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Getting a Mortgage as a Foreign Investor
Hi, I am Australian and I am looking to invest in the US Market. Can you tell me what my options are. I read a book that said I could get a ITIN through the US Consulate here in Australia but I want to hear from other non-US nationals. Thanks, MJ seekingfortuneinnewyorkstate.com
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Got bad credit but need a loan fast! Help!
Are there any decent 'bad credit loans' out there? I have applied for a loan with Wentworth Finance which sounded ok but apparently after reading reviews on this company (which I wish I had done first) they are brokers n they pass u through 2 various lenders which still doesnt mean I am going to be accepted! Plus by the…
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Yes Loans Beneficial Claims [TEXT DELETED BY ABUSE TEAM] !!BEWARE!!
I have recently had the most awful experience dealing with Yes loans. They always say "Yes" agreed in prnciple they are regulated by "The Ministry of Justice" this doesn't exist nor has any authority over what they are doing. This is a scam, [TEXT DELETED], even the people who work for Yes loans don't understand who they…
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What to do? Best loan your advice pls?
Hi i am new to this site but have read most posts and every1 seems to be so helpfull so here goes. I checked my credit on experian and i have a rate of 752 which comes under the fair catagory?!? Anywhooo, i have a debt i am paying off through Capquest and as i know many have issues with them but i thought it best just to…
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Final Offer for PPI from RBS
I have received my offer of compensation for a mis-sold PPI policy from RBS. It all seems fine apart from the fact that they have not added interest @ 8% simple on my payments. I have been on the FSA website and it quotes: the addition of interest (normally at the rate of 8% simple per annum) to any excess payments made by…
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Telogram/CapQuest phishing letter
I'm so pleased to have Googled this company and found you. I received a letter today from Telogram Ltd addressed to my late husband, he died in March 1999. The letter has our previous address as his last known address - it most certainly was the last address he knew - he died at home of a massive heart attack.The…
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Loan or adding to mortgage?
I have 3 credit cards totally £5,000 and paying interest on them all.... is it better to take out a loan, say over 3 yrs or add it to my mortgage. I am 48 yrs old and only about 20k equity on my property. Thanks
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Not sure if this question has been asked before
.....But does a HSBC Managed Loan affect my credit file in a bad way? For example does it report to my credit file will Arrangement to pay or a default or anything? Will it show on my credit file as a new loan with loads of 1's when I pay? HSBC have told me that once the loan has finished, I can wait 12 months and then re…
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Loan Advice - Previous Bankrupt
I was made bankrupt in September 2006, mainly as the result of a rather messy divorce which ended up with all my assets going to the ex leaving me with the debts! I had excellent credit history before the BR, and since then have earned a reasonable income. I have a business bank a/c, personal a/c and a Vanquis card with a…
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Credit Unions
I opened an account with the credit union at work in March of this year. I was told that if I saved with them for three months I was entitled to a loan. So after three months I applied for £8000 loan. At first they refused because I failed to meet their criteria on the credit check, then after appealing they only paid out…
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Natwest Loan - Advice Needed Please.
Hi there, I am new to this forum, and highly stressed and worried... So here's the story... In 2007 my husband and I went to NatWest for an appointment to speak about a loan for about £22K (which is now £35K with interest). We had originally been told that I may not be able to get the loan as I did not have permanent…
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Statute barred advice please
In my misspent youth and during an awful relationship (yadayadayada) I built up a number of debts the main one being a student overdraft with Barclays. I suffered with depression at the time and it got to a point where I didn’t open my post for ages because of all these people chasing me for money. I got some awful phone…
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Borrowed from a family member now they want interest!
I'm just going to add that this is not for me it's for my brother. A couple of years ago my brother was caught drink driving in a car that he wasn't licensed to drive and was fined for it. He didn't pay the fine so he had bailiffs chasing him for it so his girlfriends auntie agreed to pay this for him on her credit card,…
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wipe out student loans?
Hi all, i have just been contacted by park lane services who have told me that i am eligible to write off my student loan (excess of £25,000) due to the Student loans company not adhering to a certain credit consumer act, apparently there needed to be a third party advising me on my finances when taking out the loan in…
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Urgent Help Please
I asked a while back, but a family member wants to take out a £25k loan, has a superb credit record, has a lot of equity in their house but is 62 years old and has a great job & works full time. So far, he has been quoted around 12% which I dont think is very good bearing in mind they have about £350,000 in their house and…
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secured loan-token payment?
Hi everyone, I have a secured loan which the insurance has been paying the monthly payments.I also have two other unsecured loans that i pay a token payment of £1 per month.My question is,now that the insurance cover has finished do i now offer the secured loan people a token payment of £1 per month.I cant afford anymore…
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Final Settlement?
Hi, I took a loan out with Abbey in 2002 and have paid each and every month. It is due to finish in October next year! My situation has now changed as my husband is not longer working due to health reasons and it is going to be my wage that we live off - eck! :rolleyes: I will owe £1877, what amount do you think that Abbey…
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Advice needed - Guarantor for a loan I want to get out of!
Hi there. About a year ago I said that I would be a guarantor for the lead singer in my old bands loan. This was to help pay off some recording costs and I felt like I should be a nice person and help out. Now I don't talk to the guy and he is starting to miss payments on the loan which is really out of order. Is there any…
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Overdraft Needed
Hi, Although not a loan as such, can anyone tell me how on earth I can get an overdraft? I am on Incapacity Benefit so my monthly income is less than £400 per month. Although I am lucky and own my own home outright, my bank (HSBC) will not give me an overdraft of £100 which I would only use occasionally in an emergency.…
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Zopa loan
Hi, I'm looking at getting a loan for a new car (want to order before the end of the year so VAT is still 15% & the scrappage is still going!) and I've been looking at Zopa because I need to borrow £5000 and could afford to pay it off in about 18 months, and their rates are far better than other flexible loans. However,…
