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debit interest
Afternoon all. I have started the process of reclaiming my husbands bank charges under the financial hardshipe route. Looking over a bank statement he printed off before going on the dmp, ive noticed debit interest going out ranging between £30 - £40 a time. Are those because his account was in arrears? Could we claim…
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Reclaiming Debit Card Payments
Hi All I recently used a company to deal with rodents at a business premises, they came out several times over December and were paid via Debit Card on each occassion. Since then there has been no improvement with the problem, I spoke to Management at the company and they advised that their results are not guaranteed -…
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Irresponsible bank lending? if so how do I complain?
Hi all and thanks for reading and hopefully replying. Am currently in the process of setting up a DMP - as unfortunately built up a lot of debt through foolishly gambling (now under control - thank goodness - wont go there again in a hurry) and then unfortunately being made redundant. But my reason for posting is that…
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Bankruptcy
Hi I am very new to this and was wondering if anyone could help.. My mum was made bankrupt last march it's taken till November to sell her property. She will b cleared apparently in march this year.. BUT as a massive result to her bankruptcy her bank took £35.000.00 in bank charges and interest in 18months, (along with…
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Late charges
im not sure if this is the right place. basically i have a halifax credit card i have paid alot of late payment charges on this account 12 pounds everytime (late payment fees, etc). i also have a few catalogue accounts aswell (kandco, very, gratten) which late fees have been added too. i would like to claim all the…
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Card PPI
Hi I have held a visa and mastercard for 16 yrs and have just registered a complaint/claim. Will I be entitled to any money back?
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Unplanned Overdraft forced by bank??
Is this allowed? I accidently, in November 3 - 23, went into my unplanned overdraft with Halifax for 20 days. i did not receive any notification from Halifax that this had happened. December passes, no charges - Obviously by this point I still do not know I went into my "Unplanned Overdraft" in November January arrives, I…
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letter to bank and the additional information
Hi Everyone!This is my first post on the forum.I was trying to find the answer to my questions on the forum and read great amount of posts,but i didn't manage to get anywhere.l am trying to complete bank charges claim letter and my questions are: 1 When gaving examples about hardship should i include specific amounts of my…
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Lloyds TSB - Credit Card and missing records!
Hi, Can anyone please advice with what my next step is with Lloyds TSB. I have written to Lloyds three times and each time have included copies of statements that date back to 2001 in which it clear shows that I did have PPI. All three times Lloyds have sent a standard letter that states, "We have searched our records…
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Libor % re-payments ?
Several banks have recently been fined huge amounts for illegally fixing the inter bank Libor rate. This is the rate that decides what everyone pays in interest on Mortgages; Credit Cards; Loans etc. The rigging of this rate means we have all been paying too much interest for many years. A financial journalist on the MoS…
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Possible PPI claim
Hi, I took out a loan in the 1990s, although I am unsure exactly when it was, for £5000. I was told at the time that I wouldn't be able to have the loan unless I had PPI on it. Unfortunately since I have moved a number of times over the years I have lost the paperwork on it. However the other day I found the business card…
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Claiming bank charges- A little help?
Hi everyone just looking for a little more help on reclaiming bank charges. Ive read the part on the website but its all so confusing. here is my situation in 2007 i took some money out of my bank from being paid for a job.. unknowingly a few days later the transaction was reversed through error which i didnt know it was…
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Egg Card - Now with Barclaycard
Hi, I have recently found a letter I sent to Egg in 2007 trying to reclaim back charges. They never answered the letter and I just put it to the back of my mind. The debt (as I am on a debt management programme) is now with Barclaycard. Therefore - anyone know where I should send a new letter and also a letter to claim any…
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Section 75 claim help
Earlier this year I foolishly paid a claims management company (Lifestyle Claims) £2500 on a no win no fee basis on my credit card. The company did not provide me with a service and after involving their regulator the Ministry of Justice I was informed in October 2012 the company went into liquidation. I immediately…
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Santander Legal department address
Hello, Sorry if this is in the place but does anyone have the Legal department address for Santander? A colleague of mine is needing it and they can't find it anywhere its not the complaints address either that's advertised on there website Thank you :beer:
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Black horse loan ppi information needed
Hello, I had a loan from black horse finance through carcraft afew years ago, I was younger and can remember the sales man being forceful when it came to finally setting up the loan, he insisted i needed PPI and being young and daft i went into it as he stated i could not get the car if i didn't have the cover and i needed…
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Can Halifax Charge Me For This??????
Hi HELP NEEDED FOR HALIFAX BANK CHARGES I bank with Halifax and have an arranged overdraft which to be fair I always live in. The problem is I checked my account yesterday and was £60 over my arranged overdraft so am now being charged £5 a day which I know about. But then I checked it again today and I'm now £150 over my…
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RBS stopped claim due to court hearings then. .
Hi I took out a £5000 loan in 2003 as a self employed electrician plus £1000 ppi so £6000 in total, I was out of work over half way through payments but could not claim as I was self employed I owed £989 on the loan so stopped paying them as I said this was the PPI that they should not have charged me.They sent me letters…
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Co-op PPI Direct Number
0844 826 7805 Staffed 8.30am till 5pm Mon-Fri :T
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What to post where ?.?
Hi, Im Doing my own PPI claim back, I HAVE found a form on here to get my bank information from as far back as i can get ! as i cannot remember what loans & credit cards i had and when ! First question : where do i send my letter ? to the bank where i had the accounts or to a main office ? Im with the HALIFAX Question 2 :…
