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Small claims for bank charges
Hi, has anyone done this yet with their banks for bank charges yet, would just like to know of anyones opinions :)
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Can I reclaim £25 letter charges from a loan
Just looking over some papers I found and there is a full statement for a 36 month A & L loan I had in 2005, I reclaimed the ppi on in in late 2008 and paid it off. Theres 5x£25 letter charges when they had written to me. Seems totally excessive to me. Can I reclaim these on the same grounds as overlimit/late fees. :)
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What Angle To Take?
I've finally deciphered the Da Vinci Code Halifax sent regarding a friend's accounts and have calculated the following charges. Credit Card Charges: £500 (Overlimit and Late Fees) Total Bank Charges: £5405* Interest on Current Account: £278.35 *This amount varies depending on whether I add up monthly totals or individual…
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CCR Claims
Hi all does anybody know anything about CCR Claims/Centro? They say they can claim back mis sold insurance for loans etc Pay £150 and they do all the work, Does anyone know if they are genuine or another scam company? Many thanks Andrew
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abbey/santander charges
evening back in 2007 i started the bank charge reclaim process with abbey and ended up getting put on hold by court. since then i have waited events like everyone else,but about 6 weeks ago i wrote to abbey/santander explaining that when all the problems started it was mainly due to a few incidents of going slightly…
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Really need some urgent advice reHallifax and their offer!
Hi Happy Easter At the beginning of the year I sent my first letter to Halifax to try and claim back bank charges dating from the last six years. I went down the route of financial hardship, etc. I tried to explain the reasons why I was over drawn and how their charges had created more problems for me, such as trying to…
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£20 charge from NatWest
Recently charged £20 for being a huge 12p, yes twelve pence overdrawn last month! Whats the best way to try and reverse this charge? Been with them for 1 and a half years without being overdrawn. Its a basic account with no overdraft facility. But this charge seems excessive bearing in mind the tiny amount overdrawn by.
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Halifax credit charge reclaim offer received -not happy, what to do next
Hi all, Just a bit of advice needed I submitted a claim to halifax for my credit card charges for £1500 back in september last year. didnt hear anything from them so sent them second letter stating i would accept £1300 Yesterday I received a letter offering me £302.00 and this amount will come off my balance basically I…
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Going to be made redundant- hardship
Hi MSE's I am looking for a bit of advice regarding a hardship claim . I have already succeeded in getting some money back from HSBC, back in 2007 thanks to this site and the very helpful people on it . I have been told that i am about to lose my job :( should be around the end of april . I have however due to paycuts and…
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applied to court, received settlement offer
hi guys, i have recently applied to court for a barclaycard. when i originally requested the statements from barclaycard it was december, and they sent me the statements in february. i immediately requested repayment, and when i received no reply i went to court. now they have replied with a settlement offer, but it cuts…
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bank charges
hi looking some advice my mum has been trying to reclaim her bank charges going on the hardship route.she has had just under £3000 in charges in the last couple of years and the bank has contacted her an offered just over £400 and they want her cheque book handed in and all her direct debits cancelled and to put her on a…
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bank charges
bank charges just sent new letter to nationwide recieved reply to fill out financial form anytips ?
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Bank Of Scotland Reply
Could someone direct me here as BOS have confused me in there reply when all others I have claims with have replied in same manner BOS have replied with the following: Your letter refers to the consumer credit act 1974 this act covers credit cards and loans and not current accounts and therefore they are unable to consider…
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Can I claim?
Hiya, I'm currently reclaiming charges on my Lloyds TSB CC for PPI and whilst I was doing some digging on my old statements I tallied up I've paid around £1800 in charges on my Graduate(then Student) account in the past. My financial position has been, at the best of times, chequered and I've gone from having a £1k…
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A&L Bank charge but not sure why?
Hi all, I moved £200 over from another account into A&L yesterday to pay my rent, ive checked the bank this morning and im confused to see a £25 bank charge, my account is in credit & the charge has been taken out before my rent?! So it reads 01/04/2010 - Payment in £200 01/04/2010 - Charge out - £25 01/04/2010 - Rent out…
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Hbos
Hi. Quick questions: I bank with HBOS, and over the years have racked up a few charges. I'm also recovering from severe depression - I believe that the one is related to the other. I'm probably being a bit thick here - what steps can I take to try an get some of this money back? Could someone zap me a link of the steps I…
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PPI Clydesdale Credit Card
Hi I am currently trying to reclaim payment protection insurance on a clydesdale credit card. When i was sold this i was not advised that the insurance was optional, i originally took out this card 10 years ago. Today i have received a letter from the complaints department advising they where looking into this and would i…
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Claiming charges from credit card for taking two dd payments a month causing o/d
Hi can anyone advise me what to do? I have a DD set up to pay my Barclaycard credit card. They have taken two payments in March; one on 1st the other on 29th, causing my current account to go overdrawn and me to incurr charges of £105. B/Card say there is nothing they can do as its to do with payment cycles and that I get…
