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PPI Reclaim and Direct Line
Hi I am looking for a bit of advice/direction. I had a Direct Line Loan which I took out on line via Direct Line Financial Services. I paid off the loan in July 2006 before DL's Financial Services were transferred to RBS. although it was part of the RBS at the time. I have found my old loan account number and I think I…
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PPI Reclaim and Northern Rock
Hi I am looking for some advice. I had a NR loan which I paid off in July 2006 before the bank failed and was taken into public administration. I have found my old loan account number and am sure that I paid PPI as part of the monthly payments. I did not need the PPI but NR told me I had to have it as a condition of the…
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Is Bank of Scotland playing fair?
When trawling through various credit card and loan accounts to determine if I could make a valid PPI claim, I noticed that my BOS card had been debited each month with a 'repayment cover' premium, which I understand was the BOS PPI premium. Initially, because I was self-employed, I made a claim for mis-sold PPI on the…
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PPI Letter from Bank
Hi all This concerns my elderly mother who has had a letter from RBS regarding her reclaiming PPI insurance which I think is probably a standard letter they are having to send out to everyone. It does not actually state that she was mis-sold PPI and its been some years since she had loans/mortgage and has destroyed all…
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reclaim
About 6 /7 years ago I won one year back from RBS. At the time the bank sent out the award they also sent out a letter for me to sign saying if I excepted that award I would be unable to claim back any other years I had loans for. Someone has told me that again they were wrong to do this and I can still claim back the…
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santander / Alliance & Leicester PPI
Hi all Just wanted to share some info with your goodselves. Back in October of last year a very dear friend of mine put in a ppi claim for Barclays over the last 15 years or more with relation to her loans. Anyway, few letters later in January of this year she thought she would be rewarded with about £4k she actually got a…
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RBS/Natwest - a moan!
So fed up! I got my ppi complaint upheld and they are paying me £3k but I am still awaiting the money! I have read on MSE that in reality it can be 8-12 weeks. Thing is I have lost my job and I need this money to help pay the mortgage. I have told them this by ringing 3 times and still nothing! They took a month with…
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Lombard
Hi Has anyone had any dealing with Lombard on mis sold PPI and had problems? thanks
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Ppi
Hi i recently put in a claim for PPI , I used your template letter, after I was told by telephone that I did not have a claim I received £4,300 , so it was worth pursuing. Just to say Thank You
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GAP insurance would you complain?
I wonder if anybody could give me advice on what to do in this situation. In 2009 I have bought small van for my husband. The finance was on my name, I have already payed off the finance, but now couple days ago I have come across gap insurance which I am not sure I have bought. The document about gap insurance is in my…
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Error in mortgage PPI application
I’ve seen some very stern messages about the futility of making an application for a mortgage PPI refund on here, so I post the following with some trepidation… I didn’t remember having a payment protection policy for my previous mortgage as I do not for my current one, but on checking my files I find that I did have such…
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Help with ppi
Hi, im 4 years into a five year joint loan, i recently contacted the loan company with regards to reclaiming my ppi which i am still paying, i am self employed and have a pre excisting medical condition so i thought i would have a good case. I was contacted by the loan company yesterday and they said only one of us was…
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HELP - we've been told no from mini car credit and lloyds
My partner (originally the only signatory) is a civil servant and was told she couldnt have the mortgage and car without critical insurance even though the forms specifically note she is a civil servant where she gets 18months sick pay anyway. I have tried the initial letters which the response has been to contact the mini…
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Mis sold Mortgage Protection Plan
In 2003 the member of staff who arranged our mortgage, at the Building Society, told us that we had to have a protection plan (including critical illness and redundancy) and that it had to be their own policy. It was sold to us with our mortgage. We were told that we could not have the mortgage without it. I now know that…
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Mis sold mortgage protection plan?? Help!
I bought my flat in 2003. The mortgage and all the insurances where arranged by the Estate agents, Mann countrywide. I remember the guy telling me I HAD TO have mortgage protection and he promptly arranged it with countrywide and moved on. Clearly this has been Mis sold as I now know that that is not the case! I have…
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PPI claim Capital One confusion
Hello all I know there are many threads and discussions re reclaiming but I'm totally confused and a complete noob when it comes to anything like this. I sent a PPI claim to Capital One last year. As I had heard nothing from them to say where I stood with my claim, I rang them in March of this year and was told that my…
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French Connection
I was just wondering if anyone can help me, i had a store card with French Connection many years ago, but i have no detains for it at all, could someone help in starting me off how to try and claim PPI back? Thanks Michael
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Halifax & FOS
Back in May I received a letter from the FOS saying they upheld my complaint and they await Halifax response within eight weeks. Halifax didn't respond and I received another letter ten weeks later saying they will continue to push Halifax for a response and ultimately FOS could make final decision. Surely there should be…
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Tituscanbee
Hi, In October 2007 I was sold an ASDA (Santander) credit card by a saleswoman in going round an Asda store car park. Upon examining the agreement paperwork today it states " Purchase protection is free of charge on my account". Now we all know nothing is free, so I assume that a percentage of the interest they charge is…
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Claims Company
Made the mistake of asking a claims company to reclaim our PPI, saw this web site too late!! They are extremely slow and they keep sending paperwork asking for more information as the banks etc concerned have requested this. Can I cancel my existing contracts with them and pursue myself as I seem to be doing all the work…
