-
PPI Reclaim Question
Hi I have had various financial products over the years that may or may not have been subject to unauthorised PPI charges. Amongst these are a loan from First Plus, a Barclaycard and an endowment policy with Scottish Widows. Some of these products date back to the early nineties through to present day. My questions are; Is…
-
8% on PPI. Help!!
Hi Guys and Gals, hope someone can help me with this :o On the bank charge calculator on MSE, is the 8% calculated from the date of the first payment made to the day you are doing the calculations?, hope you understand what I mean x
-
With CPP since 1986
Am with my mother this weekend and she's just dug out paperwork from CPP which shows she's been paying since 1986. The last renewal was in October of 2012. I understand the cut off date of 2005, and see that people have to do something different if signed up earlier, however just a little clarification would be…
-
Natwest Loan PPI
Evening all So a few weeks ago I received a letter from NatWest regarding 2 previous roles that I paid off a few years ago. I didn't feel it was worth claiming any mis-selling as I couldn't remember that far back so wouldn't really be able to back up my case. However there was a section that said if any loans were paid off…
-
PPI Claim (having already used it)
Hi, We have a loan with First Plus which included ppi. We borrowed £40,000 (over 25 years) in Jan 2005. First Plus stuck the ppi premium of £7,972 on top of that and our loan agreement states we borrowed £47,972 and would be paying £436 per month to start with. This steadily increased over the years to £465 and now £670…
-
Advice on PPI pay out
HI Barclaycard have offered us our ppi back. The letter says that if we have a balance on barclay card that it willl go on that first.. (i knew this anyway) However my query is that the barclay card we claimed ppi for has a zero balance. However we do have another barclay card that does have a balance. So what im really…
-
old bank and credit card
I's sure this has been discussed before but I am struggling to find a similar case. I had an old loan with natwest, probably about 10 years ago I think it was only about 1500-2000 or something like that, I had a letter through from natwest a month or two ago saying i may have been missold ppi. I knew I had it, I understood…
-
Cant remember the name of a bank
We took out a personal loan with a bank in 2001/02 and when we took it we were told we wouldn't get it unless we took PPI. The bank either closed or merged and we can't find the paperwork for the loan. All we can remember is it was a 4 letter name, like HBSC or RBSC but its not either of those. Can someone help jog our…
-
NRAM - not paying. What next?
I have an unsecured loan which I took out with Northern Rock which now comes under the unbrella of NRAM. A couple of years ago they wrote to me to say that I'd been mis-sold PPI and that they would be making an award. Would I like it myself or to go towards the balance of the loan. At the time I requested that it would go…
-
Am I being Shortchanged ?
I took a 5 year loan with Nationwide in September 2005 for £15,000, however due to a investment return, I settled the balance 9 months later in May 2006 paying £13,594.47 as the settlement figure. I made 9 payments of £335.59 totalling £3020.31 before I settled. Nationwide have accepted they mis-sold me PPI offering me…
-
PPI Claim from Reg Vardy
I want to make a claim on misold ppi. I have already successfully achieved a full claim for another loan, but am unsure on this one. I had a car loan through Lloyds, but the ppi was sold by Varycare (Reg Vardy) who I don't think are trading anymore. I have searched all over internet and just don’t know what address to send…
-
Querying PPI refund - after receipt
Hi all. I received a refund of some PPI from the C&G on a mortgage I had a few years ago. When I spoke to them on the telephone (while they were assessing my claim), they advised that if they deemed a refund was appropriate, I would be refunded the entire amount of my contributions, plus interest and plus "compensation". I…
-
How do I reclaim on missold Credit card protection by CPP
Recently it has come out that CPP missold alot of credit card protection. I am one of those people who they missold to. How do I reclaim this? Do I have to file a claim with the financial ombudsman service??
-
Barclaycard/Reassure Income replacement cancellation
A question to through out to everyone. I have received letter from Reassure about closing an income protection policy i have. This is due to their business reasons of not providing the service anymore. Could I claim back what I have paid into it? I'm wondering as I have never used it and have had it for a few years. As…
-
Capital One round 2
Hi, A few years ago I claimed PPI back from a loan I took out with Natwest and was succesful. I also had a credit card with Capital one with PPI that was mis-sold to me so I thought I would try and claim PPI back from them. After a few weeks I received a letter from Capital One saying that because they had sent me a photo…
-
Comparative difference refund - Lloyds TSB
Afternoon all I have a question regarding the offer received from Lloyds TSB. Back in 2004 I took out a £10,000 loan which eventually I defaulted on due to being out of work for health issues. Not once during this time was I advised I could claim on PPI that was on the account. I was not aware of it being added to the…
-
Egg CPP Question?
Hi my wife had a credit card with egg before we met and sometime in 2006 she cancelled the credit card and had to phone CPP to cancel the service. We don't have any paperwork from that period anymore due to a house fire but how do we go about trying to reclaim this as she was mis-sold this, she first got the credit card in…
-
Old ppi on mortgages
I think this is a long shot. I was mis-sold ppi on two mortgages. They were one-off payments which were added to the mortgage debt. One was through Alliance and Leicester in 1980, the other was Abbey National in 1983. As far as I remember they were both in the region of £500 each time. They were definitely mis-sold, I was…
-
Egg Card
Hi, I wonder if anyone can help please? I had PPI on an Egg credit card following a phone call offering me free cover, which was never cancelled. I can't remember when this was but the card was paid off in full and cancelled in 2008. Could someone advise me on who I contact about this, is it Canada Square or Barclaycard?…
-
First direct ppi help credit card
Hi Just after some advice pls I put two claims into fd one for loan and one for cc They have upheld loan one but said they can't proceed with cc one as dont have any data. My question is can I write back and say I still believe I have case of mis selling and send to fos and hope for a good will payment. I no I was mis sold…
