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Loan and separation
Hi all Unfortunately my wife and i have decided to separate. We currently have loan with C & G. I was wondering what options may be available with the repayment of the loan and whether we may be able to be offered better terms. Any advise is welcome THanks in advance
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Small car loan required....
Hi I'm in full time work with good pay but with not much savings. I'm looking into buying a car privately around the £6k mark. As I can't P-X my car and also need it for work I have to sell my car after buying the new one. So I'm looking for a 4k loan - to buy the new car with, but one I can pay the 2-3k (value of old car)…
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Zopa? Thoughts?
Has anyone used Zopa? It's a peer to peer lender aiming to cut out the banks... just wondering if anyone has used them or if anyone knows of any potential pitfalls? I'm new so I can't post a link apparently but Google Zopa and you should get the site!
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Loan help...
Hi, A bit of background, I am a British citizen who has been living abroad for a number of years. I have also been living with my husband and pretty much entirely under his umbrella. Because of this I think I probably have no financial history, I have only last week applied for my first bank account. (stupid to be tied to…
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loan help
Hi all, I need a personnal loan for £2000 to setup a business,its mainly for buying eqiupemnt i have searched through various sites and the cheapest i have seen is Zopa does anyone have any experience with them? Im looking to oay back over 4-5 years Thanks
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CCJ oustanding and loan
Hi, I'm currently paying off my wedding and while I've done a massive amount myself (almost payed off around 10000 myself this year) I'm a bit concerned that we may need a small loan to cover the last bits and bobs. Now I have a ccj outstanding but this was taken out by my old work place as I left (was forced out by…
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ACF Finance - Loan Deposit
Yesterday I applied to ACF finance for a car loan. This was a last ditch effort by myself after exhausting all other avenues of lending. Basically I need a car for work (community carer) and my car has broken down, so no car means no job :( I have been told I was accepted on principal and was to go to the show room which…
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Car Finance/Hire Purchase, Would i be accepted?
Hi there, Im in the market for a new car after coming out of a company car scheme. I checked my credit report from experian and equifax, however the report from equifax differs from the report from experian! Experian report states i have 3 credit accounts, 2 active and one old account. The 2 active are, mobile phone and…
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Loan, credit card or re-mortgage?
Hi guys, this is the first time I've posted a thread, just need a bit of advice please. My husband, toddler and I currently live in a two bedroom flat. We are wanting to move somewhere with some outside space for our little boy but are reluctant to put our flat on the market until we've spruced the place up a bit! (new…
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Beware of rates offered on the net
A couple of days ago I applied for an Alliance & Leicester (Santander) loan on a link from this site. The APR advertised was 7.8%, I completed the form and submitted it. I immediately received a receipt via e-mail from Santander telling me that a decision would be made soon. My application was successful and received the…
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Littlewoods online loan/credit
Hi, i wasn't sure where to post this. Hope this is the right place.. Anyway, i want to apply for a littlewoods account, so i can pay for an item in installments. Does anyone know the requirements to obtain the credit and how much it is for? I have tried looking on their site, but can't find this info. Thanks
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What's the loan for...?
When applying for a loan, how much weight does the "reason for loan" question actually carry? Are companies known to reject certain reasons ahead of others?
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loanswarehouse.co.uk
Does anyone have any experiences with these? debaing whether to use them
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2 loans into 1??
Hello, Between me and my partner we have to loans, one which was originally £6000 or £7000 and now has just over £4000 remaining which is on a 15% rate (my partner took this out when he was younger and didn't look at good rates etc just wanted the money!) and we have a £6000 loan which we took out 1 year ago on a rate of…
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Car finance options
Hello, I currently get a company car allowance of around £350 after tax, so this is my monthly budget for a new car - but clearly I'd like to get the most for my money. Last time I did a PCP on a brand new golf, cost about this per month, and it worked out great. However I'd like to think about it a bit more this time…
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Alliance & Leicester/Santander 7.8% APR rate
A couple of days ago I applied for an Alliance & Leicester (Santander) loan on a link from this site. The APR advertised was 7.8%, I completed the form and submitted it. I immediately received a receipt via e-mail from Santander telling me that a decision would be made soon. My application was successful and received the…
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HELP!!! Going crazy with creditchecks
Hi I am looking for some advice on how to solve a problem with getting declined for credit. Some background: in January this year I had a credit check appear on my Experian file from Vodafone and at the same time a mobile phone arrived that I had not ordered. I could get nowhere with Vodafone but as I suspected identify…
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Cahoot Flexible Loan Rate
Hi, after 7 years of being irresponsible, I'm trying to pay off my debts! I have reduced the total amount from around 25k to 17K over the past 2 years. I'm now left with a loan and credit card, plus a CCJ which has been paid and should come off my record next year (it's been there for 5 years) My Cahoot Flexible Loan has…
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Whats the cheapest loan rate?
Hi I am looking for an unsecured loan for £5000 to pay over a max of 5 yrs. What is the best rate at the moment? Thanks
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Son in Debt
Please can anyone help. My son who is 27 has got himself into debt to the sum of 15k. He is working and earns roughly £1100 a month. He has been having advice from the Debt Advisory line and they have told him an IVA is not the right option for him and they have advised him to go onto a Debt Management Plan. He has filled…
