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Urgent Help With Lloyds Needed - Please!
Can anyone help ? I have two claims with lloyds (relating to two different accounts)- submitted at the same time - they have sent me an offer letter for one which i signed & wrote claim number on it - they paid the full amount of £2,700 into my account - excellent They have not offered a settlement for the second claim so…
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Welcome finance Payment Protection
Im full of questions today .... sorry :) Not quite sure if this belongs here but I have had a few loans from Welcome finance over the last 5 years i.e. top ups to an existing loan, now the loan finishes this month, i have never missed a payment but have paid stupid ammounts of money for payment protection etc I was reading…
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RBS Charges, help please
We received our 6yrs bank statements this morning and have been through them but are still a bit confused over what we can and cannot claim back. We had an agreed overdraft facility which over the last 6yrs has been increased at times and decreased to very low when we've sorted the account out. There are often 2 or 3…
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no response
I sent a letter to my bank on 11th June telling them I would accept a smaller sum (minus interest) if they paid me within 14 days also threatend to take them to court but as of today I haven't heard a word from them and the money hasn't been refunded (over £1000) What do I do next ? I am a complete novice, please advice.
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To Claim interest or not? About to use MCOL - Help!
Morning All,Started my claim about 3 weeks ago, worked out my charges of £1,552 and sent asking for them back. Got the standard mail merge letter saying they have 8 weeks and are investigating. I dont want to miss out on claiming my money back so i threatened court action on the first letter but didnt do it straight away…
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If the bank has wiped your old bank account from their databases?
Quick one for you, I had an account with the Halifax from 2001-2004. Looking to claim charges from it but no longer have bank details - the branch of the Halifax I visited to find out bank details, sort code etc reckon I no longer show on their systems. Has my account been deleted from their databases? Is it gone for good,…
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I've been paid back my bank charges but.............
I've been paid back my bank charges but............. They are crediting my account, thing is my account has incurred charges since my initial claim. 1. Can I reclaim these charges? 2. Can I receive my payment via a cheque? or paid into another account?
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Lloyds~Court~tired of waiting!!
I know patience is a virtue.......... BUT this really seems to have taken it's time!especially when i've started friends onto reclaiming and they've had their payouts without court and this tedious waiting........ First requested my statements in jan, sent off first letter requesting them back in April(took them ages to…
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Please help - 12 days left to sort this out
I've been trying to sort out my debts over the last 2 year and am now left with just one - but its a big one!! I had an a/c with HSBC which went overdrawn (I'm in the middle of reclaiming the bank charges). In 2000, they said it was so overdrawn I would have to take out a loan with them, so I did. To cut a long story short…
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Interest calculation's after initial claim!
Hi all, Can anyone help me with some sums please. I am claiming for charges on 3 accounts and when i initialy claimed a few months ago i used Martin's interest calculator to determin the amount of interest at the time. I am now awaiting a court date then the bank will settle in full. If i want to re-calculate the interest…
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My brother needs help
My brother who has a son of year old, keeps getting his bank charged twice every month nearly for no reason but he doesnt have time to go into the bank and sort it out so he just leave's it, he gets charged £26 all the time. How can he reclaim this? He is with natwest bank. Hope you can help thank you
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Litigation Costs?
I have court hearing at the end of August against Barclays. I am in the process of sending a nudge letter to try and get them to pay up early. I read on the consumer action group that someone sent a similar letter and demanded litigation costs be paid to them.…
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HELP PLEASE - lost letter
Hi, I wrote off asking for details of my charges and they were sent to my home address in Swansea. My Dad opened the letter and read it to me. It seemed very promising so I asked him to forward it to my flat in Malta where I now live and it has not turned up (nearly a month) - how do I go about getting the info again, do I…
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Charges.
Hiya, Can someone tell me when you get to the moneyclaim online stage do you just request for charges back from the date you first started correspondence with the bank or upto the date you are filing your claim? Thanks in advance for any help. Bailey21
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help benn going on since feb
hello all can some kind person please help me I went to a company back in Feb to get my bank charges back I'm with the hbos and now they say there having o take them to court as they haven't replied after they got the declined letter i don't know what to do as i have paid a lot back and would really like to get something…
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step 4 ,no reply
ok its been 2 weeks (10 working days) since i sent the template letter threatening court action. and as yet no reply. what do i do next should i try to contact the bank or start the small claims proceedure. bearing in mind there has been a postal strike? do the banks have to aknowledge reciept of this letter ?? o and can…
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Due to appear in court...
Had a deferrment from the court which was heard last week and this is the letter outcome: It says the allocation and case management conference will take place on 13th September at 14.00 pm. at Southend court to be heard before Judge Dudley. When you should attend. The it says PLEASE NOTE this case may be released to…
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Why are the claims so high.....
I've had a look at my charges for the last 6 years and I can spot around £60 ... when looking at the claim success stories people are talking about thousands of pounds (at least hundreds)... I don't get it seems that people must have been getting charged every month for the last 6 years to rack that up.... can someone…
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Question about reclaimed Charges
Hi I normally post over on the Debt Free Wanabee board, but thought you might be able to help me. My boyfriend has just reclaimed his charges from Natwest (i think) and they have used the money to pay off his OD (which he is ok with) and a really large lump off his loan (which he's not happy with) are they allowed to do…
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the right time to go to court?
:confused: hi im just wondering if anyone could tell me if im at the court stage? i have sent the letter that threatens court and i have recieved a letter saying they still think the charges are correct althugh they are willing to pay me 750 pound (my claim is for 1980) is this the time for mcol or should i send another…
