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Learner insurance on car with no insurance on it
We bought a car for my eldest daughter a couple of years ago and it was registered in her name. Unfortunately she has been diagnosed with epilepsy and cannot drive for 12 months. My youngest daughter is now wanting to learn to drive and we want to use this car for her to learn in. I need advice on insuring - it looks as…
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Refused quote for named driver
I have recently contacted my insurance company to add my son to my policy but was informed that the underwriters declined to quote. Is this something that he now needs to declare as having been refused insurance for all future quotes? Don't want to try other options if being declined in this way is taken into account.…
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Question about owner vs registered keeper
Hi guys. I have a little issue here and wanted some advice. Il try keep it short as possible. Brought a car and its it’s on my name, paid for by me, with proof in my bank statement if needs be. Borrowed the car to a relative (he helped me repair the car and get it up to scratch) , we were very close, but recently had a…
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DVLA lost my V5C form but now I need to make an insurance claim
Hi I bought a car in Dec 2019. I bought off an executor acting for someone who had died in a private sale. I sent the V5C form off in Dec - I have the torn other half and photos of the section I sent (not proof I know but at least I know I definitely sent it). The car also needed MOT, tax and Insurance as it had been sat…
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Insurance
To whom it may concern, Since moving address I had a road traffic accident that cost me £800. When I got another car, due to writing my first one off, I chose a smaller car and they then charged me a further £700 on top of previous charges. I couldn't get on with a smaller car so I decided to go back to exactly the same…
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best loyalty card when buying fuel?
Hi, can anyone advise which is the best loyalty card to use when filling up with fuel please? Ie - Which one gives best value in way of ultimately getting reward points for money back off your shopping etc. I have loyalty cards for BP and Shell, plus a Nectarcard and a Clubcard. For example I believe that Tesco do not give…
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Pot Hole claim
Hi all, Driving on a A road in Staffordshire at night and I hit a pot hole 5 inches deep by 54 inches long by 18 inches wide. My tyre burst and the alloy bent and cracked. It was all caught on Dash cam and I have submitted photo's and completed a claim form sent by Staffordshire Council. I received an email today from the…
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Dvh. Stealing deposits. Help and advice needed.
I booked a van to move house from discount vehicle hire at the start of May. Since then I've had no communication from them, nor have I had my deposit back. There was no damage to the van and I have a video of the van in the state it arrived in. Also I've had no communication to say they are keeping the deposit.…
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No claims bonus mistake
Hi everyone I’m just looking for a bit of advice please, so I was a named driver on my mums insurance for around 8 years, I purchased my own car last summer and took out insurance in my own name when doing this I added that I had 8 years no claims bonus (fully believing this was the truth) I’ve come to renew my insurance…
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Insurance Claim Excess-Who do I pay?
We had an "at fault" accident back in February and took the car to an approved repair shop. The insurance company approved repairs and all ok. This morning I received a letter from the repair shop asking me to pay them the insurance excess. Does this sound right as I assumed the insurance company would collect the excess?…
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Car insurance business use.
Due to the coronavirus situation I have changed my working practices slightly and nolonger go out everyday trying to source stock fory online business . I only use my car in relation to my business when once or twice a week dropping a few big boxes off at the depot around 3 miles away or collecting items from a Auction…
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Can car insurer double the excess if you don't use their preferred repairer?
I scraped my passenger door yesterday and the terms of our SEAT PCP contract says we must get the repair work done via them. Our insurer LV say the excess is doubled if we don't use LV's preferred repairer, however SEAT are advising us that this doubling the excess isn't fair treatment and we could/should threaten to take…
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New Car Warranty Advice
Hi all, I'm looking for some advice relating to paying towing fees to get my car to the dealer's garage (30 miles away). The car (VW Tiguan) is 2 years old and still covered by the VW warranty. The battery has given up.the ghost after multiple attempts to charge it and it's unable to start the engine. The dealer has…
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Kia Picanto Mechanical Help
I have a 2009 Kia Picanto, on a warm day after being left overnight it will start and drive no problem, if its a cool or damp morning after being stood overnight it will start ok but for the first few minutes of driving it will missfire, splutter, the engine management light will flash although then stop flashing,…
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Dinged another car
So, when parking my car at a garage today (I had to take it back cos the fix wasn't right!) I accidentally dinges another car. It is the first time I have ever done anything like this in nearly 20 years of driving. I immediately informed the garage, but t-cut didn't cut it! Ideally I want to keep insurance out of this as…
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Trying to get deposit back on car “purchase” before lockdown & other issues
Hi. Hoping someone can help. My daughter put a deposit down on a car before lockdown. I paid £1k to reserve the car (value of £5295) as it was her first loan and to reduce the cost. She was unable to collect it before lockdown as she had to change age her licence to a UK licence which meant also having a full medical. All…
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What's the going rate for a 2nd hand car battery from a breakers yard?
My thinking being that few cars get scrapped because their battery is dead, so there must be some at least half-decent batteries pulled from scrap cars, and luckily it's a very common size I need (063) so should be spoilt for choice. Just don't want to pay over the odds! There's an old thread on this forum from 2007,…
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MIB hit and run claim
Hi All, I was involved in a hit and run accident last year, where I was a cyclist hit by a driver who failed to stop and the police have never found. I have a solicitor who has put in a PI claim with the MIB as i have suffered a back injury (having ongoing physio) and PTSD. The MIB have arranged and conducted an…
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should my warranty be honoured?
The moped is under a year old, when the moped as at about 500 miles I was going to take it to the garage because that's when my warranty dictated it was due the 1st service, Coronavirus hit resulting in the garages closing down so I couldn't do the service but as a keyworker(Healthcare Assistant) I still needed to get to…
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How much is my car worth
Hi, I have a 59 Reg Citroen C3, standard model with nothing fancy added. Bought it for £2k, two years ago. The head gasket is going, I’ve put SteelSeal in it twice but it’s not going to hold it much longer. It also has a slow oil leak, and some minor advisories on its last MOT (done in February). I’ve just got a new car so…
