ppi & lloyds

VILLAFANMAN

i have had a reply from lloyds which puzzles me,
i sent them all the documents i had (photo copys)
1 loan agreement. (with ppi on it )
2 letter from them telling me what the repayment were.
3 letter stating the insurance premium had been deducted from from the loan,,, with a £75 fee.
4 all account numbers.

they said they cant find anything,,so i said i,m taking it to the f.o.b,
they then pasted my complaint over to their centeral complaints team. its been 3 mths now. should i just wait or send it to the f.o.b

i explained that i was told no insurance NO LOAN!! at the time i was self employed and still am.

the evidence i gave them was over whelming,are they just messing people abt.

many thanks for any replys

hall.brian

HI there can i just tell you i was in the same boat as you were.i for 13 years told i had nothing..but 13 years later i just won nearly 40,000 pounds and a perssuing compensation because of what sounds like the same thing happening to you..what i did was i went to my local bank .and i managed to track down my manager who luckely still worked there ..he found the papers in the local branch .so its worth ago .to see if this helps you..the bank compensation department also told me we have no loan papers .so i said what do you think i sent you.i complained then said im going to the solicitors..they soon helped .hope this help you.persistance is key