-
CAG letter of authority
Hi I wonder if anyone can help. In early 2012 I had a cold call from Claims Advisory Group saying they could help claim some PPI so I stupidly signed some forms for a Tesco's and Lloyds loan. I didn't hear any things for ages then in Nov '13 I received a letter asking me to sign a letter of authority as they were close to…
-
PPI?? Hidden?? Included in Repayments??
I had a very interesting phone call today and wonder if some financial experts out there could shed some light. I am self employed and as such (given various exclusions within PPI policies) have never taken out the insurance on loans or mortgage. I have also checked my statements and documents and can find no record of PPI…
-
CPP compensation
I used sample letter from Martin not only for compensation from CPP but also used it for Sentinel Gold as I had a policy with them about 10 years ago. I have received full repayment plus 8% interest from both companies.
-
Response time from letter date?
Hi all, Just received and offer on a PPI reclaim - rather a lot at around £14k! However the letter is dated 6th June and has just arrived today, advising us we have 14 days to respond. Additionally, they have only provided us with a 2nd class prepaid envelope. Will this 14 days apply from the date that they sent it (i.e. 7…
-
PPI on Business loan from Allied Irish Bank (IR)
Just heard back from Ombudsman which told me that because my Business loan was agreed through AIB in Ireland, even though I live in England and all my statements have AIB (UK), they have no jurisdiction to deal with my complaint. They have been dealing with my case for over 2 years and could have easily told me this on day…
-
PPI Egg/BarclayCard
Hi, Me and the Mrs are looking to claim PPI on our Egg cards. My Egg card was closed over 5 years ago, I believe my wife's was the same. What I am wondering (I know that BarclayCard took over Egg), how far can you claim back for, I believe I got my Egg card in 2004. When I spoke to a guy at BarclayCard he said that he was…
-
Ppi
Because of this site I successfully reclaimed PPI to the tune of over 8K. THANK YOU.:j:money: However I have heard that you can reclaim on the original reclaim ? Is this true? If so how do you do it please.
-
Reclaim NatWest PPI from 2001
Hello I took out two loans with Natwest in 2001, buying Loan Protector Insurance for both. I still have the Credit Agreement for both loans, and the insurance certificate, with policy number, for one of them. First question: The agreements say that I had a cash loan, plus a "premium loan" which included the insurance. The…
-
PPI car finance
Hi, Anyone else had the same problem: I got PPI on car finance in 1994 on a Peugeot car. This was sold by PSA finance. Santander had now bought that company and no one seems to be taking responsibility. I have wrote to PSA, Santander and Peugeot and all are saying that I haven't got the paperwork so can't claim. I have…
-
Should I Claim Question
Hi All, some guidance please. I have debts crawling out of my ears and for my sins I am in no position to pay any of them back, this has been going on for over 10 years so please no moral crusaders telling me what a bad human I am.:A Anyway my question: I know I had PPI on some of the loans / credit cards / finance -…
-
Have autism & depression & am struggling to get round to claiming
Hi - new user here. As the title states I have both autism & depression and am struggling with getting around to claiming. I have only just been diagnosed with autism (Jan 2013) & am now 40. I've had 2 loans where I think I've been 'had': 1. Back in about 2002 I got a 'graduate' loan for £10k from Lloyd's. The guy who set…
-
Reclaiming CPP question
Hi First post so apologies if I have posted this in the wrong part of the site. I had a CPP policy that started in 1989 and covered 2 credit cards (B/Card and MBNA). I took it out as I thought it would cover transactions if the cards were lost or stolen. I never had to make a claim and cancelled the policy in 2009 when i…
-
PPI Claim Barclays Overdraft
I started a claim for missold PPI insurance on my Barclays current account overdraft. When I started the claim I was advised that the policy was started in June 1998 - which I was shocked about as I had not noticed it before, as it has only recently been listed as PPI on the account! I stopped the policy the same day and…
-
Halifax - PPI / mis-selling?
Hi, I was just thinking about an old loan and wondering about any potential PPI / mis-selling issues. I'm fully expecting the answer to be 'no' but wanted to get some opinions. In 2003 I was a 19 year old working a temporary contract. I got a £10,000 loan from Halifax and lost the money gambling. I had a 3 month 'payment…
-
ppi & lloyds
i have had a reply from lloyds which puzzles me, i sent them all the documents i had (photo copys) 1 loan agreement. (with ppi on it ) 2 letter from them telling me what the repayment were. 3 letter stating the insurance premium had been deducted from from the loan,,, with a £75 fee. 4 all account numbers. they said they…
-
Reclaim BT 118500 charges, I have just got £395.00
Hi Prior to Jan 9th 2014, if you used 118500 directory for any reason you can reclaim the money spent. I have just got £395.00 back for calls to 118. You need to email 118500.claims@bt.com stating the below I would like to claim a refund following the PhonepayPlus tribunal decision 17976, due to being left hanging on the…
-
Welcome Finance
Hi , I sent a claim for PPI to welcome finance a few weeks ago and got a letter back stating they would look into my claim , it's has been 6 weeks today so I rang them and they have stated that according to there records the matter is resolved and I will receive a letter in 2 weeks from Fscs as it is just being typed but…
-
Help I won still waiting for payment
Help please we won our case when it went to the FOBM in 2012 but the claim company we are using is dragging its feet we received an offer in December but are still waiting payment this case has been on going for approx. 4 years.We are now thinking about making a claim via the small claim court direct to the lender, my…
-
GAP Insurance Claim
Hi 5 years ago, I took out a Lease agreement with Lex Vehicle Finance for a Clio. Part of this automatically added on GAP insurance. This was a mandatory part of the agreement and not optional. Does anyone know if this is can be claimed back? Thanks
-
Ombudsman rejected - can I appeal?
Any advice on this would be greatly appreciated. We had a mortgage with a company called Kensington who sold a PPI policy at the outset in 2004. I believe it was mis-sold as I was self employed at the time and the cover included redundancy, however, my partner was employed. Kensington rejected my request for a refund so we…
