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Can I Claim? Been told I Can't
Hi there looking for some advice / help if possible please. Took out a secured loan via a broker in 2004 for £15,000 over 120 months (10 years) When we took out the load we were told by the broker that we had to take out a "Single Premium Payment Protection Insurance" of £2850 to obtain the loan, this would then be added…
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Reclaiming PPI and tax implications and child benefit Question
Hello I wondered if anyone can help me. I've been successful in reclaiming PPI from a number of credit cards and loans that I had in the past. I managed to get over 10k in total, however just over 5k of that was interest. In the letters that I got from Egg and Natwest, they deducted 20% tax out of the interest I received,…
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Advice Please re Old PPI / Endowment
Hello Everyone I'm the new girl and am a little confused. I had been contract by a PPI company regarding claiming on a couple of loans and mortgage I had 10 years ago. I managed to get a copy of the loan agreements and the terms from the bank - there is still one previous mortgage that I had with them prior to this and…
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Capitol one PPI claim, the fob off
Hi, I have made a claim against Capitol One, I found I had PPI and I dont really want it at the price or at all. Today I have had a thick envelope reply, giving me the info that I bought it and so tough, I can cancel it but thats it. I dont remember this and they must have slipped it into the conversation, surely I should…
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Reclaim Catalogue Late Fees
Although Im not usually logged in I do refer to this website all the time & It gets right on my wick when people keep repeating questions already asked or asking for advise that has previously already given.....yet here I am with my head spinning asking for help on stuff that I know is already on the forum but I cant…
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Payplan and Stake Your Claim
I have been looking at other posts regarding this company, and I have lodged a complaint with Payplan, as I said I could not afford to pay a fee, and as I had no PPI's on any of my debts. The phone call I received did not inform me I could do it myself, I just let them rabbit on, as I really wasn't listening. I was told by…
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Reclaiming PPI on a debt which has been sold on.
I claimed my PPI back on an account which still had money owing on it so it was rightly offset against the balance. But was wondering what would happen in this situation- My sister has a debt with the Halifax which has been sold on to Lowells. If she now claims her PPI back from the Halifax will it be paid back to her or…
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Claiming back PPI from cahoot when loan was taken out online
Hi I hope someone here can help me out with this PPI claim im trying to get sorted. I have recently contacted Cahoot who confirmed to me that i had PPI on my loan from 2006-2008, the loan was completed online and i have no recollection of ever agreeing or seeing anything to do with PPI. I have printed the consumer…
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Death of my wife & a PPI refund
Me & my wife put a PPI claim in against First Plus in July 2013, and on the 6th August 2013 they agreed to refund the premiums paid. Unfortunately my wife was very ill & died of cancer shortly after receiving the acceptance form. This meant she wasn't able to sign but part of the acceptance form. First Plus have stated…
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Barclaycard - Level 2 department ?
I called Barclaycard today, just to make sure they had received my complaint as I hadn't had the acknowledgement letter. The lady confirmed they had received my information, gave me a reference number and said the complaint was now with the 'Level 2 department' or something like that. Anyone heard of this before / have any…
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HSBC time barred
A few years ago I complained about PPI that I was sold by HSBC, they made me an offer and I sent the form accepting the offer. Looking at my statements HSBC never paid the money into my account. It was for a fairly large sum, however at the day they sent the offer my mum died. Now over the next few months I had tens of…
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PPI Claim for deceased father
Hi My dad who passed away a few months ago was paying PPI on his credit card which in turn we made a claim on to clear his credit card bill. Would it still be possible to raise claim that the PPI was mis-sold when my dad first took the card out? I know you can make a claim on behalf of a deceased relative for PPI but…
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MBNA chq without explanation of breakdown
Hi Not my usual thread but hope you guys might have experienced this. My dd put a claim in to mbna april 2012. Went to Obusman jan 2013. Finally today she gets a 'full and final' chq in the post for £1400. No breakdown just states it is for ppi from start of card in 2007. Now this card was always used, sometimes cleared…
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Old PPI Claim - dead end?
Hi everyone, This is my first post in a while so apologies if it is in the wrong place or anything......anyway....... Anyway, my hubby initially took out a loan back in 1989 / 90 although it was ongoing and topped up several times over the next 10 years. If memory serves me right, we paid via a settlement figure back in…
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PPI success, will my loan be lowered?
just received word ive had ppi upheld for a loan in 2006 was told to take ppi on for a year and come back and refinance and take it off....which i did. now, loan with ppi ran for a year, was a front loaded PPI, 1 payment per month. refinanced after a year with no ppi, and it was still basically same ammount i owed! Anyway,…
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PPI Claim bank fo Cahoot Loan back in 2000
Dear Martin or anyone who else can help... I had a loan with Cahoot back in 2000 and I can't find or remember any of the account details. This was all saved on a old Hotmail account which is no longer used and deleted. I have tried to re-open the account with Hotmail but they tell me the data stored would have been…
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Friends Provident Insurances-classed as PPI?
Hi, When we bought our first house with a mortgage we were informed we needed to take out all sorts of insurances or we would not qualify for the mortgage. (2006) They were: Life cover Income Protection (one each) Mortgage protection I understand the life cover is not a PPI but are the others? Also when I was applying for…
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Is it a scam?
Hi I have just received a telephone call from a company calling themselves 'TMF' calling from and 0131 phone number telling me I had a loan a few years ago and wanted to put me through to a three way telephone conversation with one of their financial advisors, this was taking a long time to connect and I was on the phone…
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Santander/GE store cards
My husband had 3store cards with ge then later moved to Santander. All three had Ppi. He was self employed. They have turned down our claim by saying that even though he was self employed he could still claim for sickness and unemployment as he would have to dissolve the business!! Can they do this? All our other claims…
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MSE News: PPI complaints: FCA finds 'serious issues' at 12 firms
"The FCA found issues in the way PPI complaints were dealt with at 12 medium and small-sized firms..." Read the full story: PPI complaints: FCA finds 'serious issues' at 12 firms Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro…
