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Reclaim PPI & other insurance

Archives for January 2009

Ppi Reclaiming Nortern Rock
HI I AM NEW HERE I HAVE JUST WROTE WITH THE FIRST TEMPLATE TO NORTHERN ROCK WHICH WE HELD A LAON WITH IN 2003 AND PAID OFF IN 2004 WHICH WE TOOK OUT WITH PPI AS WE WERE TOLD WE WOULDN'T HAVE BEEN OFFERED THE LOAN WITHOUT IT. WE HAVE SENT THE LETTER WITH ACCOUNT NUMBER INFO ETC ALL INCLUDED AND DATES BUT WE DIDN'T HAVE THE…
Halifax loan with PPI
Hi all hope your well,I got a loan with Halifax Bank in about 2004 watch had PPI but i never paid it off as i went bankrupt. I can not find the letter about my loan agreement so do not know how much my PPI was but i no it was a lot. So is it worth me trying to get some of this back or not due to the fact that i did not pay…
Student Loans / Thesis Servicing - Subject Access Request
Hi there, Back in November I sent a Subject Access Request to SLC, with a view to reclaiming unfair charges. They promptly sent it back to me telling me to speak to Thesis. I sent it along to Thesis and all they have sent me is some unreadable copies of the agreements. Since then I have learned that without the original…
Investor Compensation
Hi All, I recently got into some financial difficulties, i sought advice from the forums and decided the best thing to do was get a debt management plan. I opted to do this through the Debt Advisory Line who have been very helpful. When i first took out the DMP, the DAL asked if i had PPI on any loans which i had. They…
Reclaiming PPI
i got a loan for a laptop with HFC at the time we said we didnt want PPI and on our paper work it says NO next to having PPI but were being charged for it, we only found this out as my partner whos name the loan is in got made redundant. he found a job straight away so im guessing as soon as you find a job they will stop…
Egg PPI claim - 28 days gone.
I had a letter telling me i may have been mis-sold my PPI policy from Egg in December, I called them to say I wanted to lodge a claim, they wrote to me on 23 December to say they were looking into it and would respond in 28 days, they are now 7 days over the 28 day deadline, what should my next move be, Any help would be…
Benificial Finance & Welcome Finance
Hi Just wanting some general advice i have made a claim for ppi from Benificial finance regarding a loan which i took out with them have sent them 2 letters but no reply. Also wrote a complaint letter to Welcome Finance regarding data protection as they left an answer phone message on my house phone saying to call back if…
PPI claim - Asset Finance via Yorkshire Bank
Hi Has anyone here made a claim for PPI from Asset Finance? I took out a car loan almost 5 years ago with the Yorkshire bank who use Asset Finance. It is due to finish this August. The monthly payments are £177 which I have been paing by DD. However on checking my credit report recently I see the monthly payments are…
Egg Credit Card PPI reclaiming
Hi Everyone, I hope someone can help. I am currently in the process of reclaiming Egg credit card charges, but I am now looking into whether I can claim back the PPI I have been paying every month since I received the card. I first had the card when I was a student and started paying PPI fom the first month. I have…
First National Tricity Finance Ltd - still trading???
Hi All, After going through my mountains of paperwork yesterday I have discovered that when I bought a load of electrical items for my first flat in Jan 2002 I had actually been ripped off!! At the time we were waiting for a payout from my husbands divorce but decided to buy the items on interest free credit with a view to…
If CCA action fails, could bank claim costs against you?
Just wondering that if you try to get a loan written off through CCA technicality and the court find in the lenders favour, could they then persue you for their costs in defending the case? It could come to tens of thousands if barristers are involved. Any thoughts?
HBOS - Is this a record!
1) My now 20 year old self employed son took out a personal loan with HBOS on 29/12/07 for £2500 and had an immediate £544.06 charge for insurance added from day one - can I do something about this? 2) This was paid into his current account and fully drawn down during the subsequent week! Also during the months of January…
dfs/ge money loan ppi. advice please
hi in oct 2006 i bought a sofa from dfs on credit, the loan was with ge money. payments started on the sofa when it was delivered to my new address in febuary 2007 payments were 99.80 per month, i havent had any statements regarding the loan and as i new it was coming to an end i called to see how many payments were left…
Compensation due to mis-selling of PPI in addition to full refund of PPI & interest??
Hi all, I posted a thread on here a couple of days ago explaining a tricky loan situation I had with Blackhorse, after detailing all the details Petermb kindly responded and advised he felt I would be due a full refund including interest plus compensation. I only thought you could claim back the cost of the PPI and any…
No memory of PPI being sold to me.
I've just seen on an annual statement that I am paying PPI on a sizeable loan and clearly have been for many years. I have a loan with Egg which I took out years ago - between 5 and 10 years ago I guess. I don't know for sure. I don't recall the loan 'selling' conversation on the phone, so I don't know if I was told or how…
Lloyds TSB...
Im a posting virgin but have read and reviewed this site and forum for many months and took in a lot of information (so keep up the good work everyone). My question/query is this, Have Lloyds TSB been fined for mis-selling PPI insurance? I was told they had. My Story (which isnt really that exciting) I took out a loan to…
Blackhorse PPI and other claims against them
HI ALL, I didnt want to post on successes because i am only on about claims made against Blackhorse .Has anyone had a success with claiming against black horse and how long did it take ive been trying for years but still not achieved it YET !!! But i will im not letting these this company get away with it . Please could…
Egg, ppi reclaiming.
After a long 4 month battle tring to reclaim the PPI on my Egg Loan, I have finally got Egg to admit they were wrong and offer £250ish. The loan was passed to a collection agency years ago and is now paid off, however Egg now say that I can only have £40, as they 'held back' £200 of the original debt!!?? So why would they…
Hi, some PPI advice would be very grateful please
Am i entitled ppi back I took out a loan of £19000 with lloyds TSB in oct 07 and was told that if i did not take out PPI the loan would be refused, i explained to them that i was in the armed forces and still had a contract for 15 years to serve therefor my job was secure but was told the same. Due to my situation at the…
Ppi Reclaiming - Some Advice Please
Hello, I have quite a tricky history with a loan at Blackhorse and I would love some advice regarding this. We applied for a loan with Blackhorse in Sept 2005 for £4,000, at the time I was a stay-at-home mum and my husband was temping however the guy persuaded us that PPI was critical to us getting accepted (my husband had…

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