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Get a loan without a credit history
Hello. I want to buy a second-hand car and I want o get a loan (I need about 6000), I want to mention that I don't have any credit history - no credit cards or loans, this is my first time when I want to apply for a loan, I've changed my address a few months ago and last week I registered on the electoral roll, could you…
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Small Short Term Loans?
I'm 24 and currently rather new to credit, I have a Capital One card and also a catalogue account. I really want to build up my credit rating as I think a good credit score is probably one of the most important things to have. I have had my credit card and catalogue accounts now for about four month and never missed a…
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Payday Loan Problem
Hi there my first post and im crapping myself. Basically 2 months ago i had a £200 loan from Wonga and didnt pay it back. I lost my job and went on benefits 2 weeks after getting the loan now i get £70 per week income support and went to the bank today to withdraw my income support and wonga hastaken all the money £140 now…
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Old Debt
My wife has recently been chased up for an old debt that she is unsure is her's. The company contacted us in writing first and said we owe them £826. They then wrote again 3 weeks later offering to settle for £413. Again after 3 weeks they wrote again offering a settlement for £207. My wife contacted them to ask them what…
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Capital 1 debt management
Hi, I am wondering if anyone has experience of Capital One when going into debt management. I have serious problem debt, which I have been trying to get under control. I have now almost run out of options - I know the only way to go is debt management but I have heard some real horror stories about capital one selling the…
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Advice needed on A&L Loan 7 months arrears
Hi, hope this is in the right place. Just wanted some advice on my loan thats totally gone astray. It it a 5k loan I took out 5 years ago in August. It should have been finished this August. The repayments were £110.67. Its with Alliance & Leicester, and doesn't have that PPI thing on. It was up to date until xmas, when I…
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Work Visa for Canada
My husband is leaving HM Forces in March 2010 and it is our intention to settle in Canada We have been advised the best route to do this is obtain a work visa for him and visitor permits for the rest of the family. Does anyone know of a reputable company who specialises in obtaining visas etc - there appear to loads of…
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Bank Loan
I have a personal loan with the halifax and 3 years ago i called them to change the bank details from one account to the other. I have checked my statements recently and cannot see that they have been collecting the loan payment, its seems that the account has disappeared from the system. What should I do?
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refused a personal loan can i get a loan secured on the house
got refused a personal loan for £10000,got bad credit history missed payments on a credit card (halifax).if i apply a loan on the house secured on it will it make any difference on the outcome. dont know if i have any ccj. income £30000 mortgage £240a month got £15000 left on the mortgage value of the house £320000
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Advice on HSBC Personal Loan please.
I currently have about 7500k in a personal bank account, but I owe 7800k on an unsecured personal loan. I recently lost my job, but I have started taking up a personal trainers course which I think I will be able to have finished by the end of september 2010, basically a few months away. The course runs on alternate weeks,…
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A problem
Hello, Its my first visit to this board and I couldnt find an answer so forgive me if this has already been asked. A friend(L) of mine is trying to fund her masters degree and part of the stipulation is that 25% had to be paid in April. As L was low £1,000 a friend (P) offered to lend her the money. When L asked if P would…
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Bought PPI which wasn't put in place
Hi there, We took a loan out with our bank a while back and signed the forms for PPI which was put in place. The loan ticked away nicely and we didn't make any claim regarding the PPI. However in 2008 we decided to increase this loan for a further 3 years and had to fill in the forms again for the additional PPI, which we…
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Small loan - no credit history and no electoral register
Hi, I have a firend who is looking for a 2-3 year loan for £2750. She has lived in the UK for 2 years, and works full time. Unfortuntaley she has not registered on the electoral register and does not have a credit card (so no credit history). Her bank (natwest) has turned her down on the basis she does not have a credit…
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help required for loan with poor history/ccj
Hi I have poor credit history in that I gave a ccj with next for 2000 pound, this is being paid back by monthly installments. Despite the ccj, I have always paid all my bills and have a car on finance for last 3 years and have never missed a payment. . I require a loan of 1500 pound, I applied and received call from loans…
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Loanfinder - Dont touch with a bargepole
MSE OFFICIAL INSERT This thread has been deleted. Please follow this link for a list of complaints made against Loanfinder and their responses.
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Does anyone know of a loan company that will accept me because im not on the electora
I Moved house 6 months ago & have always had a really good credit rating, however ive tried to apply for a £3000 loan and am being refused left, right & center! Ive just paid equifax to see my credit report, which is in good condition, other than im not on the electoral roll yet. I did apply to my local council when i…
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British Credit Trust
Hi People, Does anyone know what is happening with British Credit Trust? They are a subprime car finance company. They stopped lending earlier this year I believe. Does anyone know if they will resume lending or are there any other subprime finance companies that dont charge 40+% APR? Thanks!
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Loan with 1 small CCJ
Hi People Just wondering if there are any legit Loan companies for people with bad credit? I have 1 x CCJ of 100GBP from 4.5 years ago which i only found out i had this week.. Your comments welcomed
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15000 loan
i am looking to get loan for 15000 i have a reasonable credit rating can someone suggest the best/ cheapest places please thanks Bill
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Will having a loan stop me from getting a mortgage?
I'm looking to take out a 4 year loan for £5500 and I am just worried that this will prevent me from getting a mortgage in about 18months to 2 years time. Between me and the missus we will have enough savings for a sizeable deposit, but I don't want the £135 a month coming out of my account affect the bank's decision to…
