We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Car finance options
Options

foolishboy
Posts: 321 Forumite
in Loans
Hello,
I currently get a company car allowance of around £350 after tax, so this is my monthly budget for a new car - but clearly I'd like to get the most for my money.
Last time I did a PCP on a brand new golf, cost about this per month, and it worked out great. However I'd like to think about it a bit more this time around, and look at more options.
Can I get a similar deal (Deposit + monthly payments + balloon payment) on a nearly new car? If so, who does them?
Basically what I'm asking I suppose is what scheme, on what car (I'm assuming not new, this isn't important) will get me the most car for the £££.
Thanks in advance!
FB
I currently get a company car allowance of around £350 after tax, so this is my monthly budget for a new car - but clearly I'd like to get the most for my money.
Last time I did a PCP on a brand new golf, cost about this per month, and it worked out great. However I'd like to think about it a bit more this time around, and look at more options.
Can I get a similar deal (Deposit + monthly payments + balloon payment) on a nearly new car? If so, who does them?
Basically what I'm asking I suppose is what scheme, on what car (I'm assuming not new, this isn't important) will get me the most car for the £££.
Thanks in advance!
FB
0
Comments
-
You can get PCP type deals on cars up to 2 years old from main dealers working on the same principal as if bought new with deposit, payment, balloon.
You will need to go to your main dealer of choice and do the deal direct.0 -
paulmcerlean wrote: »You can get PCP type deals on cars up to 2 years old from main dealers working on the same principal as if bought new with deposit, payment, balloon.
You will need to go to your main dealer of choice and do the deal direct.
Thanks Paul .. does it have to be main dealer? Or are the offers they have just as good as anyone else?
Thanks!
FB0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards