-
(Sorry): But need help how to even start a PPI claim
Hello, firstly apologies, I know there's lots of PPI threads about. Been trying to read and make sense of them and get a simple trail of step by step things I need to do to claim. Firstly, I have a few bank accounts/loans and don't know if I have had PPI on them or not. I have closed some accounts down and don't think I…
-
Reclaiming from defunct building society
I had a mortgage with Northern Rock from 1999 to 2004, when I repaid it in full, happily before they sank without trace. I have had one of the claims companies insisting that even though NR is gone, if I opted out of PPI at the time it will have been hidden in the monthly repayments and I can now claim back…
-
Parents fell into trap from CMC
Hi all I'm after advice for my parents. My mum had a loan from HSBC back in 2004 which she reloaned on until September this year having one payment left. Unfortunately a couple of months ago she had a PPI company cold call her and asked if she had any loans with PPI. My mum is not the brightest spark bless her and stated…
-
Ford Credit PPI Any success??
Hi, As the title suggests, I was wondering if anyone has ever been successful with applying for PPI from Ford Credit? I don't know where to start. My local dealer that we bought our car from 8 years is still in business...do I start with them? I still have the agreement.....in one of my many boxes stil not unpacked after…
-
Mis-sold Life insurance (not PPI)
A very long time ago (approx 1997) I was sold life and critical illness insurance with my first mortgage. At the time I had no dependants and no one would of necessarily benefitted from this insurance being in place other than me I guess re the critical illness but at that age i am not sure that was particularly beneficial…
-
Years Ago...
A few years ago i successfully claimed back over £7000 from Lloyds TSB. i had several loans over a period of time and asked them to investigate them for PPI misselling. They upheld some of my claims & dismissed at least two. It took them around about 6 months to resolve & pay up the original claims. Then two weeks ago i…
-
Alliance & Leicester PPI
My brother has done his credit report and found no creditors (Is this due to not being on the electoral register at his former addresses?) He remembers that he had credit from A&L but of course, no they are no more. Is there anything he can do? Thanks in advance for your help!
-
Abbey National PPI
I had a endowment mortgage with payment protection with the Abbey National Bank and a endowment policy with Legal & General. Now the Abbey is gone have I lost out?
-
Rooftop mortgage
Can anyone help please. Around 10 year ago I had a mortgage with Rooftop for around 4 years.. I am unsure if there was PPI as I no longer have the paperwork. I took the template from here and I wrote to Rooftop regarding this who are now managed by J.P Morgan. I received a letter from J.P. Morgan who advised that I need to…
-
Claims guys harassment...
Hi, I wonder if anyone can give me a bit of advice... I've foolishly used the claims guys to reclaim missold ppi, and although I have been awarded a payment, I am yet to receive anything. Since the day of found out I'd won, the claims guys have called around 10 times a day demanding payment immediately. They are now…
-
Help and advice regarding PPI claims
Hi there, forgive me as I am new to this but wanted to ask for your advice, over the years I have had many loans and approached my bank about this previously as I recall having PPI on some of them, my bank advised that it wasn't with them and I obviously couldn't claim so I left it, however, I received a phonecall from a…
-
Barclaycard say it wasn't mis-sold
In 2003 I had a Barclaycard and an Egg card, both were applied for online and I am 99% sure that it had PPI on it and the box was pre ticked but I cannot remember. It looks like others had the same problem around the same time but Barclaycard are saying NO. I am not sure what to do next. Is their a template letter that I…
-
Question about Renault Financial Services (RFS)
Hi Everyone Does anyone have any words of wisdom about RFS (Renault Financial Services)? I had a 3 year car loan with Renault back in 1998 and I don't have any paperwork. I wrote to RFS and it transpires that RFS ceased trading in July 2007 and have had a reply from RCI Financial Services which is not very helpful. I don't…
-
How do you check if you've had PPI?
How can I check mortgages, credit cards and loans for mis sold PPI? We have held a mortgage for over 20 years plus had loans and credit cards etc during this time. Some have now been paid off or accounts closed but it would be useful to know how to go about checking. Any info greatly appreciated. Thank you
-
HSBC PPI Claim - should I fill in questionnaire they sent me?
My wife wants to claim back PPI on a loan and credit card from HSBC. She has several grounds for appeal : 1 - She wasn't in full time employment at the time, she was an agency temp. 2 - She was told she had to take the PPI on both, and the PPI had to be paid up front on the loan. 3 - She tried to cancel the PPI on the…
-
Lombard direct ppi and RBS
After reading information on forum that RBS are dealing with Lombard Directs ppi claims. I downloaded a complaint form on the RBS website and sent off as had been pressured to take insurance as would be there more chance of being accepted with it. Today I received a text message saying thank you letting them know my…
-
Mortgage Protection Insurance help
When I got my mortgage around 10 years ago, through a broker, at the time I was told that due to my being diabetic I would need to take out mortgage protection insurance in order to be approved for the mortgage, I was young and naïve so took it. I sent a letter to my mortgage company to claim the money back as I know feel…
-
PPI without my knowledge
Many years ago ( 15ish) I discovered I had been paying some kind of insurance for illness cover with my bank Barclays . I only discovered it because the wording on my statement had changed from Barclays services to something else ( can`t remember ) It was for £12 a month and at the time I looked back at statements it had…
-
Credit cards and ppi
I have looked into my credit history and found that I have had credit cards that I had PPI, and at the time I made a claim on the insurance successfully under the redundancy cover and which paid out. My question is that as the PPI has paid out to me am I able to make claim on the miss selling on the insurance.
-
Fast track ppi?
Hi guys just wondering if anyone has used Fasttrack PPI to reclaim (I know I can do myself for free), I have sent all the stuff away to them but not heard back just wondering how long I should expect to wait?
