Let's find a way to take action ourselves

ashyou

It is clear that we, the consumers, are on our own when it comes to bank charges. We have the support of Martin and his team, of which I'm certain we are all greatful, however, more needs to be done.

It would be interesting to hear of ideas that people have and to construct a plan of action where we all do the same thing on the same day that causes the banks to lose out financially, and we can repeat these actions until they decide to take notice.

I'm willing to go all the way with this - setting up a guarantee company, website, office, the works. It has all gone on for far too long and the misery they are causing has to stop.

They all stand united in their unfairness - let us stand united in fighting it.

mikeandrach_2

i hope you succeed. i suggested that we all remove all the brochures etc from banks as these cost a lot in terms of printing, distribution etc. this idea was not really supported by most people on here. doing this and then posting them back to the banks, or even to tother banks, without stamps would help royal mail raise some revenue and cost the banks even more money.

ashyou

Could have criminal implications if done on a mass organised scale -- theft? I don't know for sure though, i'm not a lawyer.
Although your idea has given me another idea --- what if we all called the bank on a certain day and asked them to send us "The Banking Code" or their Terms and Conditions. Surely if we request that they send us this in writing they have to do it. Any views?

dunstonh

It is clear that we, the consumers, are on our own when it comes to bank charges.

As it should be really.

It would be interesting to hear of ideas that people have and to construct a plan of action where we all do the same thing on the same day that causes the banks to lose out financially, and we can repeat these actions until they decide to take notice.

oh great. So, the minority that cant run their bank accounts correctly try and disrupt services and incur charges for those that do.

I'm willing to go all the way with this - setting up a guarantee company, website, office, the works. It has all gone on for far too long and the misery they are causing has to stop.

If only you had put as much effort into not incurring the charges in the first place.

the_insider

ashyou wrote: »

They all stand united in their unfairness - let us stand united in fighting it.

Resisting..... urge...... to....... ridicule.........

custardy

mikeandrach wrote: »

i hope you succeed. i suggested that we all remove all the brochures etc from banks as these cost a lot in terms of printing, distribution etc. this idea was not really supported by most people on here. doing this and then posting them back to the banks, or even to tother banks, without stamps would help royal mail raise some revenue and cost the banks even more money.

unless the bank dont pay(as many dont) so costs RM money and you dont get your item delivered

natweststaffmember

ashyou wrote: »

Could have criminal implications if done on a mass organised scale -- theft? I don't know for sure though, i'm not a lawyer.
Although your idea has given me another idea --- what if we all called the bank on a certain day and asked them to send us "The Banking Code" or their Terms and Conditions. Surely if we request that they send us this in writing they have to do it. Any views?

Firstly, the Banking Code does not exist and has not existed since November 2009. Anyone stating it does is either a fool or an idiot or both.
With regards to what YOU can do. HELP OTHERS get their money back cos that is what you are talking about. READ all the available information and fully understand the judgement of the OFT Test cases as some people still do not understand it. Anything which loses the bank money is something I support because two wrongs don't make a right. Furthermore, two banks need to make a profit so that you and I make a profit since our money has been used to buy shares in two of the banks. I admire your words but anything that involves DIRECT ACTION, I would not get involved in. Good Luck whatever you decide to do.

bengal-stripe

natweststaffmember wrote: »

Anything which loses the bank money is something I support............

natweststaffmember wrote: »

I admire your words but anything that involves DIRECT ACTION, I would not get involved in.

Well...........obviously a case of having one's cake and eating it.

The_Hallowed_Way

Are people still banging on about this? Reclaiming bank charges is soooo last year's thing.

BOB_A_H

The_Hallowed_Way wrote: »

Are people still banging on about this? Reclaiming bank charges is soooo last year's thing.

So why are you on a forum that is about reclaiming bank charges then?

ILW

I know how to make them suffer.
If everybody stayed within the terms of their agreements, the banks would not be able to make any charges. Also we could try not borrowing any money for a while. That would give them the jitters.