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Moneyclaim for 2 accounts, one a joint?
Hi All Just about to fire off my MoneyClaim and need some advice... I am claiming for 2 accounts with Halifax, one a current account in my name only and the other an ultimate reward current account in both my name and my wifes. Can i combine these claims? I am hoping to avoid paying the £120 court fees twice as i have very…
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Advice on accepting good will gesture?
Hi, I started proceedings through MCOL with Lloyds, I received a letter from Lloyds (not SC&M) offering me £519 as a good will gesture. I am happy to take this and end the court proceedings, how do I go about doing this? Thanks Russ
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Going to court on Friday
Going to court on Friday 20th July, how late would the bank leave it to withdraw? perhaps they wont and they take it all the way. Please help Desperate of North Wales
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FD threatening to cancel Switch card!!
Hi, I claimed nigh on £400 from FD last year, and since then I have managed my account very well, however recently I had a DD come out early that pushed me over the limit, and since I was working but had to work a week in hand I was over my limt and as a result incurred a charge of £25 as well as the overdarft interest…
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Lincoln County Court/abuse of process
This is a letter we received from court this morning. Before DISTRICT JUDGE TOOMBS sitting at Lincoln county court, 360 high street Lincoln Upon the courts own motion. the court has made this order of its own initiative without a hearing. if you object to the order, you must make an application to have it set aside, varied…
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A & L charges keep coming HEEELLLPPP
I am due in court on the 25/7 claiming £6500. worth of charges, but A & L are still charging me £34.00 a time:eek: , has anyone been in this situation, how can I claim back these new charges ??????:confused: , I dont think that I can add them to the current claim, Anyone know what to do ??:mad:
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turned down on my recent complaint
Hi got a letter back from halifax declining my complaint about a refund should i proceed for a refund can someone help
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Technology challenged, Help needed (TSB)
Hi all, Sorry if my question is in the wrong place, I'm still trying to work out where the last question I asked is on the threads, I'm hopeless with forums.............anyway..............I sent a cheque for 10.00 and the first template letter to TSB on the 19th June. They have not acknowledged my letter or cashed the…
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£150 from Natwest!!
Hi, Not sure if this is the right category, BUT... I had a Natwest credit gold card, which i applied for independently of my gold account. I had a zero balance, so decided to cancel the credit card. I rang the Natwest gold card hotline / call centre, and was told by a lady that it was "IMPOSSIBLE" to close the account over…
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Lloyds bank refusing to pay
OK, I need to know if I have a case or not, I have been making a claim on behalf of my wife's business account (she has dyslexia, so i'm doing it on her behalf) Having gone through the first 2 stages I have now made a claim for £1,192.50. Yesterday we received correspondence from Lloyds stating they cannot agree a refund,…
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Reclaiming bank charges
Could someone help me out here, new to this. I have a current account with Lloyds /TSB and my overdraft was agreed with them, climbing steadily from £500 to £3000. My partner and I have split up (its a joint a/c) I froze the a/c and am contributing just enough to stop it going over the agreed overdraft limit of £3k. My…
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Nat West. Are they buying time?
Hi I have received a letter from Nat West in response to my threat to take court action over recovering charges. They've informed me they're assessing my claim & anticipate they'll be in a position to respond within 6-7 WEEKS??? This seems like a long time to me. Or is it? I'm tempted to write to them to try to speed it…
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Deadlines for reclaiming?
Firstly I apologise if this question has already been asked. I've had a look and couldn't find the answer to my question so here goes: I started trying to reclaim 3000 pounds from Barclays in February. They've done the usual stalling tactics and in May they made me an offer which I politely refused and confirmed to them…
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help please been offered a lot more than thought
Hi there, Im wondering if anybody can give some advice. I sent charges back approx 8 weeks ago for the sum of approx £1,800,00 including charges and im pretty sure the bank has made a HUGE error. Ive got an offer of settlement for £11,800,00 in writing.!! Where do i stand, is it a legal binding offer they cannot pull out…
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me v natwest! i won...???
hey there, i had a court date nearly 2 weeks ago which i attended and won as natwest did a know show, but this is where i am stuck! the judge said i would recieve confirmation within a few days and i have still heard nothing and the hmcs website still has my claim registered as defence! is this normal because it doesn't…
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monument sold debt to cabot advice pls help
hi there all... i put all my debts into a D.M.P.IN october 2005 monument card balance was then £2706...but monument put on credit file clear states £1914 with a default on 28.2.2007.......on june 10 2007 i got a letter from cabot stateing they bought the debt... on credit file.. cabot default balance states £1913.... but…
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Claiming bank charges on closed accounts
Hi, has anyone claimed back charges from an account which has been sold to a debt collection agency, and is consequently closed?
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Charges for euro payments into cater Allen accounts
Cater Allen (in the guise of RBOS) charge GBP 7.00 for incoming euro payments and claim this is legal. I've told them it isn't, as the payments follow the rules set out by the EU, ie 1) Transfer is made in euro and the amount does not exceed 50,000 EUR;<!--[endif]--> <!--[if !supportLists]-->[FONT="] 2) IBAN…
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Not enough!!
Hi just need abit of advice on how to word my next letter. Iv just recieved a letter from 1 of my card's that im reclaiming charges from, and the amount was £480 in total and they've sent me a reply saying that they will offer me £192 + £10 to acknowledge my interest that i have incurred. I was hoping for more along the…
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help!!! its beyond a joke now!
hi ! can anyone help? im claiming my charges back from the royal bank of scotland . i have taken them to court - i won :T :j but still no money??? :mad: what do i do?