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Baron Lynskey!
This is a seriously crooked company with 2 guys that have no problems stealling everything in your account! I urge everyone to not touch these 2 with a barge pole they have no financial contacts what so ever they just take your fee pretending its a CVV2 check! PLEASE PLEASE PLEASE dont waste your time or loose your money…
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in desperate need of help..PLEASE
Hi ive just been refused a tesco loan. Even though my credit history isnt that bad because ive checked. I was wondering does anyone know who i would definately get a loan with? Apart from provident. I need a new car as mines just died on me and cant afford one without some help..thank you x
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Provident debt help
Hi i have just been given a red letter from Westacott threatening door collection for my provident debt, is this possible as my husband thinks they wont go any further due to the high interest charges
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hsbc loans and options
this is my first post just got off the phone to a collections team manager this time. from the people who never listen hsbc. over the last 3mths they phone and we end up having a long conversation but to no end result. i am currently paying 150 per month when my payment is meant to be 289 a month. i have been told today…
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welcome f borrowed 10k pay back 36k
Hi friends I have been trying for atleast 2 years now sorting out my finances and firstly seen the error of my ways dont borrow save first. i am getting on well and havnt gained any more bad credit for a year stopped borrowing and using accounts but in doing so struggled to pay back what i already have i am just coping. I…
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calculating apr help
Hey I hope someone can help me out here. I'm trying to find the fromular to calculte APR, for for a basic fixed rate loan. I have searched all over the net, but I can never find two fromulars that match. Example: Mr X took a loan for 10K over 3 years - APR rate of 7% - monthly repayments = blar blar.. and was going to…
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Help needed re Quickquid - discount code removal
Hi, i've been playing email ping pong with Quickquid over recent weeks and have hit a brick wall with regards to a discount that was applied to my account. The original loan i took out was for £600. The interest on this was £150 (i'm an idiot - i know :( ) Quickquid sent me a birthday discount code that reduced the…
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help required for an URGENT LOAN!
Hi does anyone know any private individual cash lenders or where i can obtain a loan from urgently ,i need a small loan for £500.my credit isnt good so payday loans are not an option for me and i do not know anyone to act as a guarantor. any ideas i would be most grateful.
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Advice Needed - How will being a guarantor effect me?
Hi all, My brother has asked me to be a guarantor on a loan for £2000 over 3 years to consolidate some debts. He doesn't have a credit rating due to falling on hard times in the past. I am sure he will meet the £100 a month payments and even if he didn't my mother would pay it for him. I on the other hand have an excellent…
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Why cant I get a loan with good credit
I have applied to the Post Office and Sainsburys for a £2,000 loan to be paid back over 1 year and have been refused- my credit score is excellent according to Experian, and I dont know why I am getting refused? Anyone have any ideas?
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Lost loan
Hi all My other half is in a bit of a tricky position with regards to a loan he took out. The initial loan was taken out in 2007 with Virgin money who also dealt with his credit card, he was later informed that the loan had been moved and was now being dealt with by MBNA as had his credit card. Since then we have moved…
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Draft, outline loan agreement??
I know, I know, never lend to friends or family!!! I accept fully I may be making a daft decision but.... I'm planning on loaning a friend some money (£950 since you ask). I'd prefer to get this documented clearly so we both know where we are and understand what we are doing - and so I can take legal action later if need…
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Unable to make loan payment...please help! Urgent!
Hi I'm just looking for a bit of advise.I took a loan out with welcome finance in July 2006 (I know it was a terrible thing to do :o ) Due to top ups etc I ended u borrowing 2500 pound at 82.6% :eek: I make my payments on 6th of every month and pay back roughly 135 per month. I have not missed any re-payments...yet! Today…
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Does anyone have Alliance and Leicesters Collections Dept Tel No?
I have changed my contact details since I took out a loan and I have missed a payment. I don't want them calling and talking to my parents about this, Can they do this? Tell whoever picks up the phone its regarding a loan? I want to call them to update my details and inform them of the situation, head them off at the pass…
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personal guarantee
Background. This may be long but please bear with me Member of family worked for an owner managed business. MD set up a new business with capital injection from some other shareholders. MD's wife owned majority of shares. 65% I think. MD did not inject any capital. Remainder of shares were split between other directors and…
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Car Finance
I'm in a joint IVA with my husband commenced oct 09. The car payment of £420 per month has been agreed under this. My balloon payment is due jan 2010 of £11,000. The finance company wont refinance this due to the IVA. Does any one known of a finance company I could use to re finance or as an alternative hand this car back…
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Bad credit history and no where to live!
I went through a bad stage a little while ago and got myself into debt! I am now almost out of it and have paid off most of it with out getting any CCJ's i am paying off my last 2 debts now. The trouble is I need to get money together quick for a deposit for a flat/house or i am going to be homeless! I have grown up a lot…
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welcome finance
I have an outstanding loan with welcome finance (took it out in 2005/2006/2007), the repayment is set up to come out of my bank account every month, so therefore I havent defaulted. Back in Febuary, they wrote to me to say there was arrears on the account, I couldnt work out why but paid them to shut them up. Today, I get…
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French Domiciled, best way to raise capital
We have lived in France for 5 years, we own our house in France outright, we own a vacant property outright in England with a rental value of £650 pcm. We hope to get a new tenant early next year. In the short term, we need to raise some funds. I want to raise £10,000, £5,000 of which will pay off credit cards. We are…
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Advice needed please!
Hello, I am waiting for completion on a new property which is due to go through any time now. I arranged the mortgage and thought that I would borrow about £5000 - £6000 to pay solicitors and furnish/decorate ect nearer the time. I have never been turned down for loans in the past and thought that there would be no problem…
