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HSBC charging me £150 next month!
HSBC have hit me with a £150 fee next month in overdraft charges. I have had this problem before...they have previously charged me £100. I think another time they charged me £50, they've charged me a bunch of £25's. I've paid a lot of these fees in the past 12 months. It's gotta be somewhere in the region of £500. A lot of…
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Bank of Scotland Termination Fee
I'm in the process of changing banks to save my small business bank charges. I've been with Bank of Scotland for a number of years and use their Merchant Services for credit card transactions. I have just received a letter from BOS Merchant Services asking for £200 to close the credit card account, quoting clause 29.2.6…
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cahoot, charges on loan account
Hello all, i was just wondering if it is possible after the court ruling to reclaim charges on a loan account i have with cahoot, any help ideas would be appreciated many thanks :)
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Is it possible to argue hardship retrospectively?
I ask this because it is very relevent in my brothers case. In simple terms his authorized OD of £1000 went to £4000 because of charges, charges, and charges in a period when he was not working. I did not look at hardship when I first began the reclaiming process because he had found another job. He just missed the instant…
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natwest advantage blue and charges
Hi I'm looking for some help for my friend. She opened a natwest advantage blue account online but didnt realise it had monthly charges she contacted her bank explaining she had opened it in mistake and they removed the advantage blue but because of the charges it had gone overdrawn and she is being charged every month and…
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Barclaycard
Sent letter to Barclaycard 3 weeks ago with £1 postal order for original agreement have not heard anything, wondering if sent to wrong address. Can anyone let me know correct address to send this request and a contact number as l have tried and cant get through to right person
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Overdraft debt
Please help, my father recently passed away suddenly and he had a joint bank account with my mother which included an overdraft and a creditcard. We wrote to the bank as my mother is unable to pay the overdraft due to illness and the bank wrote back and confirmed they would write the debt off. Now she has been receiving…
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Help old Credit Cards i no longer use
I remember i had a credit card years ago with Egg, and with Barclay card could have been over 8-9 years ago, with egg being around 5 years ago. However i do not have account details for which to try and claim back charges. i know i had charges for going over the limit and also for not paying minimum payment. just wondering…
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Home made DMP and reclaiming charges
Hi all, I'm a year into my home brew DMP where I arranged the plan with the creditors directly. I'm thinking of trying to reclaim some charges but wonder how it will affect my DMP. Would any of my creditors refuse the payment offer if I went down this route? Thanks in advance g_t_s
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Are Loan early settlement fees reclaimable?
Just wondered. I have recieved all my loan statements as a start to my SAR request. In 2002 I had a Lloyds loan which was topped up. At the time I presumed I was just borrowing more cash where infact they used a new loan to pay off the old loan and charged me an early settlement fee of £130, ofcourse they also didnt refund…
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HSBC Credit Card Charges... Unusual response??
I've been taking Martin's advice on claiming my charges back on my credit card and sent off the first letter with my £10 to get a copy of my charges over the last six years as advised. Within a week the HSBC has come back to me with a straight out offer of around £150... but this is for charges that only go back to…
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Are we getting our bank charges back ?
Hi i have been wating nearlly 3 years to get my bank charges back are we getting them back or has th case finished now and we aint getting nothing ?
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Sub Prime Mortage mis-selling
has any one claimed this thanks paul.
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Bank won't let partner speak on my behalf?
Hi, I need to talk to my bank (NatWest) about some charges applied to my account. However, as a result of a traumatising experience I had with one turgid cretin of a bully I can no longer talk to NatWest and always have my partner ring on my behalf. He tried to ring a few minutes ago, but was told that he cannot talk for…
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Retract permission to report to credit reference agency?
I am in an ongoing dispute with Alliance and Leicester, with regard to historic bank charges, and am at a point where I am running out of options, I can either further my complaint to the Ombudsman, or apply to the court, neither of which particuarly appeal, however I also feel they are not likely to chase me as they would…
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Citi cards
Hiya guys n gals :) Just wondering which address I send for Citi card charges to? Did see one somewhere a couple of days ago and cannot find it lol Please help! Many Thanks xxx
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Reclaiming bank charges after a successful claim
Hi there I made a few years back from HSBC for overdraft charges and they paid me back. This helped me pay off my overdraft with them however it didn't help with other debts I had and as a result I still went overdrawn every month. HSBC continued to charge me and this has built up a significant amount. I managed to move…
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Help with A&L fees
Hi, Hope this is the right area. Looking for a bit of advice. I was silly enough to sign up to Credit Expert and forgot to cancel it. You may or may not know, £6 ish is taken from your account by recurring card payment rather than DD or SO. So last month I had about £3 in my account and they took the money sending me £3…
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Student account turned into a graduate account to soon. Claim?
Hiya, I was wondering if this is something worth looking into. When I was a student I opened up a Lloyds TSB student account. I had an overdraft of £1,000 (which soon became £1,500 and then became £2,000 and is now sitting at an agreed, slowly creepying down limit of £2,412!) The thing is my account automatically became a…
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Duped into claiming!
I was contacted some time last year by a company called Consumer Advice UK from the Swansea area. They promised to get my bank charges back from the past 6 years, i knew this was possible as i had followed some onstructions from this website and successfully claimed back about £900 from HSBC... However, there was a start…
