Blackhorse PPI and other claims against them

katie1

HI ALL,
I didnt want to post on successes because i am only on about claims made against Blackhorse .Has anyone had a success with claiming against black horse and how long did it take ive been trying for years but still not achieved it YET !!! But i will im not letting these this company get away with it .

Please could you give me a little bit of faith that it worth carrying on xx

di3004

katie1 wrote: »

HI ALL,
I didnt want to post on successes because i am only on about claims made against Blackhorse .Has anyone had a success with claiming against black horse and how long did it take ive been trying for years but still not achieved it YET !!! But i will im not letting these this company get away with it .

Please could you give me a little bit of faith that it worth carrying on xx

Hi Katie

When did you take out this finance with BH?

I know some have and some have not depending on their personal complaints and when they had taken these out, (the year) etc.

May I ask what your reasons are?;) , thanks.

katie1

I have had loans with BH from as early as 1997 right up untill 2005 . The one 2005 was a sercured loan against my then property. I was paying PPI that i should never have had ,some of the years i wasnt even working so how could i claim for sickness etc.....plus in there small print it says you have to be working 16 hrs or more i was only working 8 when i was working .Plus my husband has a health condition that was never dicussed and only brought to light recently that he wouldnt have been covered . I WAS miss -sold .

di3004

katie1 wrote: »

I have had loans with BH from as early as 1997 right up untill 2005 . The one 2005 was a sercured loan against my then property. I was paying PPI that i should never have had ,some of the years i wasnt even working so how could i claim for sickness etc.....plus in there small print it says you have to be working 16 hrs or more i was only working 8 when i was working .Plus my husband has a health condition that was never dicussed and only brought to light recently that he wouldnt have been covered . I WAS miss -sold .

Hi Katie

Yes you have a good case here and the evidence to provide if needs to be.

I know BH were not covered by GISC who were taken over by FSA in Jan 2005, although the 2005 secured loan should be a more straight forward complaint to deal with.

The financial ombudsman service will only look at complaints if these were covered by the above regulators, but there is also the court option where others with experience of going through this should be able to help you here.
As I personally think you have a good case here, and the Finanical leasing association as well here may look into this but these are not that straight forward with successes, although some are.
http://www.fla.org.uk/fla/

However, I would still write to them and complain about this and take it from there, so check this out here if you've not done so yet:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Some PPI useful information and a template letter, but try to use your own words not for this to look like a template lol, and write all your reasons for this.
If you let us know how you get on one of us will be able to help you from there, they have 8 weeks to respond in full, post by recorded delivery.

If you post your outcome or if you require further help/info about this please also feel free to post on the PPI reclaiming discussion thread so others dealing with BH can post up with their experience with these.

Good luck.;)

katie1

thanks DI3004 but i have done all that with no joy .. i will post my reply back soon as i work out how to do it lol

di3004

katie1 wrote: »

thanks DI3004 but i have done all that with no joy .. i will post my reply back soon as i work out how to do it lol

Sorry your getting let down by these, its frustrating isn't it ?

Others on the PPI reclaiming thread maybe able to help you out here as well with maybe other ways around this.;)
I wish you all the luck here and hope this time your lucky, the 2005 case should be not so complexed as the earlier ones.
Yes please do post up, anytime, your most welcome.;)

mjwaz

I sent a complaint to Black Horse in January and recieved an offer of compensation last week (mon 20th feb)