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Tax Return and PPI repayment
OK, no answers. Never mind.
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ppi experiences - what happened
Hey guys I know there's tons of information on this area. I've never really understood this ppi scandal. It's about time I understood it because everyone at work talks about it. I work as a cashier in bank. So tell me about your experiences? What happened and did you successfully claim?
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Sentenial AI - unsure
Hi, I have had a nose about and can't seem to find any details about this so apologies if this is a duplicate question. My OH has just received his claim form for Sentenial redress but I can't locate any of the account details or policy documents to which this might relate to. He got into a bit of a mess with credit cards…
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Creation Finance PPI complaint
I made a complaint of PPI misspelling to Creation Financial Services and have received a letter offering a refund of premiums and interest "as a gesture of goodwill and without any admission of liability". Based on other successful claims and the amounts of premiums paid/balances/length of time PPI was in place it should…
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Life insurance PPI
I have just taken a look at my level term life assurance taken out when we got our first mortgage. I noticed it has a PPI component. Can I reclaim this PPI component. We had no idea we had it. My husband was unemployed for 1year and we didn't know we had it to use. The recent mortgage adviser at the bank pointed out we had…
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Just received surprise cheque but claim was settled 2 yrs ago!
I'm not sure if anyone else has experienced this but the way Barclays handle their claims has become even more worrying. I received full settlement of two PPI claims with Barclays in 2013 after a long two year fight involving the Financial Ombudsman who upheld my claims as I was self-employed. One was a Barclaycard…
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RBS PPI claim
I decided to see if I could claim back my PPI from RBS, wrote them a letter with my account number, and they have come back saying and I quote The product/policy referred to was sold by a company which is not part of the RBS group. They say I should apply to that company. Haven't a clue what they mean, as the cards were…
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Quick question ref; finding out old acc no's?...
Hi guys, I apologise if I'm asking a much repeated question. I was recently encouraged by someone I work with to submit a PPI claim against my bank. Having had some surprising success, I now wish to tackle 2 credit cards I had some time ago. How do I go about finding out my old account numbers so I can fill the claim forms…
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capital one refund
about 3 years ago i got some ppi money back from 2 capital one cards,then just 2 days ago i get another 2 letters saying they are paying out more money to me,i heard something on tv about this but didnt know exactly what it was,can someone tell me what it is thanks,also i have chad catalogues over the years how do i find…
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Canada Square update
Why are they so difficult to get hold of?? No number on their letters or email address! Anyway I'm about to send them a letter because they have confused me, I have got married since having the Egg card so they requested I send them a certified copy of my wedding certificate. I did this, certified by a qualified accountant…
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Lloyds Bank reviewing turned down PPI complaints
Hi all, I've lurked and used this site for years so thought I ought to chip in as I have something which may be useful for anyone who ad PPI through Lloyds Bank and had their claims refused in the period 2012 to 2013. Briefly, I had submitted a complaint to Lloyds in 2013 over three consequential loans I had from Lloyds…
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PPI affecting Working taxes?
Ive recently been lucky enough to win my very own PPI claim!! I am a single mum claiming working tax and wanted to know if I have to make them aware of it (says something about extra £5000 in income is ignored?) and if so which part of it as i've also read that they only need to know about the interest part of it? Thanks…
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Capital One CC PPI claim offer
Hi After a lengthy wait, an initial declined PPI claim from Capital One was turned around by the FOS. Capital one then said that they would offer me a settlement in line with the FOS pay-outs. After receiving the initial redress letter I was told the total of the PPI Payments was £783.91. This seemed low to me, I then…
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Too late to reclaim bank changes
Hi Have i missed the boat for reclaiming bank charges and PPI? I buried my head in the sand for too long when my son was born 10 years ago, he is disabled and we concentrated on him rather than our bank charges and claiming back. I have received old bank statements and charges probably add up to around 3k over a few years…
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Term Assurance not PPI
I was sold Term Assurance to cover my mortgage although I already had adequate Life Insurance. Is this considered PPI miss selling? The insurance is still active although the mortgage was repaid. Can I reclaim the premiums? Fletchfred
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Help please - a bit confused re credit card ppi claims
I have successfully reclaimed PPI for loans on my bank account but am not sure what I'm supposed to be claiming for on my credit cards. I know I had some kind of payment protection insurance put on without me asking for it as I remember cancelling it but do I claim it back a a PPI claim or is it a different sort of claim.…
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Ppi question
I had a letter from Lloyds concerning my ppi claim which was rejected in 2007 stating that due to fca changes I could be entitled to a refund if I apply again I've filled in forms and spoke to them, I just wondered if anybody else had received these letters and if anybody who where rejected originally but then given a…
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run around for PPC
Hi, I just noticed I was being charged Payment Protection Cover for a life insurance and critical illness cover I have. I called the company Axa now Friends life to be told we never have PPI on any policies, however I have a statement from when it was started in front of me showing they do. My problem is I only just…
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Anyone had this in their PPI offer letter
I got an offer letter from HSBC today I just found the following paragraph odd "As a result of my decision, it is not my intention to respond specifically to the individual issues that have been raised other than to explain how I intend resolving the matter" I really would like to know how they reached their conclusion out…
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HSBC PPI Complaint
Hiya, Has anyone experienced this? I sent off my form along with loan agreements and cover letter about 4 weeks ago. Recorded but stupidly lost the receipt. Not recieved any acknowledgement of the letter being received as yet. I have tried calling today to see if i can get any confirmation. Sent from pillar to post and…