-
£200 charge for .03p overdrawn!
Hi My son (20 year old) lost his job last summer and so stopped using his bank current account. Unbeknown to him, he was .03p overdrawn. He also changed address around the same time but didnt inform the bank (as he wasnt using the account). Last week he had a letter passed to him from his previous address from the bank.…
-
Bank Charges
Since opening a new bank account in 2007, our bank charges including interest have totalled nearly £2,800. I've written to the bank claiming the charges back again and they said that they have acted fairly but we are in financial difficulty and now have to fill in the income and expenditure form for them to help but when…
-
Natwest 6 months claim
Morning all hope your all well. Just after a bit of guidance really. I have received a letter from NatWest accepting my case for hardship this was about a week ago then yesterday I received an offer from NatWest for the last 6 months worth of charges even tho my account has been closed for 4 months . When I started the…
-
Contact from the ombudsman..
I was charged far too much by my bank and have since filled out forms and sent them to the financial ombudsman.. please can anyone tell me if i should be getting a letter from them to say they have recieved my information or if i wll only hear if and when the bank decides to give me my money back or if they wont, i emailed…
-
Bank charges
Hi this is my first post here so go easy on me lol :D I started to reclame my bank charges (for going over my over draft) but had them put on hold when the banks where taken to the supreame court. Sadly I had only sent a letter asking for the money back by this time (about £1500 if I recall.) After the banks won the court…
-
MBNA Reclaim - Confused?
-
Let's find a way to take action ourselves
It is clear that we, the consumers, are on our own when it comes to bank charges. We have the support of Martin and his team, of which I'm certain we are all greatful, however, more needs to be done. It would be interesting to hear of ideas that people have and to construct a plan of action where we all do the same thing…
-
Natwest refused my claim.
Hi all, Well i've finally received a reply from Natwest, after nearly 4 weeks, and they have refused my claim for bank charges. It's the same standard letter that i've read on other threads, which i can't find, which basically tells the person (in this case me) that every argument put forward, including the human one, will…
-
Can anyone help pppplllleeeeaaassseeee???
Cutting it short I have tried to claim back bank charges from HSBC, i sent my first letter in November they responded with an on hold letter and them with a reject letter (both standard letters). I have since challenged this with the bank and today i had another responce which is the final responce and they have rejected…
-
Call from "UK Claims" - possible scam
Just took a call from an outfit describing themselves as "UK Claims" reckoning to be able to get you your banking charges back. They refused to give full company details/address when repeatedly challenged so its probably dodgy (calling line ID came up as 0123) and I put the phone down on them. This site is the only help…
-
Can I still claim Bank Charges
I tried to reclaim Bank Charges before the court case, then things were put on hold for some time. After the court case I received a letter from the bank stating they had won the case and were not paying out. I thought this was the end of the line for my claim so decided to file all correspondence. Recently I heard that…
-
Challenging Natwest - Advice Please!!!!
Hi All ........ After reading about the successes on bank charges on this forum, I decided to contact Natwest again. I initially wrote to them and they replied the hole bish bosh bash about the court ruling. Due to being made redundant in October 09 I wrote again stating hardship. They replied requesting my financial…
-
Do I now go the Ombudsman route? Advice please!
Hi everyone - my bank (Santander, although joined it as Abbey) has made an offer to me after I tried to reclaim charges and I'm just wondering whether I should still go through the Ombudsman route? A little background first : I separated from my spouse a few years ago and had to remortgage to give them money to keep the…
-
both template letters say the same?
Hi I finaly got a reply from abbey advising they were not going to pay me anything back. (out of the £800 worth of charges). I had used the first template letter from the site (thanks ml x), so this morning went to use the second template letter. However it reads exactly the same as the first, so am a little confused why…
-
Advice please - query about a closed acct getting wiht A&L
I had an Alliance & Leicester current account which I ended up getting over £500 charges applied during a period of unemployment. A&L advised me the only way to stop charges was to close account and repay overdraft over 2 months. They assured me all direct debits & standing orders would be cancelled ensuring that I…
-
a bit of help or advice please on rbs or mint cards
hi, in januray 2009 i received a phone call from someone representing Allison and reilly solicitors and asked me if i was interested in reclaiming my credit card charges. of course i said yes and a year down the line in january 2010 i receive offers within days of each other for my rbs and mint cards. i had received a few…
-
Reclaim charges from Loan
Hi Would I use the same approach/templates as bank charges to reclaim charges issued by Black Horse while I had a loan with them. The loan is now settled. Thanks for your help Maximoomoo
-
MSE News: Bank charges at the centre of Lib Dem manifesto
This is the discussion thread for the following MSE News Story: "The Liberal Democrats have pledged to end unfair bank charges and help victims of excessive fees get them back in their 'manifesto for consumers..." Read the full story: Bank charges at the centre of Lib Dem manifesto
-
Case with YB on hold, situation now worse, advice re hardship/FOS urgent pls
Hi, sorry if this goes on but to give all the background; Originally claimed £2,700 across 2 accounts with Yorkshire Bank in 2007 (includes interest), they rejected the claim, we took them to court, paid the £150 etc, case was then put on hold while the test case began. We waited patiently, and at the same time began to…
-
Repaying overdraft after Bank Charges loss.....
Hi everyone, My claim was for 4.5K with Barclays, with my overdraft currently standing at about 1.5K. I switched to NatWest as soon as I started this action in early 2007 so Barclays haven't seen any money going into that account ever since. I had a bit of a wrangle with them about them trying to apply charges despite my…
