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Being chased for bank charges from tsb
Hiya, just looking for some advice, I openened an account with tsb in 2000 and it was running fine, I had an overdraft for £200. I 2006 I had some problems, lost my job and split with my partner, and I couldnt pay the overdraft so I contacted tsb and they said they would reduce the overdraft by £30 a month as I was…
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Life and Crtical Illness Insurance
When we took out our existing mortgage 14 years ago i had to take out a joint life and critical illness insurance policy to cover both myself and my wife.This was to cover our monthly mortgage payments if one of us died or contracted a serious illness. If we did not do this then i could not have the mortgage. I did not…
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Lloyds looking at claim again, but got date wrong
Hi All I have eventually received a phone call from Lloyds bank regarding my reassessment of one of my ppi claims. I first contacted Lloyds around 8 weeks ago asking for my claim to be looked at again. Reasons being I was 17 , a student, and working part time. The gentleman I spoke to asked me how many hours I worked, and…
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RBS putting complaint on hold
Hello all, RBS have replied to my letter dated 13th Nov. They replied with a letter dated 9th dec, saying that they are unable to provide a final response, because on 2nd Oct the Financial conduct authority released a statement that I intends to consult on the proposed rules and guidance concerning the handling of PPI…
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Proof of Debt Form
Hi, I think this might be the correct section to post this in, it's kind of to do with insurance. Basically, I ordered some new windows but the firm went bang, along with my deposit. I had a letter telling me I was insured and at best they'll cover the difference between my original quote and any new quote I get and at…
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how far back for ppi claim
how far back is it possible to go with ppi claims, I got stitched up by NatWest back in the eighties, just wondered if there was any chance of getting something back
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PPI claim
I'm hoping someone can help. I took a mortgage through a FA at Mann countrywide estate agents and feel I was misold the mortgage insurance. I was told at the time I would not be able to get the mortgage I wanted without this insurance but was not given the choice to look into my own. My own fault maybe but as I'd never had…
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Monument PBP
Hi all its been a while, and i turn to you for some help again. A year or so ago i applied for PPI from 7 different companies, and i was successful from all of them i had a credit card or loan with. I was awarded between £350 - £3500 from the companies amounting to around £7500 in total reclaimed which i thank you all and…
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Letter from Lloyds re business ppi
I'm hoping someone can help. My dad has just received a letter from Lloyds about ppi he had been sold on a business loan and he could be entitled to a payout. He needs to reply by 22nd December and he could do with some luck so I would obviusly like to help if I can. Does anyine have any advice as to what to do? They also…
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Amount different to Amount Offered.
Hi, I received a redress offer from HSBC mid Novemeber. I accpeted it and received the money in the bank yesterday. It was £40 short. Is this usual?
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Lloyds Bank account Fees reclaim
Hi All, just wanted to let you know my experience so far with my claim and the barriers I've come up against. OK, I've banked with Lloyds for a number of years so they were a trusted bank to me. For those that remember I've held a very old Jeans Scheme Account and been upgraded at various points through advise from Lloyds…
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Reclaim Sentinel insurance on Lloyds Platinum packaged account?
Hello everyone I had a Lloyds Platinum packaged / added value bank account for five years. Sentinel Card Protection was one of the benefits provided by the account. As the Sentinel AI Scheme does not deal with packaged bank accounts, I recently complained directly to Lloyds on the basis that the Sentinel element of the…
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Welcome Finance PPI
Hi, I had 3 accounts with Welcome Finance, 2 included PPI insurance. I made a complaint to Welcome and they have replied saying that I need to complain to Aviva for one account but they do not hold the underwriter details of the other. Has anyone been successful claiming from Aviva? And is there anyway I can find out the…
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Call from Scottish Widows regarding my 2012 claim
Hi all, I received voicemail yesterday from someone saying they are from Scottish Widows and wanted to talk some more about my claim back in 2012. I have two number's I can call, one is a freephone. I was just wondering if this is normal/genuine to get a call like this after a few years? thanks
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Bank taking £10 for going overdrawn?
I got a letter from my bank telling me PayPal tried to take money and there wasn't sufficient funds. Today I got a letter telling me they are charging me £10 in two weeks time. The annoying part is PayPal have provably charged me twice for the same item which is why both PayPal and my bank didn't have sufficient funds, I…
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HSBC Gold cards - PPI added?
Hi there MSE people I am attempting to ascertain if there were any PPI charges added as standard to an old credit card (HSBC Gold card) that I took out in late 2002. So far HSBC have been extremely slow in confirming any details at all (they went over the initial 40 x day period allowed and only confirmed the date I took…
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Loans.co.uk
Hi, Just a quick question! Does anyone know if loans.co.uk were regulated before 2005? The reason I am asking is because I am currently awaiting a decision with regards to a miss sale of mppi .
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Possible fraudulent PPI situation - where to start?
I'm trying to find out whether a PPI claim has been made in my name (potentially fraudulently!) and I'm not 100% sure where to start. Ok, some background. My ex wife contacted me earlier this year to tell me she was putting a claim in for PPI on some accounts we held jointly when we were married, including a couple of…
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PPI payout before going bankrupt
Hi i signed a trust deed in 2011 which is now complete but 2-3 years beforehand i recieved some money in ppi redress which was spent. I obviously had no idea (wish i was a mind reader) that I would then sign a trust deed so can someone tell me if the money i recieved will now not have to be repaid to my trustee 7-8 years…
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Barclays First Additions Reclaim.
So I got Barclay's First Additions on 2004 to my best memory effort. I only started using the insurance for a Laptop & Mobile Phone from 2013 when I registered my Laptop and Mobile Phone online though the insurance service. I made 1 claim on the laptop insurance in 2014. I cancelled the service as of this week Dec 2015. Is…
