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Reclaim bank & credit card charges

Archives for April 2010

First Direct advice
Hi, I've recently pulled my claim from the small claims court and written to HSBC to advise them I will be going to the ombudsman. I also had a first direct account, and at the same time did a data access request for my first direct account and HSBC prior to the 6 years I had previously requested for the court case. First…
Weatherman
John Watson of Reclaim Expert rang today saying that for £49.99 they had secured me a repayment of £3000, all I had to do was phone Marvin Green on 02081239860. The address was 23 High St Bromley FE 20 7 HJ. Needless to say I did not but am worried as they appeared to have a lot of my details.
Financial hardship online resources
A few sources have further guidance on financial hardship: http://www.financial-ombudsman.org.uk/publications/ombudsman-news/83/83-financial-difficulties.htm http://www.financial-ombudsman.org.uk/publications/ombudsman-news/39/financial-difficulty-debits-39.htm :starmod: If you find any more please post them below but…
Help!
I was looking at my historical transactions on my bank account, and I found out that in May 2007 I had a bank charge for £38.00. At the time, I was 16, and pretty sure I had a basic account. Is there anyway i can reclaim this bank charge?
Next step?
Sorry, wrong thread.
My claim is on hold and yet....
the bank have sent my 'debt' to a collection agency? I have told them that it is on hold but they seem to think this has changed since the high court case. Is this true?
capital one.
hi can anyone offer me advise? My husband took out a cap one credit card in 2004 and had a minimal balance of about £400 0n;Iit card was paid on a regular basis and we had ppi on it inevent of a problem. In 2008 he became ill with psychiatric probs, he hallucinated heard voices and lost time to mention a few of his…
No luck with FOS for me
Hi everyone. 1st time post so bear with me. My experiences as follows. Back in October 08, my bank, Alliance and Leicester failed to process my paycheque in time for my monthly direct debits. I very quickly ran up unauthorise overdraft fees of around £125. Trying to be 'on the ball' I got straight on the phone and to cut a…
lloyds tsb charges, plus md contact
i put in a clai for over 3k of charges with lloyds. all 3k were accumulated within an 18month period. they refused on hardship grounds. the fos then said they dont have to refund as they had stopped further charges and interest. currentlyowe them £900 ish. i have called their colelctions today and offered a payment of £1…
Accept offer after MCONLINE
Hi, Is it possible to accept an offer from Barclays after I have submitted a claim online?
Egg & PPI
Hi folks, I'm new here so be gentle! My wife has a card with Egg and a couple of years ago we found out that she had PPI on the card. She was a bit lax at checking the statements as they were internet only - anyway, she had not used the card in ages and she got a call saying that it had hit it's 10k limit! We were paying a…
My First CCA Request
I have the highly respected :p and renowned CapQuest chasing me for a debt of £200. This is an old bank account, the agreement was signed before 2006. The £200 is a result of charges adding up. I believe they do not poses a copy of my original agreement, as they have have never taken me to court despite repeated threats. I…
Peoples bank
Does anyone know if they still exist as I can't find any info on the Internet for them. Many thanks
Are Payday Loan Charges claimable
I have stupidly took out a number payday loans in the past. I appreciate that the interest charges are clear and should be paid however I was wondering regarding obscene late fees and £25 charges for automatically generated letters could be reclaimed in the same way bank charges can be? Regards Mark
Made bank charges claim last year, now suffering hardship, can I now reclaim?
Hello, I sent a claim letter to Natwest about 18 months ago trying to claim £1200 for charges over the prior six years. They sent me a letter stating they were waiting for the court ruling. After the court ruling I didn't here anything back from Natwest and then moved house but forgot to inform them of my new address so…
On a DMP, can I still claim???
I'm currently on a DMP and one of my accounts is an overdraft account that I owe approximately 1.5k on. Now I know this whole process will take a long time to sort out, however I would like to get this one cleared up asap as it is relatively small amount, and it's one less thing to worry about. Now my question is, am I in…
Credit Card Un-enforceable Agreements
I am considering using a company called Lawnet UK scotland who are affiliated with Banksmart UK. They claim that as most of my cards where taken out before 2007 they can usually have the debt written off. They started by asking for £295 per claim and I said I would think about it 10 days later they are offering to do this…
Halifax hardship - any advice?
Hi all, I'm sooooo angry and not sure where i stand so any advice would be really really appreciated! I went through the bank charges process last year and had to escalate it as a hardship claim. Due to the length of time it took a reslove it came out at the same time the banks were successful in test case. AS a result I…
Can anyone claim?
It sounds like a dumb question but do you have to go down the hardship route or can anyone hit with several years of overdraft charges etc claim? I've never been unemployed but there's not been a lot of money around for the last couple of years or so (like so many people) but I doubt if I could count that as real hardship.…
ikano success
i have had my first credit card reclaim success. it was the smallest one of my claims- £164 with ikano form a new look card. it only took me three letters and i would encourage everyone to do the same if you incurred charges with ikano. they offered me half of it back at first but i declined and a week later they wrote…

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Reclaim bank & credit card charges

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