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DH's money situation needs an overhaul - extra question please
Hi all, My DH text me just now saying he'd just paid the council tax and was now over his overdraft limit - despite being paid only 2 weeks ago :eek: He lives on his overdraft anyway but he's obviously spending more than he earns. We have separate bank accounts for this very reason as I am really careful with money (since…
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Do Grandparents have legal rights in Scotland?
I’m getting myself into a state of worry about a situation with my mother in law that doesn’t seem to be getting any better. My background is that I live with my boyfriend who I’ve known for about 8 years but we’ve only been together 3 years. We have a perfect little girl who is 2. I’m worried that she will try and get…
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moving son from cot to bed......
Hi My DS is only 16mths old but has recently started to rock his cot, so that it ends up on only two legs. I fear that it's only a matter of time before he hurt himself. He can't walk yet and is a very good sleeper (hope i haven't tempted fate with that comment!!) What I am wondering is whether I should get him a bed so…
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shoes for flat feet?
Hi guys, Just wondering if anyone can help? My daughter has flat feet and Im having troubles getting shoes for her. We've been to clarks but all of there shoes have a slight heel on which she cannot walk in,obviously with her feet being wide she needs a genourous fitting shoe.... Has anyone had this problem, and can they…
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Desperate for a bath !!
Due to exceptional circumstances, I had to flee from my old town to a new one, I managed this through a mutual exchange. This new house doesnt have a bath, just a shower (and its a bog standard electric trickly thing, that I feel is not good enough for daily use)... I asked the housing association if they could put a bath…
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Relationship breakdown co habitee woes
My relationship of 17 years became intollerable over 2 years ago. My ex partner who never worked the last 16 years due to epilepsy emotionaly bullied me into complying to all his demands and when i tried to leave a few times he tried to commit suicide making me feel helpless to leave. I found a man online i had met one…
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Nursery undercharged me (Whopped the £700 on my bill)
Hi there. This happenned about 6 months ago i upped my sons days from 2 to 3.......they forgot to charge me for the extra day and i never noticed . Was splitting from my childrens father at the time and my whole life was chaotic to say the least. When they realised the owner simply put £700 on to my bill and said i needed…
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Please can I get something off my chest
Hi I just want to shout and vent my anger. There is absolutely nothing I can do about the situation but I feel I need to get it all off my chest. I really do not know where to start as the more I think about the situation the more lies I can see. Basically my ExOH has a child from a previous relationship, he has not seen…
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Do m & s do childcare vouchers?
Hi I am waiting to be `placed` by m & s after passing the assesment/interview. Forgot to ask if they do childcare vouchers! Does anyone work for them and claim? any problems? Thanks
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Unaccompanied child on a train journey..
Would you allow a nearly 12yr old boy on an hour long British Rail train journey unaccompanied? I need input on this to tell me if I am being overprotective when I said I absolutely wouldn't allow this.. :eek: I know kids used to do this type of journey but I feel nowadays is different.. so I thought I would ask for…
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The Co-operative legal services for Probate - any good?
My father died recently, and I used the Co-op for the funeral. Since then theie Legal Services section rang me and were very helpful, giving free advice on what to do immediately to cancel various things like pension payments etc. which I thought was very good. Their free advice is defintely worth having! Now they are…
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How do I get legal advice?
Hello there, Im completly stressed out and totally at a loss of what to do next. My marriage of 10 years has broke down and obviously Im very unhappy about it but it really is a case of there is no going back. We have a 9 year old daughter. I am currently still living in the family home as I have nowhere to go. Worse still…
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MSE help needed for first baby
Hi All, I am due my first baby on 1 November 2009 (currrently 20+3) and have no idea where to start on buying all the items I need for maternity/baby. There are a number of places that have given me a list of what I need to buy but no indication to how much it will cost, where to look for it, etc. Basically I want to try…
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Inheritance Advice Required
Hiya, My Father is 74 and lives on his own. We recently had a conversation regarding his property; He's worried that should he require long-term care in the future, he doesn't want to see his property effectively taken away to pay for the care and would prefer to plan ahead to ensure that my Brother & I are able to benefit…
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changing user profile for personal post
Hello all, close friend of mine is a poster on here. He wants to ask a personal question, he can't/won't talk to me about it - it's a man thing ladies! He wants to post under another name so his OH or anyone he knows will not know it is him posting. Every time he tries to register under another name it says that his e-mail…
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End of my tether - gambling bf
Just received a letter from mortgage company saying that we're in arrears on the mortgage. It had been agreed this month that I would put my share of the bill payments into a savings account for bills (car tax, mot, house ins, etc) for when I go on maternity in September with our second child. My partner has a gambling…
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Ex not paying - is there anything I can do?
My ex husband and I made a number of (with hindsight!) bad financial decisions 2 years ago. Obviously we didn't realise we were going to split up, and so bought both a house and took out a large loan (£15k) for a number of reasons. The intention was that when the house was sold the loan would also be repaid. Fast forward…
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Black school pumps for wide feet?
Does anyone know where I can buy wide fitting black pumps for dd, other than Clarks? She is a Clarks G-H fitting and the velcro strapped ones usually fit, but not if she is inbetween sizes... And I have to get them early, as they sell out, but then last year, they only fitted until October!
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What to do about DS and his GF?
My DS is 16, a very sensible, clever lad who has just finished his GCSE's and is starting college in september. He has been with his GF for 2 years now and they are very much in love. The background is complex, but basically DS met his GF after they were introduced by her step mum, his then form tutor. They live a good…
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On a break with bf - don't know what to do
Good morning I'm a regular poster here but have created a new profile as I don't really want to be identified, hope that's OK. I have been with my bf for a long time, over 10 years and I'm not 30 yet! He told me a few months ago that he was having doubts about our relationship, but at the time I wasn't strong enough to do…