Help with A&L fees

FullerBeans

Hi,

Hope this is the right area.

Looking for a bit of advice. I was silly enough to sign up to Credit Expert and forgot to cancel it. You may or may not know, £6 ish is taken from your account by recurring card payment rather than DD or SO.

So last month I had about £3 in my account and they took the money sending me £3 over drawn. I do not have an overdraft on my account so technically they should of declined the payment surely?

This is resulted in £90 worth of charges. I'm becoming tired, after sorting my finances, my DD's and SO's come out ok and it seems I now have to mess about with card payments too.

Anything I can do? Or shall I just bite the bullet.

Cheers.

natweststaffmember

FullerBeans wrote: »

Hi,

Hope this is the right area.

Looking for a bit of advice. I was silly enough to sign up to Credit Expert and forgot to cancel it. You may or may not know, £6 ish is taken from your account by recurring card payment rather than DD or SO.

So last month I had about £3 in my account and they took the money sending me £3 over drawn. I do not have an overdraft on my account so technically they should of declined the payment surely?

This is resulted in £90 worth of charges. I'm becoming tired, after sorting my finances, my DD's and SO's come out ok and it seems I now have to mess about with card payments too.

Anything I can do? Or shall I just bite the bullet.

Cheers.

Cancel the subscription to Credit expert is the first thing
Did you do this prior to the payment going out or not?

FullerBeans

Wasn't cancelled before hand no, but is now, forgot all about it tbh.