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First plus PPI
Hi there we have been paying a PPI on our First plus secured loan for 3 1/2years has anybody had troubled claiming there cash back at the end of the 5 years. Also we were told at the time we couldnt have the loan without PPI is this mis selling?
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Belmont Thornton/Lloyds TSB
Hi there Here is the scenario. Back in 2003 i took out a bank loan for £12,000 to buy a new car. As a naive, but healthy and fully employed, 21 year old i automatically said yes to the PPI cover as the bank manager was completing the forms for me and really answered the question for me as to whether it was needed or not.…
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Barclays saying can't find Accounts
Just started to claim with Barclays and Barclaycard. I gave them the Account numbers. They are saying they do not recognise the Accounts. I do not have any original paperwork or statements because it is 5 years ago at least, but I know the numbers because I remembered I have all my letters on my pc when I sent to them when…
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ppi
Hi there, I recieved a call from "AIMS REVIEW" in regards to my PPI claims... Has anybody heard of these ppl? Thanks
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i won! thanks to MSE
Back in October i printed off the PPI claim forms, they sat about for a few weeks, then i finally sent them off. Two weeks later a letter saying they had recieved them and we should hear within 8 weeks, yeah yeah we thought. Sure enough, bang on 8 weeks after we had sent the forms off we got a fantastic reply. We had been…
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PPI Reclaimed - Please help
I recently reclaimed my PPI through a solicitor. The bank made me an offer and I accepted this. I signed the form and sent it back as requested. The solicitor had stated a fee on the letter which was their chages for this service. Once I received my reclaimed PPI I sent a cheque for the fee in full and final settlement as…
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belmont thornton
Just had a text from Belmont Thornton thanking me for applying to reclaim PPI fees and saying my claim pack should arrive in the next few days. I haven't contacted them to make any claim, is this just a ploy to get me to contact them so they can then try and get me to make a claim?
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tescos refund - how long will i have to wait ?!
hi , i got a letter form tescos bank last thursday to tell me my complaint had been upheld and i had an enclosed letter to sign to accept the refund i was offered , which i sent by 1st class recorded delivary that same day . can any one tell me how long i will have to wait for a refund ? ( there was no mention that it…
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My ongoing HSBC claim
Well have just spoken to my adjudicator at the FOS today and he said that HSBC have written back to him stating that they will not review my case until the JR is complete. These is in defiance of the universal letter that the FOS recently released stating PPI claims not falling under the terms of the JR should actually be…
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help with past credit companies
I have a bit of a dilemma, in that i cannot find the company i used to have a secured loan with, it was nearly 9 years ago, and i no longer have any details, or the company name!! Is it possible to find out this information? as i fancy trying claiming back PPI. thanks
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Credit card debt
Hi, I have just recently got myself back into work and want (need) to pay off £5000 on two credit cards,problem is I am paying £100 a month to each of the cards but I don't seem to be getting anywhere,can I ask them to freeze the interest whilst I get back on my feet? I dont know what else to do?? I have a poor credit…
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Halifax ONE card - PPI case
Hey all, I have recently taken to actually having to become account for my finances and have filed a compliant for PPI on the Halifax ONE credit card. Form filled in and recorded delivery sent to them on Friday and now waiting for the reply/signing of this record. I shall update here on what the out come in - the card at…
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Barclays PPI Help
Hi I have received a letter from Barclays to say that they are "unable to provide a final response to your complaint at the moment" They go on to say that "Once the court has provided clarification as to the standards against which your complaint should be assessed we will then be able to make a final decision" What should…
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Hsbc
Hi all. I was following this forum for some time before submitting my complaint to HSBC. Without actually posting I felt it was an excellent resource for information. So thanks to all the boards regular posters. After submitting the complaint I have been in the similar position of having several investigation letters…
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Abit of PPI help please
Am helping my partner with her possible PPI reclaiming and am abit unsure about a few things thus far. We've written to both the bank loan and credit card people with the template found on here. The loan side of things replied pretty much immediately, giving us what we wanted. So first question: On the agreement there is 2…
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Taking it to the Ombudsman?
Hello everyone, great to hear all the success stories, well done! I have a bit of an issue, I started my claim in October 2010 with barclaycard and up to now they still haven't processed my claim! I have spoken to them to find out what the delay is and they said that barclaycard had been to court for some legal thing…
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we fight any claim
i have had a call from we fight any claim this week about ppi claiming back, i have paided them some fees and sent them all my details. after reading stories on various website i have decided to not go ahead. the terms and conditions say that their is a cooling off period of 14 days and that i can have a full refund yet…
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What to do next? Please advise
Hi all We have PPI claims in with the Royal Bank of Scotland and MBNA. We submitted them in October last year, didn't hear anything for 28 days and so contacted the FOS. They basically said they would look into our complaints. That was in December. Since then, we've had another stalling letter from RBS saying our complaint…
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ppi refund
Received a letter from Blackhorse saying they will return my PPi with an ex-gratia payment to bring it to a speedy conclusion, but they have stated that if the account is in arrears they will use it to bring the account up to date and then return anything that is left over ,are they within there rights as the money I paid…
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Too long ago for reclaiming PPI ?
Hiya, Clearly I have been living under a rock for the past few years but a phone call from Consumer Money Matters about reclaiming ppi last week made me wake up and smell the coffee. Having read the posts I think I will avoid Consumer Money Matters but would welcome any views on the following. I have just the one credit…
