Reclaiming bank charges after a successful claim

nick_gc

Hi there

I made a few years back from HSBC for overdraft charges and they paid me back. This helped me pay off my overdraft with them however it didn't help with other debts I had and as a result I still went overdrawn every month. HSBC continued to charge me and this has built up a significant amount. I managed to move away from HSBC but wonder if it's worth trying to get these charges back from them? I do have debt but not to the point where I'm unable to meet the payments required.

Thanks

DarkConvict

I doubt you can reclaim as the OFT lost the high court case against the banks overdraft fees. Unless your in real financial hardship you will be unlikely to get anywhere. http://www.moneysavingexpert.com/reclaim/bank-charges

natweststaffmember

DarkConvict wrote: »

I doubt you can reclaim as the OFT lost the high court case against the banks overdraft fees. Unless your in real financial hardship you will be unlikely to get anywhere. http://www.moneysavingexpert.com/reclaim/bank-charges

DarkConvict, they lost the argument on a collective challenge against fees. The judgement does not preclude an individual from making a claim under UTCCR 1999. The OFT lost THEIR case. Have you not read Govan Law Centre case going to court in June 2010?

nick_gc

So does that mean I could submit a new claim at my own risk - it's possible HSBC would pay out again?

natweststaffmember

nick_gc wrote: »

So does that mean I could submit a new claim at my own risk - it's possible HSBC would pay out again?

It means you have to read the guide to reclaiming that darkconvict has pointed you to and read it very carefully.