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?possible to claim for ppi from 1998 onwards ?

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Hallo 😀

Would anyone who is more knowledgeable on PPI than myself know if it is even possible for me to A) find out if I had PPI on several credit cards, student overdraft and post graduate loan from 1998 onwards and B) to be able to claim for any of the above if I had it?

I do not have any of my own records anymore as I moved overseas for 10 years ( now back in the UK )

Any idea if I have missed the boat with this one ?
Thanks so much

Comments

  • dunstonh
    dunstonh Posts: 119,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    A) find out if I had PPI on several credit cards, student overdraft and post graduate loan from 1998 onward

    yes. you either look at your statements (if you have them) or you ask the providers
    and B) to be able to claim for any of the above if I had it?

    If you have reason to complaint then they will consider your complaint.
    I do not have any of my own records anymore as I moved overseas for 10 years ( now back in the UK )
    in which case, you will need to ask each provider if you had it.

    Remember that there is nothing wrong with having PPI. The issue is whether it was sold to you correctly or not. So, once you have found out if you had it or not, you then need to consider if you have grounds for complaint or not.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Thank you for your reply
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