Topshop and Debenhams
Back in 2007 I received a letter from GE Capital to say there was the possibility I’d been mis-sold PPI on my Debenhams card and therefor they were giving me a refund. From memory I think it was in the region of £100-£150. I hadn’t actually realised that it was PPI on my statements as it was called cancellation premium so…
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Claiming PPI from Shop Direct
Hello, I'm trying to claim from Shop Direct Catalogue for a friend, he's got mental health problems,was unemployed and registered disabled. All this was also the case when he started paying the Extra Care Advantage. Someone did notice some time ago that he was paying it and realising it would never have paid out cancelled…
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Ppi from 1994!!!
Would you try/ would there be a chance of reclaiming missold ppi from 1994/1995/1996?? We think we possible had the product on various loans taken out with Yorkshire bank, but have no paperwork, and no loan details. It would, if it were there, be unnecessary and potentially missold. Is the time scale too high? We are…
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Dorothy Perkins, genworth/santander
Hi after over two years with the FOS my complaint was upheld in April, FOS suggested it would be 8 weeks before I received payment. At 9 weeks I phoned genworth/financial insurance group and was told it was with Santander who were making calculations, fair enough I thought, give them another week. I rang again today to be…
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Brought PPI but no policy was setup
Hi, I need some help and advice regarding an ongoing issue which I just want resolved. I brought a car on finance in 2010 from a car dealership the finance was with Clydesdale Financial Services (Barclays Partner Finance) whilst at the dealership I chose to purchase Payment Protection Insurance for Life, Accident and…
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Reclaiming Additional PPI
Hi, I hope you can help, I have claimed back PPI through a claims company last year and now they have sent me a letter to say I might have additional amounts of money to claim back as a "top up" to my previous claims - Due to new legislation?? Has had anyone else had similar letters? should I proceed…
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Bank account repayment
Hi all, I have a package account and I have put in a claim for being miss sold the account. Can I cancel the account if I've got a claim on going
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Mis-sold insurance on a debt management plan?
My wife got into some fairly serious financial difficulties several years before we got together and entered into a voluntary debt management plan with PayPlan. Until recently my wife has been paying into this plan monthly for the best part of 10 years, but then we found ourselves in a position to completely clear the…
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MCOL - what cost?
Hi all. I'm about to start a MCOL case to try to get back the £800 that I am owed. Please can anyone tell me how much this will cost me if I fail, Thank you.
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Mis sold finance
Hiya, i'm very sorry if this in the wrong section but I'm brand new to this forum and not sure where exactly i should post. Firstly i'll be as brief as possible. I'm looking for help to try and reclaim (if possible) money on some finance i was mis sold. The finance was for a kitchen, the amount for the kitchen was agreed,…
