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Reclaim PPI & other insurance

Archives for May 2016

Is creditcare PPi?
Hi all, I have a loan agreement from 2001 I took out with Blackhorse...There is a monthly entry on it (separate from my repayment amount) for creditcare for £38.52. I wrote to Blackhorse enquiring about this, I also sent a copy of the agreement, they just wrote back stating they never sold a policy for this account... Are…
Advice Required
Good morning all, I am simply looking for a bit of advice. When I was 18 and had moved into a new property with my ex partner at the time I received an overdraft from the RBS. This was about 2004. The overdraft kept going up and up until it reached £5,500. I had another account with my partner at the time and they also put…
Already claimed ppi but did they put in full?
So I contacted my bank today who paid me a ppi fee on two different loans. I asked them if it was paid in full and all I was told was that if I felt it should be re assessed then I should submit some calculations as to how much it should be and provide them with evidence and statements. Has anyone else had this? How do you…
My wife cannot be bothered
Hi chaps, there's a possibility that my wife had PPI with at least one small loan 10 years ago, she has gone onto the site (Black Horse) and quickly decided that she couldn't be bothered to go through all the grief as she hasn't any documentary evidence at all (we moved house a few years ago and all old paperwork was…
Home insurance - overlap
Hi My home insurance auto renewed and I found a cheaper quote online so I phoned insurance company A and told them that I wanted to cancel due to cheaper quote she said to wait until it's all set then cancel as I was still in cooling off period anyway. So I set up the other insurance B online, thinking it was starting the…
Paragon- can I claim PPI refund from 2000?
Hi all, Anyone know if i will be able to claim PPI from a loan I had with Paragon in 2001-ish? I have no paperwork (had a huge bonfire when the loans were settled when I sold my house!) I vividly remember being told that I could only have the loan granted providing I accepted their PPI. The PPI was only valid for the first…
PPI claim on store cards
I had store cards with Debenhams, Topman & Brantano in the mid 1990's to early 2000's and I believe I was Mis sold PPI on all thes cards, alas I no longer have any documentation and therefore I'm not sure of which banks underwrote these cards. Can any tell me how I can proceed with a claim
?possible to claim for ppi from 1998 onwards ?
Hallo 😀 Would anyone who is more knowledgeable on PPI than myself know if it is even possible for me to A) find out if I had PPI on several credit cards, student overdraft and post graduate loan from 1998 onwards and B) to be able to claim for any of the above if I had it? I do not have any of my own records anymore as I…
Vanquis PPI/ROP Help
Good morning everyone, I was wondering if you could help me please. I'll give you as much info as I can but please be kind, its my first post. Back in 2007 I was struggling horrendously with money. To give you a brief insight, I was naively paying my boyfriend around £800 per month to pay our household bills/rent and…
PPI company has changed name
Can anyone help with a speculative question here? after about a year of to-ing and fro-ing I received £180 PPI refund back from a finance company through a company called Conclusive Finance, I went to their website to pay them their commission and they were in the process of updating, I tried ringing only to get through to…
Ppi uncertainty. Help n guidance please
Hi, So last week I put in a PPI claim with Barclays bank on a personal loan and I think the loan was taken out in 1999 or 2000. I completed the online claim form and this week I have received two sms messages. One saying they had received my claim the other saying they had now settled my claim and I would recieve details…
PPI Claim Management Issue
Hi All, The company that handles my Debt Management suggested to me to try for PPI, as i am very busy and didn't think i had anything to lose they pressed on with the claims and i got some money back. One of the accounts was Barclays and they rejected the authorisation letter from the claims company but did send me a…
Carte Niege French Winter Sports Insurance
Not sure if anyone can help at all but here goes. In March I went skiing without Winter Sports insurance so I bought Carte Niege Winter Sports Insurance in Val Thorens, it was an annual insurance. Unfortunately I then had an accident, I had some investigations done in France using my EHIC card and was advised to come home…
PPi success - Taxation
Yippee!! So I filled the Barclays online form and 4 weeks later I get a cheque through the post - which is from 2000-2007. This has had 20% tax taken from the money, however I am a 40% rate taxpayer. My question - do I have to pay the full difference in tax based on tax rate now or what it was for the period it has been…
where on earth do I start?
Hey, Newbie here. Pleased to meet you all, TBH im not that new, i have been reading for a while. I am looking at PPI at the moment, my Husband has always been self employed since i have known him and recently he was contacted from RBS who he held a credit card with to say PPI was on his account but on review it possibly…
Barclays health insurance
Hi, I have a Barclays joint account. It's a free account with what we thought was no added extras. We have just found out we have been paying £7.62 a month for health insurance that we didn't even ask for! Is this legal and can you reclaim?
Packaged bank account
Hi there can anyone advise me I made a claim for my packaged bank account which I had from 2000 to 2011 advantage gold account. There were a number of issues but a few I remember I wasn't aware of the excess charges for instance I went on holiday and stood on a sea urchin so paid about 70 in medical costs thought to myself…
Barclays package account reclaim
My first post so not sure if i'm in the right place but here goes. Just had a successful package account reclaim from barclays, yay! Received nearly £700 yay again, but, after reading through the letter received i noticed 20% was deducted for income tax purposes, boo! The thing is the money that paid for this account…
Ppi paid back
I have had a barclaycard since 2003. In March I received a letter from barclaycard Which was backdated and stating it was my "missing PPI statement". This shocked me as did not know I had been paying ppi for the past 13 years. I phoned them up, they asked me a few questions and within a month they had paid £7500 into my…
Lloyds PPI Complaint Response
Hi All I've been dealing with my mother in laws PPI complaint and she has heard back this week from Lloyds, she complained about her loans and a credit card she had with them, the two complaints were dealt with by different people, they have upheld her loans complaint but rejected her credit card, both complaints were on…

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