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premier guarantee housing insurance question.
hello I'm trying to claim on the new build insurance done through premier guarantee for a shared ownership property and one of the questions is ........ "Please provide a copy of the survey carried out when purchasing the property" Are they talking about my own snagging survey which i stupidly didnt do before purchasing or…
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Car Insurance increase by £2,000 at different address
Hi guys, I’m experiencing something very strange! I am 22 years old and I am getting car insurance quotes because I plan on moving house soon and don’t want to move somewhere where my premiums will increase too much. At my current house I am getting quotes for £1,200 through different comparison websites with Hastings…
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Got life insurance - can I / should I put it in trust?
Hi, I have life insurance that will pay out £320,000 if I die within the next 23 years (I am 43). I have looked at putting the life insurance in trust. I have read up on this and cannot see any negatives, please can I ask if there are any I should look out for?
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Historic subsidence to detached garage
Hi, We bought our house 3yrs ago and the previous owners advised of a subsidence and underpinning claim against the detatched garage back in 99/00. This was caused due to trees/hedgerows which were removed as part of the claim. When we moved in we kept our insurance with our provider at a sensible rate but they have now…
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Fraudulent claim against us
Last month my partner received a letter from the police informing him he needed to give his insurance details as he has supposedly hit a car and driven off on our road. This did not happen.We have CCTV and we checked the cameras The car can been parked outside my house which had damage to it. 3 motor bikes can be seen…
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Car insurance and changing excess/start dates
Are you allowed to change the dates/excesses to see what gives the best price? I have been checking the price difference for different excesses, dates into the future and sometimes if driveway parking/road parking brings considerable differences. Which has probably resulted in a crap ton of quotes in the course of a day,…
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Private medical treatment re-payments
I was involved in a car accident three years ago and went with the law firm recommended by my private medical insurance company use. The case is due to be completed & I have had an offer of compensation but the law firm say I must now pay for the cost of the medical treatment of £21.000 incurred by the insurance company.…
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freelolder insurance
I own and live in a house divided into 2 flats.The bottom flat is rented out - not owned by me.As the freeholder I am onliged to organise the insurance and split the cost with the other (leasehold) owner but my current insurer- NIG/ broker has been raising the cost each year. Anyone recommend any companies who would quote…
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Subsidence 12 years ago, House insurance queries...
Hi, I bought my terraced house in Bristol 5 years ago. 12 years ago they had some relatively minor subsidence, due to a broken drain apparently. I had a nightmare getting landlords insurance many years ago, but eventually got it with a broker. Now I'm moving back in and can't use them. I get some reasonable quotes coming…
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Insurance company reviews
I'm looking around for a home insurance quote. I've gotten quotes from the price comparison sites and researched individual companies. I've checked out review sites like trust pilot. Whilst many company's get bad reviews, some get a high rating. However, I appear to see a pattern: all the good reviews are for the buying…
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Admiral - Bait-and-Switch Tactics??
Our Buildings and Contents Insurance is due mid August so I used Compare the Market to find alternative quotes. Answered all questions honestly and Admiral came out equal cheapest at £175.92. I tried to buy on-line but it came back as "can't do it online so please telephone one of our advisors on....". Went through the…
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Share-of-freehold: buildings insurance on price-comparison websites?
Trying to work out the most cost effective way to get buildings + contents insurance for a share-of-freehold flat in a building with two flats.Is it actually possible to do this properly via a comparison website, or am I destined to go to specialist insurers to get the buildings insurance?If I use one of the price…
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Legal expenses cover query, qualified and then not! "Arc legal".... any help?
Hi All, I'm new, not sure if this is in the right section, its insurance/legal in nature. Had a neighbour dispute, went to mediation last year, but they have now breached it. Through my home insurance I have legal expenses and they said it qualified in the terms to be assessed, they have on Friday now come back and said…
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Possible problem with building insurance claim
Hi - today we had builders round to start and fit a new kitchen. What should have been an exciting day has turned out to be a bit of a problem! I'll try and be brief... We moved into our bungalow about 18 months ago, and have always had a small damp problem in the kitchen and the spare bedroom. So, we had a builder round…
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Admiral car insurance want money from my partner
Hi all My partner and i were in a crash which resulted in the person behind hitting us on tbe back of tbe car. The other drivwr admitted it was hia fault. My partner ia trying to sort the claim out. He had an email saying the car insurwnce will be cancled and tjey want 300 quid from him for canceling it. It was another…
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Life insurance terms
I have just found out that the life insurance I took out 25yfs ago has finished. I was not told that it was term this is something I was not told at the time, it was taken out through Scottish Widows. I am shocked as I was lead to believe I would pay this for life and have something to leave my sons. I cannot move the…
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Income protection insurance & critical illness via work - claim both?
Hello, I am sure the answer to this, is to ask work....but my partner is off sick with ME. He is currently going through the claim process for the income protection insurance policy which should hopefully kick in soon. He also has a critical illness policy. Both policies are by the same provider, and my husband elected to…
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Declined house insurance claim CCJ
Asking for advice if anyone can help? My partner bought a home for us in December & took out an insurance policy in his name & paid the premium in full. I was named on the policy as living in the house but the policy is not in my name. We have recently attempted to make a claim for issues with the drains in the garden.…
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Over 50' life insurance
My father in law has an over 50s life insurance policy. That covers a funeral plan. He took this out in 2001 and the sum assured is just under a thousand pounds. To date he has paid in over 1800 pounds. Does his sum assured increase with the amount paid in? Or is that just the way the policy is? Thanks
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Nova insurance claim denied
I'm after some advice as to where I stand as my claim with nova insurance was denied for my cracked pixel 2 xl on the basis that I hadn't provided photos and imei when the device was new/ working order. This must have slipped past me as I did just check back and there was that in an email from ages ago, however they have…
