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ppi halifax
Hi all, just an update, we had some good news this week, Halifax awarded hubby approx £1600 which included 8% interest and removed ppi from loan, just waiting for them to send new loan through with terms on before we accept though. What a result,and hardly any effort! Thanks to Martin and all the experts, keep on claiming…
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First plus - need help
SORRY BUT POSTED THIS ELSEWHERE - JUST WORRIED AND NEED ADVICE IN CASE MY CLAIM WILL FAIL Hi All I really need soem help with this. Today I received a letter from FP and have repeated the bulk of it here- Thank you for your recent enquiry regarding cancellation (note I do not believe this to be a response to my request to…
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PPI Lloyds - can I try again to reclaim?
Hi there, I sent off a letter last December to reclaim PPI payments from a Lloyds loan. They replied with a list of reasons why I had no claim - my main reason was that I have a pre-existing medical condition which I did tell them about, but I don't think I knew it would rule me out of claiming at all:rolleyes: Anyway, I…
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claim on old account
Is it possible to claim on a old Egg loan account that eventually was settled through a debt collection agency ?, also the same hapended with my egg credit card. I also had a lloydstsb card that was paid of years ago, can i still claim charges on that even though the account is long since dead. Thanks
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Another Capital One PPI reclaim
I took out a Capital One card in either 2005/2006 (I don't have a clear recollection of the date but know it was around this time) I know I had PPI on it as they informed me I would not get the card without it. In 2006 I had an accident at work and was off for 3 months. I had to leave work in 2007 because of a breakdown. I…
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Alliance & Leicester
My other half has tried to claim a missold PPI against A&L - She sent them the standard template letter, yesterday they replied saying she never had PPI cover and if we disagree we should write to the Obudsman. Thing is we have the original copy of the loan detailing the PPI cover amount and payments, interest etc etc…
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Hi need help with ppi - please help!!!
Hi I was reading about claiming PPI and I was wandering if it was the same for car finance. I took out car insurance with YES car credit about 5 years ago and paid a monthly premium, i was told that i needed to have payment insurance, i was able to pay the balance early. But for 3 years had paid PPI and part of my one…
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Welcome Finance
Hi Can anyone advise? I have been offered a full refund plus statutory interest of my ppi by welcome. But due the case already been passed to the FOS to look into I declined the offer. Welcome have since written to me thanking me for accepting the offer which I wrote back and disputed. They have since wrote to me with a…
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OMFG!!! Natwest Paid out!! Thankyou all!!!
Hi, My gosh I am sooooooo happy!! Have recieved letters from my Natwest claims on 8 loans and her is the break down: Loan 1 : £164.00 Loan 2 : £306.00 Loan 3 : £236.00 Loan 4 : £1593.51!!! Loan 5 : £2473.88!!! Loan 6 : £164.00 Loan 7 : 586.00 Loan 8 : 753.00 My Gosh I cannot believe we had paid so much! Thankyou all…
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How about this one then?
About two years ago I sold my business and went to work for the firm who purchased it. To clear the old debts of the business I took out a loan for £20K with Lloyds TSB. At the time the loan was set up I had a good relationship with my business bank manager. He produced all the paper work for me and I rushed into the…
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Advice regarding Natwest claim PPI
Hi, I wonder if any one can help me. My husband took out a loan at natwest for £15000 in september 2004 at the time when he took the loan they did not explain any thing about the loan protection. They never even gave any information about it. They just added it to the loan. They did not even tell us it was optional. Also…
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should i claim??
hi, i bought i car on finance in 2004 was was told when i took it out that i had been declined finance with peugoet finance but could take it out with blackhorse as long as i bought payment protection insurance with it. is this miss selling???? i have since re financed in 2007 and that finance agreeement is up in feb 2010,…
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Insurance Premium Tax query
Hi all We're currently awaiting a first response from First Plus about the mis-selling of our PPI. On doing some further reading through the original loan agreement we noticed in the small print that the amount of the PPI included Insurance Premium Tax at 5%. This was never mentioned at the time of selling and we wondered…
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Bos ppi awarded
I have just had successful PPI award from the BOS re Sainsburys Credit Card for £2694.91. I have been in arrears with the card due to ill health and they have taken the balance and credited the amount to the credit card. Do I have any claim in getting any of this claim back or are they within their rights to do this.…
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Endeavour personal finance
I had a loan with this company and I have been advised to contact them to get a copy of the original loan agreement. Their office in Bracknell is now closed, does anyone know how to contact HSBC to get details I need? Hsbc took over EPF and then closed it down shortly after making over 70 people jobless any help would be…
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Ppi claim success
hi there, just to give you an update regarding my ppi claim. after a month of waiting never expected the money is on it's way to my pocket ( no wonder my palm is a bit itchy :rotfl::p ) got the ppi claim successfully from: HSBC £3593.32 LIVERPOOL VICTORIA £ 2680.23 i would like to THANK YOU all for the advise and support…
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New and poor girl - have I got a case??
Hi all :o Relly sorry to start ANOTHER thread in what seems like a huge discussion, but am v v v new to this and have never actively tried to challenge a credit card company! Both myself and my other half think we may have cases - his is v straightforward, took out a loan with Egg few years ago and told had to take PPI to…
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Halifax loan ppi
Hi I took out a loan at at the end of 2005 for £5000 from the halifax. I just wondered if i would be able to claim back the PPI or cancel it as i dont need it and didnt really want it. I dont think i even signed for it either to be honest. Is there a way of getting a copy of my original agreement with them to see if i did…
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PPI on Overdraft
Hi, I've got a couple of problems with my bank that need resolving. Problem 1. I setup PPI on my business overdraft in 2002. Having lost my job earlier this year, I eventually claimed on the PPI this summer. Only to discover the policy had never been setup. Under formal complaint, the bank then did setup the policy with…
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ppi success -i've got it back!
hi all, I've this week achieved a double refund on ppi for a loan which part paid off the previous one- total £3600!! refund.incl penalty 8% to do this DO NOT GIVE UP- I've taken 9 months and did nOT accept first offer from the Bank. I used the Fin OM service- they were the best!- ever letter to them was acknowledge in…
