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Opodo have taken money twice and now im overdrawn
First of all I hope this is the right place for this post, sorry if its not. I booked a return flight for me and my girlfriend using opodo on thursday. The cost was £305.20 + £5 booking fee each so total £620.40. I have just checked my online banking (santander) and the airline themselves (air Seychelles) have taken 2…
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Question re hardship bank charges reclaim
I have been on benefits the significant part of the last 10 years. During that time I have had to increase my overdraft facility as a result of intense financial pressures during periods of unemployment. It was £800...it now stands at £2,030, and I am using all of the facility. My "fees" for this "authorised" amount is £60…
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Bank refunded charges then charged me again
I'm with Barclays, and managed to get charges of £56.00 refunded to my account, but now I have noticed £21 has been taken out of my account by Barclays, and the description says commission? commission? has anyone had their charges refunded and then mad money then taken out. Very annoyed at the moment.
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Issues with Santander
Hi Guys, I am having an issue with Santander, I asked for the account to be closed on March 2012, despite being told by the agent that this would be done, it turns out the account was not closed because there was .68p left in the account. I myself have made no transactions since the 24 of March - When I requested the…
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bad ppi cliam experience
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rclaiming bank charges?
Hi..Could I reclaim my H.S.B.C bank charges..I have a list of all my charges from the bank for the period between 2004-2009,totaling £600..I requested the list back in late 2009 but I never persued claiming them back.Any advice please?thanks
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£170 per month charges - advise welcomed...
My daugther cannot manage money to save her life! I know it, she knows it but the bank seem to prey on this - want do you think..? 18 months ago she had rung up a £1K overdraft (authorised) and was in mess. I went to the bank branch with her, paid off the overdraft and we asked the bank to remove the overdraft facility so…
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Charges of £30 :(
On 10th Jan I accidentally went over drawn when my my magazine subscription was debited from my bank, but what made it worse was a special edition magazine subscription was also debited. The total of these 2 debits £18.97 which left me £15.15 over my agreed overdraft :( , I only noticed this on 11th Jan, but immediately…
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Been made an offer reclaiming Bank Charges Any Advice Welcomed : )
Hi after joining the money saving forum been bitten by the bug and decided to try getting my bank charges back which over the last 6 year period are between £1000 and £2000 i have been offered half of my 'Reserve Usage fees' back which are £616 I was hoping for a slighty higher offer. A manager has been looking at my claim…
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HSBC £12 to cancel a cheque
I sent a cheque to the MOD to get a war record and the only way is to send a cheque with the application and hey ho it's got lost! They suggested that I sent another with another £30 cheque and to cancel the first one. I rang HSBC who told me it's £12 to cancel a cheque which is crazy!!!!!!!!!!! :eek: Now thinking of…
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Recovering MCOL Default Judgment
Hi New user here - I have obtained a Default Judgement against Lloyds through MCOL for about £ 3,000 of bank charges. So far Lloyds seem to ignore the whole process. I am now going to write to them to give them 14 days to pay. However, assuming they don't pay, from looking at the forum it seems that going via the Warrant…
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Mis-sold Credit card
Hi all, Brand new to this site and had a question that I hoped someone might be able toaanswer. I was sold/given a credit card when I was just 14 in 2000. I was opening my first bank accountat the time wwith the Woolwich and was told by the person opening the account for me that "it was necessary and just came with the…
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Hsbc
Hi all I recently added all my bank charges and over the past 4-5 years I have paid around 4k to HSBC in charges. I followed the templates on here and to cut a long story short I ended up having to phone the credit control team who informed they would monitor my account from now on, refund me £200 and freeze and further…
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Welcome Finance - Over limit fees
Hi, I had a call from a company called your moneyclaim with regards to Welcome Finance. Now - I have reclaimed all the PPI back from them on the two accounts I had but one of them I defaulted on and they charged me ridiculous over limit fees etc. Does anyone know if I can claim these fees back? I have near enough cleared…
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how far bank can I access bank transactions. really need help
Hi im no longer with natwest for banking, however I am needing to provide proof of an ammount of money that transfered from my bank. What process will I need to follow to ask natwest to print off transactions made over 9years ago. I have the exact date of the transactions but dont know how I go about obtaining this. I have…
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£12 fee for £1.49 late payment
Hi all, I was hoping for a little advice - I received a letter a couple of days ago from my credit card provider (Natwest, with whom I also bank) stating that a £12 charge had been applied for an overdue payment. I checked, and the overdue payment was £1.49, due on the 3rd of January, for my statement between 9th November…
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Advice Appreciated
Hi All, I would appreciate any advice on my situation... I had an account with Lloyds TSB quite a while ago, not sure when i opened it originally but i know Lloyds themselves closed it in 2009. (It was at least 6 years) I cant remember exact amounts without getting statements from Lloyds (which i will request if you guys…
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HELP! Fine took me overdrawn and then lots overdraft fees were applied
Hi Everyone! Looking for a bit of advice on if i have a leg to stand on here. I have a santnader account that i used to use as my current account but for a couple of years now its been empty, a balance of 0.00. Middle of last year, for some reason the RAC tried to renew my policy using a direct debit set up on this…
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Ignored Past-Transaction Request?
Hello I have applied, using a template letter that was kindly provided by MoneySavingExpert, for a full list of transactions from my bank, demanding my past charges under the Data Protection Act. I posted this first class to Santander's Head Office in Bradford, in early November and have still not heard anything back from…
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newbie posting on banking
hi all wonder if anyone would know if I had a joint account with my ex-partner 6 years ago, we separated and I now bank with santander, my ex still banks with our bank if I wanted to send in a claim would they contact him ? as it would be very awkward for me if they do as he has a business account there and I would not…
