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6 year limit on bank chargers????
Can anyone explain why there is a limit of 6 years on reclaiming bank chargers/credit card chargers. Cheers
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Barclays have 'Acknowledged' my claim
Hi all Firstly apologies if i should have entered this under one of the existing threads but wasnt sure on which one to! Ive just checked the status of the claim i filed on money claim which was issued on 29th June and its now showing as acknowledged on the 13th July - they had until the 18th July. I understand they now…
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A+L Court Order
Hi all got my court date through from the county court with the following order ...... It is ordered that : 1 The claim be listed for an allocation hearing on 7th september 2007 at 10am to be held at XXXXXXX county court 2 At this hearing the court will consider either : A) Staying the claim pending the decision in a test…
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Continuing bank charges, claim incomplete
My husband and I have 3 active claims against Lloyds TSB. I have just been offered an out of court settlement of £1541.97 (which includes interest and court fee). However, since we commenced our claims, the bank is really messing us about. All our monthly payments including mortgage, direct debits and a Lloyds loan come…
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THAT question again
Hi, I read through some of the threads, but it just seemed to go on and on. The situation: I have an account that I haven't used for nearly 6 months, but recently an insurance company that I used to use tried to renew my policies by DD. The bank refused to allow them to take the money, but sent me a letter saying that it…
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Do I try and reclaim the costs now or sort debts first?
OK, the answer is probably yes do it now, but.... I just want some advice that relates to my situation. I am self employed, and have been since sept 2005. I constantly live in my overdraft and have done for the last 6 or 7 years (god... is it that long!) and have gone over my overdraft limit a few times incurring fines due…
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advise needed
Hi I have been fighting Nat West for my daughter with the help of this great Site. She originally put in a claim for £2500 and they made an offer of £600 we rejected this without hesitation. We have now been offered £1400, this is now the problem she has not used this account for two years, at the time of making the first…
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interest awarded on county court judgement - HELP!!!!!
hi all, i have successfully claimed back my charges from lloyds, after the court ruled judgement in my favour. the claim was for charges plus interest, and on friday 13th july they settled in full. but on the judgement form it clearly states ' it is therefore ordered that you pay the claiment £584.69 debt (and interest to…
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Complex claim, need help
I recently claimed just under £1000 back from Lloyds tsb, so I thought I would do the same with my previous HSBC account where charges ran from 2001 – 2003 for the amount of £1700. ffice:office" /><O:p></O:p> The first couple of letters were responded to unsatisfactorily, so I issued a claim on the moneyclaim website on…
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Getting my statements???
Hi, I have 2 accounts with halifax- have downloaded the letter requesting 6 years worth of statements/ bank charge details. Am going to send a cheque as advised on the webpage- do I need to send £10 PER ACCOUNT??? Sorry- may be a silly question but its all new to me! :o
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General form of judgement or order
i have received this form . i understand most of it like i have to send a list of charges to the court. Q is it just one list? Defendant to file and serve within 14 days of service of this order a statement setting out all facts and matter relied upon as to the banks actual loss as set out on para 11 of the defence, What…
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claims date??
Hi all I have a quick question that will help me a lot, what is the date at which you can claim charges back to? I know its 6 years(ish) but can anyone tell me a definative month/year because i've searched this site and cant find one?? Cheers and good luck with claiming! Tony
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Allocation Questionaire
:confused: HIYA, I'VE JUST COMPLETED MY ALLOCATION QUESTIONAIRE. HAS ANYONE GOT ANY INFO ON WHAT I CAN EXPECT NEXT??? I'M CLAIMING £1700 FROM BARCLAYS, HAD AN OFFER TO SETTLE AT £700 BUT THOUGHT THAT WAS TOO LOW! THANKS. X
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Help Help Help!!!..i'm Sooo Stuck!
Hi all hopefully some very clever person can help with my many many questions!!.....i am trying to claim my bank charges from Halifax and not really having much luck, the stage i'm at now is.....i sent a letter 2 weeks ago stating if they didn't pay up the amount owed i would start court procedures, i called the customer…
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Weird one from the solicitors!
Hi all I'm at the stage where I've got two dates for two defence hearings (from two separate accounts/claims) at the end of August - I've known about these for about 10 days now. Today, Lloyds solicitors (Sechiari, Clark & Mitchell) have written to me to say that Lloyds will settle the amount outstanding for ONE of the…
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Need Help working out interest for my Claim :)
About to put in my Claim to MCOL, I have £1552 to claim back, now i have the option for interest i need abit of help working it out. Do i do it from the date of the first charge till today or till the day of my last charge??My first charge was 13 June 2001, and my last ever one (missus sorted my life out then!) was on the…
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Natwest - Claiming charges, but have loan
After hearing all the success of people claiming, i am thinking of doing it my self. I have 2 bank accounts with natwest, 1 Credit card and 1 loan. If i were to claim my fees back, will (can) natwest close my loan and CC? I dont mind loosing the accounts, i just couldnt cover the loan and CC.
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Claiming Charges and Bank Account Closed
Hi there, I'm new to this website and just really need some help and advice! I have banked with the Halifax for years and years and have just reclaimed my bank charges, totalling to around £450. On Thursday I got a letter saying they are not giving me the money and I agreed to their terms when I opened the account blah…
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Confused-Any advice appreciated :)
Hi, I am in the process of taking Lloyds to court, I have just received a letter from their solicitors stating that they will be defending the case on two grounds, however there has been no change on the claims website to indicate that they have entered a defence. Any idea what I should do or how I proceed from here. Also…
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help i dont know what to do
I sent a request to Barclays on the 31st March 07 requesting 6 years of bank charges and as of yet I haven't received them. It is really frustrating. I sent a letter to the Data Protection Department with a cheque for £10 as advised. On the 12th April I received a letter back from them with the cheque saying that they…
