📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Small claims for bank charges

Options
alliballi
alliballi Posts: 241 Forumite
in Reclaim bank & credit card charges
Hi, has anyone done this yet with their banks for bank charges yet, would just like to know of anyones opinions :)
If you think nobody cares if you're alive, try missing a couple of car payments.;)


Everyone is entitled to an opinion whether you think its right or wrong, courtesy costs nothing :cool:

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    alliballi wrote: »
    Hi, has anyone done this yet with their banks for bank charges yet, would just like to know of anyones opinions :)

    Some have but be very wary of doing it at the moment since you can be hit for costs should your case be struck out.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • alliballi
    alliballi Posts: 241 Forumite
    Yes but costs are very low as it is small claims, just wondered if anyone had tried yet, will just have to wait and hope
    If you think nobody cares if you're alive, try missing a couple of car payments.;)


    Everyone is entitled to an opinion whether you think its right or wrong, courtesy costs nothing :cool:
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    alliballi wrote: »
    Yes but costs are very low as it is small claims, just wondered if anyone had tried yet, will just have to wait and hope

    £3000.00 is one figure I have seen quoted since the banks are suing QC's even at small claims level. Please just be aware that you are at the mercy of the judge on the costs element IF your case is struck out. That is the situation currently.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • alliballi
    alliballi Posts: 241 Forumite
    If I lose most would be about £200/300 according to Law centre so might be worth it for me to try with what I have in bank charges, appreciate your warning and coments though
    If you think nobody cares if you're alive, try missing a couple of car payments.;)


    Everyone is entitled to an opinion whether you think its right or wrong, courtesy costs nothing :cool:
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    alliballi wrote: »
    If I lose most would be about £200/300 according to Law centre so might be worth it for me to try with what I have in bank charges, appreciate your warning and coments though

    What you lose yourself and what you lose to others might be different ;).
    Read and read and read the case law and understand fully what you are arguing because no matter what advise I can give and any other person, it is you that is in front of the judge arguing your case. I hope you win and are prepared for anything that can be thrown at you.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • alliballi
    alliballi Posts: 241 Forumite
    Well luckily for me I have an experienced man in bank charges who will argue for me, although I may have to speak yikes that will be fun, going ahead with it anyway as I need the money back and have to give it a shot, thanks
    If you think nobody cares if you're alive, try missing a couple of car payments.;)


    Everyone is entitled to an opinion whether you think its right or wrong, courtesy costs nothing :cool:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture