Rooftop mortgage

Can anyone help please. Around 10 year ago I had a mortgage with Rooftop for around 4 years.. I am unsure if there was PPI as I no longer have the paperwork. I took the template from here and I wrote to Rooftop regarding this who are now managed by J.P Morgan. I received a letter from J.P. Morgan who advised that I need to provide the paperwork for them to look into this further. I presently have no information at all to provide. I have tried contacting my bank to get references etc for them although my bank only go back as far as 6 years and I have just missed it by a few months.

Can anyone suggest other options to allow me to continue with this.:D

Comments

  • dunstonh
    dunstonh Posts: 119,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am unsure if there was PPI as I no longer have the paperwork.

    Most mortgage PPI is standalone as a monthly direct debit from your current account. So check your current account statement.

    Also, if it was sold via a broker then the lender has no liability.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Thanks for the response. The issue I have is this was just over 6 year ago and my bank are only to go back direct debits etc for the past 6 years.
  • -taff
    -taff Posts: 15,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can send a SAR and £10 to your bank to get statements. It may well be a waste f money though so think about it first....
    Non me fac calcitrare tuum culi
  • Thanks for info I will look into it
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