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Proof of Debt Form
Karlos1978
Posts: 4 Newbie
Hi, I think this might be the correct section to post this in, it's kind of to do with insurance.
Basically, I ordered some new windows but the firm went bang, along with my deposit. I had a letter telling me I was insured and at best they'll cover the difference between my original quote and any new quote I get and at worst I get my deposit back so I'm not losing out, it's just the inconvenience and time lost.
I've since had another pamphlet (more like a book) from the administrators which reads a bit more like I may be insured but I imagine as they've nothing to do with the insurance firm they're not going to promise anything they can't deliver. And I still have my original letter telling me I am.
Now, in this book firstly there is a Notice of Resolution by Post. From what I can gather, it's just the Administration firm telling the creditors that they'd like paying on a time costs basis and are we fine with that. As I don't care how they get paid and am only fussed about my own claim, I presume this is nothing for me to worry about and just sign it and send it back?
Now onto the main point. The Proof of Debt form. I'm fine with most of it but I didn't do accountancy and this would fail the plain English test.
4. Details of any documents by reference to which the debt can be substantiated. [Note: the Liquidator may call for any document or evidence to substantiate the claim at his discretion]
I imagine my quote would do here, although as the monies I am owed is also listed in this pamphlet, I should imagine they already have evidence?
5. Give details of whether the whole or any part of the debt falls within (and if so which) of the categories of preferential debts under section 386 of, and schedule 6 to, the Insolvency Act 1986 (as read with Schedule 3 to the Social Security Pensions Act 1975)
I'm sorry, what? None of that makes the slightest sense to me. Any ideas? I'm asked for details on the category and the amount claimed as preferential.
6. Particulars of how and when debt incurred
7. Particulars of any security held, the value of the security, and the date it was given
Would the first part of this be paying my deposit and the date I did so? Not sure about part 7. As it was a deposit I don't think this part applies does it?
Thanks for taking the time to read and any help would be much appreciated, thanks. And if this is in the wrong bit can somebody move it please, I really don't want to type all of this again
Basically, I ordered some new windows but the firm went bang, along with my deposit. I had a letter telling me I was insured and at best they'll cover the difference between my original quote and any new quote I get and at worst I get my deposit back so I'm not losing out, it's just the inconvenience and time lost.
I've since had another pamphlet (more like a book) from the administrators which reads a bit more like I may be insured but I imagine as they've nothing to do with the insurance firm they're not going to promise anything they can't deliver. And I still have my original letter telling me I am.
Now, in this book firstly there is a Notice of Resolution by Post. From what I can gather, it's just the Administration firm telling the creditors that they'd like paying on a time costs basis and are we fine with that. As I don't care how they get paid and am only fussed about my own claim, I presume this is nothing for me to worry about and just sign it and send it back?
Now onto the main point. The Proof of Debt form. I'm fine with most of it but I didn't do accountancy and this would fail the plain English test.
4. Details of any documents by reference to which the debt can be substantiated. [Note: the Liquidator may call for any document or evidence to substantiate the claim at his discretion]
I imagine my quote would do here, although as the monies I am owed is also listed in this pamphlet, I should imagine they already have evidence?
5. Give details of whether the whole or any part of the debt falls within (and if so which) of the categories of preferential debts under section 386 of, and schedule 6 to, the Insolvency Act 1986 (as read with Schedule 3 to the Social Security Pensions Act 1975)
I'm sorry, what? None of that makes the slightest sense to me. Any ideas? I'm asked for details on the category and the amount claimed as preferential.
6. Particulars of how and when debt incurred
7. Particulars of any security held, the value of the security, and the date it was given
Would the first part of this be paying my deposit and the date I did so? Not sure about part 7. As it was a deposit I don't think this part applies does it?
Thanks for taking the time to read and any help would be much appreciated, thanks. And if this is in the wrong bit can somebody move it please, I really don't want to type all of this again
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