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reclaim broker fees
recieved a phone call from a company called mdc solutions, they said we were entitled to£2500 refund of broker fees from picture finance for a loan taken out in 2006, they said for 59.99 they would process this for us ,stating that a court ruling had said that they had been overcharging broker fees. any one else had this…
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Fuming with Barclays with ppi
Im debating if to complain to the financial-ombudsman about Barclay card Visa. 27th July i had rang them to set up a re payment plan to be told i had ppi still on my account and i had to cancel it first and barclay card dont do it its another company. not a problem so i wrote the number down and asked 3 times if it was the…
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Ppi insurance citi financial
Hi has anyone had dealings with citi financial,took a loan out approx 4 years with citi who had an office in york ,paid loan off,sent a letter to get information re loan not sure if i took ppi insurance,template was from money saving expert just to get a letter back quoting consumer credit act 1974 section 77 which sounds…
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Welcome Finance PPI
Hello People Perhaps someone has had experience withwhat I'm about to explain! I made a claim using MSE tenplate (thankyou), apparrently when I did this they had ceased trading after being chastised by various organisations. After a very long time and being chased I have finally received a response. They have offered small…
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Tsb and the FOS
Good Afternoon, Ref: Payment Protection on TSB Credit Card. Looking for a bit information. I have had a decision upheld by the adjudicator at the FOS with regards to my claim for mis selling of PPI on a credit card. The decision was upheld in mid June 2010 at which time the FOS wrote to Lloyds advising them of there…
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PPI refunds
Hi Everyone.I reclaimed my PPI through the financial ombudsman way back last November 2009.I have since been given the runaround by Santandar and Allience and Leicester. A&L didn.t inform Santandar.So still haven't recieved it.Anyone else had this problem? I have again today been intouch with The Financial Ombudsman for…
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HFC/Beneficial - The start of a reclaiming road.
Well today marks the start of my quest against HFC/Beneficial finance. I had a loan with them over 72 months which matures this November, dead on 6 years. So today I'll be sending off my initial complaint form and a copy of the agreement. Do I need to include a letter stating what I am looking to acheive or will they…
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FOS: This is getting ridiculous now...?
I am getting so frustrated... I just spoke to the Financial Ombudsman Service about a complaint that started in July 2009 (last year): https://forums.moneysavingexpert.com/discussion/2020069 2 months ago they wrote to me advising that Barclays had agreed to settle in my favour, but Barclays hadn't done so at all. In fact,…
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Ombudsman
Martin, you advise people to seek advice from the ombudsman about PPI. This is correct, but, from personal experience the ombudsman has no real power to enforce these companies to pay out when they say they will. I have had three different dates when they said they would pay me my money. This has dragged on now for eight…
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My FOS update/Hamilton
Was meant to post up last week but did not get round to it. Letter dated 2 July 2010 Dear Mr & Mrs XXXXX Your complaint against Hamilton Insurance Company Limited I am writing to update you on the progress we have made on the complaint about Hamilton Insurance Company Limited. As explained in our previous correspondence,…
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Scottie_g
PPI Reclaim. Firstly living on the Isle Of Man we are classed as a International Jurisdiction and goverened by the FSC. All the big Uk lenders have offices on the Island. The Island is heavily regulated by the FSC and i was wandering if anyone has heard of any success stories on ppi claims and bank charges. I have just…
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Can i claim PPI back
I have a loan still in its term. The rate of the loan is 7.9% but the loan an the PPI are the same loan (comes off in one monthly direct debit) so the actual APR will be higher:mad:, PPI puts just under £2000 onto the loan:eek:. As far as i know these polices are banned now with the one monthly d/d. Any help is welcome.…
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Barclays PPI refund - have i got everything I'm owed??
Hi, my first post here. Barclays have given me a refund of my ppi. Maybe. I'm happy that they have agreed to honour my claim but slightly confused by their dubious mathematics. I'm concerned that I've been hoodwinked (again!!). Took out Barclayloan in 2006 for £18,000. Term of 84 months. PPI premium of £5,424.49 added to…
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Delaying tactics by Welcome finance, help.
Hi all in March i read through some posts on here an decided to start a payment protection claim against welcome finance, as i took out two loans with them in 2004, a secured one for £15,000 and a personal one for £1,500. Ive had nothing but hassell from them since day one, they sent me a letter denying the agreement…
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DFS insurance on sofas!
Anyone know if we coudl possibly reclaim the money we spent on insurance for cleaning the sofas, which we never used? it was with DFS! we've now finished paying for the sofas BTW, but was annoyed as forgot about this insurance and never actually used it...
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Card Protection Payment HSBC
Hi I've been trying to sort out step-bro's PPI stuff for a while now, and this HSBC one has gone on forever. SEnt initial letter asking for breakdown of charges. HSBC sent a load of credit card statements, which I went through and calculated all the card protection payments to be circa £400. They've come back arguing that…
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PPI miss sell Natwest
Hi I recently claimed mis sell on my PPI insurance on my Natwest loan (using thee ML template). Its taken them a while to get back to me but they now have and they have rejected it and sent a copy of the T&C's and the page where i signed for the cover. Is this worth taking to the FOS or not? stacey
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Barclays PPI
Hi all. I'm new to all this so excuse any mistakes. Basically I would like to know if I can reclaim my PPI on my Barclays Bank Loan. I took it out in Sep '06 for £10,000 over 5 years. I bought it on the phone and not online. I read somewhere that banks loans in that period won't be able to be reclaimed on? Thought I'd ask…
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MSE News: Lloyds Banking Group stops selling PPI
This is the discussion thread for the following MSE News Story: "Lloyds TSB, Halifax and Bank of Scotland customers will no longer be pressurised into taking the controversial cover ..." Read the full story: Lloyds Banking Group stops selling PPI
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reclaim ppi
hi we have just applied to the bank for all the paper work and they have sent us pages and pages of card transactions nothing about loan agreements we did pay for it. when we rang them today they kept saying it was our branches responsability so we rang our branch and was told to contact loan department, and they kept…
