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Claiming Bank Charges and PPI Together?
Back in 2006 i had two loans with HSBC. I failed to make a coulpe of payments due to lack of incoming work (I was self employed at the time). This resulted in a snowball effect of charges where i couldn't make the loan payments because of all the charges. I then went to HSBC to consolidate all my debts, and they gave me a…
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Newbie with a question
Hi all. Have been reading and been fascinated by this site for some time now so thought I would sign up and join in :cool: My question is do I have grounds to re-claim PPI I always felt was mis-sold to me on a loan from Halifax that I had from 2004-2010 even though a minimal claim was made in 2006 when the company I worked…
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Halifax MPPI Claim
Hi Back in 1994 I believe that I was mis-sold my mortgage MPPI due to being advsied that it wasn't optional. I then cancelled this insurance in 2005, today I have now put my claim into Halifax as a mis-sold policy. I have been reading the comments on this forum and some suggest that if is difficult to prove that MPP has…
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Ppi advice
Hi, I've put in a complaint to the RBS about 2 1/2 years ago to get my PPI refund. I had to go via the FOS as the RBS were arsing me about. The FOC have now come back and said that RBS are liable to pay back my refund. Now my problem is that in June 08 I was sequestrated and discharged June 09. The RBS letters dated DEC 11…
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Using PPI claim companies yes? or no?
Does anyone know or have any info on a good PPI claim company that could just do all claiming for me? I know Money saving Expert offer loads of good info, advice and template letters on getting your money back........but if im honest, it seams alot of hassel and very time consuming! Any Ideas???
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Bank error advice
Hi all. I used to bank with lloyds and last year i put in a PPI claim with them with Blue sky claims. It has been ongoing for over a year and in that time i changed my address 3 times. I told the lloyds complaints department and Blue sky claims every time i changed address giving them my new details. Just before christmas…
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halifax credit card ppi
Hi everyone - just looking some advice really. I sent questionaire to halifax for ppi on credit card paid from 2001-2006 and received a letter back a few days later 16/09/2011 confirming they had received complaint and they would be in touch. On 11/11/2011 I received a final response from them to say there was no evidence…
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HSBC Succes - quick interest question
Just had my redress offer fom HSBC :) It says to contact HMRC about the interest which is taxable - Does anyone know if they will give me a figure of what I owe over the phone and can I pay it off there and then? Thanks
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Cant Find My Full Loan Details
Im having trouble finding my full account number for my 2 Loans that have now been paid off, so i can ask my lender (HSBC) for my Terms and Conditions. I have signed up with Equifax and have recieved my statutory credit report, however Equifax fails to ashow me the complete account number for my loans, just the last four…
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PPI Insurance - Mortgage
I have read and seen so much advertising about miss-sold PP Insurance and was wondering what is 'miss sold'? When I took out my mortgage as a 22 year old three years ago we were told to purchase this insurance in case I got injured at work and couldn't afford bills bla bla, by our mortgage advisor at Halifax. This cost us…
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LLoyds TSB - PPI Claim to have lost complaint
Appreciate some advice - submitted 4 PPI claims in october and have had a response on just one - accepted and paying back over £2k Called about the others and was told that they didnt have them in spite of sending them all together - have to make a new complaint and wait another 8 weeks! Can I take this to the ombudsman…
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How Long are the FO taking to process claims?
Hi I was just wondering how long the FO is currently taking to process PPI claims? Mine was submitted just before Christmas due to first plus, central capital and the underwriters lloyds denying any responsibility in the mis selling of PPI and even though the loan was repaid very early we did not get a pro-rata refund on…
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Judyb
Hi I am very new to this but need help re ppi- My husband took out car loan thru Black Horse feb 2009-and the agreement had retail price protection( I have the policy no etc) he was not aware he had this cover, my husband then had a massive stroke in aug 2009 and I made the decision to settle the loan in June 2010 as I was…
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Egg and CCJ
Hello this is my first time posting so please bear with me, I had a egg cc for many years, and had PPI on this, after a relationship breakdown I was unable to carry one payments, it was then put to a debt recovery agency and taken to court where I recieved a CCJ, but I eventually got a remortgage and paid the amount off 1.…
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PPI with Singer & Friedlander?
Hi, Hope you can help me here - a while ago now (circa ~2000) I bought a car which was financed through this lot. Being young & naive at the time, I of course believed the patter of needing the PPI as part of the agreement. Now my difficulty stems in that it's unlikely I have any of the paperwork (maybe a hunt at my…
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Confused but in a good way
Just got my letter saying my complaint has been upheld against Lloyds TSB but it seemed the amount was too low so I rang them they said it was for a loan taken out in 1991 for 24 months, I thought I was claiming for my loan in 1997 for £5000 so im off to my local branch to get that info and if they cant find it im gonna…
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lloyds tsb credit card
was wondering if anyone could help,mine and my husbands credit cards are being paid back by a payment plan as we are struggling to pay them off so is being dealt with via the collection centre,can i still claim back my ppi i paid it on them but never made a claim when i was made redundant nearly 9 years ago thanks
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HELP!!! What do I do now?
Hi all. New to this site so sorry if this has already been asked!! I have already submitted a claim to Welcome Finance. (using the form on this website) The first was at the end of November last year then resubmitted again on 30th of December as I hadn't even got a confirmation letter or anything else!! The question I have…
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Who do I make my claim to
My husband has PPI with Paymentshield for a mortgage we had with Abbey National in 2002, we have since moved lender but are still paying for PPI. I would be grateful if for your advise as to whether I should make a claim against Paymentshield or Abbey National. Thanks
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Central Capital
Hi I am looking to see if anyone has had a similar situation with CC. I took out a loan through them with First Plus in 2003 when we were sold a cash back offer. We were told that we would get money back after 7 years and we did in 2010. I was reading an article about FP and PPI claims and called them to as if we were…
