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Car Warranty Mis-Selling?
Good afternoon everybody, I'm hoping somebody could help me with a bit of advice. I bought a second hand 9 seater minibus February 2013 and also the garage sold me a 6 month RAC warranty at £200. The same garage also phoned me in July 2013 asking if i'd like a further 12 months for £300. I also took this out. Last week, I…
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PPI reclaim
Hi everyone new to this so apologies if I get anything wrong Was wondering if anybody has had any recent or past dealings with Dean House Finance or if they are still trading or under different name? Have tried to contact them about mis -sold PPI but got letter returned as not known at address have contacted FOS but am…
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Ppi: Find account no. For closed account
Hi, how do i find old account numbers for policeys i once held if i no longer have any papper work ??? Ive been in experian credit expert which shows the dates of policy but not account number which i would need to claim ppi or even call the company to request information. Feel stumped but know im owed money
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Bank charges help
Hey everyone, Need some advise please. I bank with nationwide and recently found out that they allow 3 refunds of charges. I once got a charge which took me by surprise so I investigated a found out it was from a returned dd but the dd was nit set up by me which I reported and asked them to investigate as fraud! A few…
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Can you be personally sued even after an insurance pay out?
Please help me! Two years ago a driver pulled out at a junction and i looked to see the road was clear and did the same, the driver in front then slammed the brakes on so i hit him at around 5 miles an hour. At the time i felt this had been done on purpose. The driver of the car and three occupants all claimed for whiplash…
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Santander PPI Claim Rejected by Ombudsman
I have been claiming PPI for 3 loans - (2 x Alliance & Leicester and 1 x Santander) which all were rejected by Santander saying it was due to it being time barred because of a so called letter sent out in 2009 which i didn't receive and i hadn't responded to.Went to FOS and they took it up and had a phone call today from…
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PPI Question
Hi, Am new to this forum, so please bear with me. I took out a business development loan with Natwest in 1989/90. Included in the loan was Development Loan Protector Cover, I assume this is the same as PPI. I have a couple of the original documents, including the signed loan agreement, the account number the loan was to be…
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Car insurance claim handler suggests inconvinience payment
Hi All, I am new to this but today my wife got a call after being in a small accident 2 weeks ago. Unfortunately we cannot prove it was the other drivers fault and it has gone down as "knock for knock" We have decided not to claim as the damage was so small it would not be worth it as it would only cost £200 to repair.…
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PPI Claim on Overdraft with RBoS
I'm new to this forum and am hoping that somebody can help me? I am in the process of complaining to the FOS as I was mis-sold insurance by the RBoS on a business overdraft that I had from 2003 to 2010. I am filling in the FOS complaint form and wonder what's best to say for the reason that I feel it was mis-sold? (the…
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Natwest - offer - advice needed
Hi all any thoughts on the below? difficult to keep it short!! natwest wrote out to me saying that i may have been missold PPI and to fill in attached form if I wished to complain. I had no idea PPI had been attached to my loan and said so honestly on the form - basically saying i remember having one conversation either…
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Letter from CC company re CCPPI
My husband has just received a letter telling him he signed up for CCPPI back in 2006 when he opened his CC account. Neither of us remember doing it or paying for it and is not showing up on recent statements. If we fill in the form and it turns out he have never had CCPPI would he be committing some form of fraud or cause…
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Cpp
I have received my letter and I was mis sold cpp but if I claim they will cancel my policy and my cards won't bet covered.Don't know what to do.
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Can I claim compensation for miss sold GAP insurance....if so how???
Hi, I feel I have been miss sold GAP insurance. When purchasing a car I got told that if I ever wrote it off I wouldn't have to pay a penny because the GAP insurance would pay off the finance company. I crashed my car and it was wrote off the road, this was in 2010. The GAP insurance only paid a little off the car. I am…
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Lloyds offer
Hi all, New to this so looking for some advice please. I rang Lloyds to set the ball rolling for my PPI claim, they sent out a questionnaire which I filled in and returned and didn't hear anything back. I have now received a letter quoting another letter from an earlier date (which I haven't received) with a cheque and…
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lloyds platinum account fees refund
Hi all After reading martins email about reclaiming mis sold packaged bank accounts I realised I had a very good case, in 2006 my husband and i applied for a loan with lloyds , at the time we had a select account which cost us £5 a month fee. we were told we would only get the loan if we upgraded to a platinum account…
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To Claim or Not to Claim That is the Question
I received a pack from MBNA some time back with a questionnaire. I am not entirely sure how to fill it out and which point to base my case on as I think maybe more than one might apply. I have had various credit cards over the years and I think I mainly got them online so I don't know if they had pre-ticked PPI. Is there a…
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PPI Rejected
Hi, I had a credit Card with Vanquis they say that they do not offer PPI so therefore I cannot make a claim. They call it a repayment Option plan and they say it shows on my statement but I had the card in early 2005. What's the best course of action??
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PPI Claim - Savings at the time
Hi All, Hoping you can assist me? I currently have a PPI claim under investigation with Barclaycard. They have requested additional information. I have been asked to supply evidence of savings I had at the start of the policy. This was back in November 2003. I no longer have any paperwork for that time (I've only kept back…
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Reclaimed PPI good news
Hi everyone I just thought id share my Mrs good news. Back in 2007 my Mrs was in finicial trouble and started DMP. To read the whole acount https://forums.moneysavingexpert.com/discussion/478870 Due to the DMP she was wary of claiming PPI back. When MSE came on the the TV I urged her to try, which she did but then sat on…
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ppi forms
it was mentioned on tv that there was an official form that has been sent out to everyone concerning PPI reclaims !! they showed it but I cannot remember what it looks like does anyone know what it looks like or where I can see a copy so I fill in the right form